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3680 Estes Street
CITY OF WHEAT RIDGE BuM da n94RspesUeR_Dj vi sj en--- (303) 234-5933 Inspection line (303) 235-2855 Office - (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: U 6 4 ,� Job Address: <7101 0�5-74e—S- Permit Number: ❑ No one available for inspection: Time 2!/9 AM Re -Inspection required: Yes ,'J When corrections have been made, call for re -inspection at 303-234-5933 Date: Inspector: DO NOT REMOVE THIS NOTICE 1* � � i City of Wheat Ridge �� Residential Sewer Repair PERMIT - 202002416 PERMIT NO: 202002416 ISSUED: 11/18/2020 JOB ADDRESS: 3680 Estes St EXPIRES: 11/18/2021 JOB DESCRIPTION: Sewer line repair in front yard, install cleanouts - 8 ft long *** CONTACTS *** OWNER (817)500-1081 SULLIVAN AMANDA SUB (303)519-0240 R. ANDREW RUSSELL 120161 THE ELITE PIPE MD *** PARCEL INFO *** ZONE CODE: UA / Unassigned USE: UA / Unassigned SUBDIVISION CODE: 2406 / BEL AIRE,HILLCREST HEIGHTS, ME BLOCK/LOT#: 0 / *** FEE SUMMARY *** ESTIMATED PROJECT VALUATION: 21800.00 FEES Total Valuation 0.00 Use Tax 58.80 Permit Fee 93.35 ** TOTAL ** 152.15 *** COMMENTS *** *** CONDITIONS *** ALL sewer repair/replacements for which a permit is issued MUST be inspected by and receive written approval from the City of Wheat Ridge BUILDING DIVISION, regardless of inspection by any Sanitation District representative. Inspection and approval of work by any Sanitation District representative DOES NOT grant authority to cover work without the approval of the Building Division. **For trenchless sewer replacements - The contractor will verify proper slope of new sewer piping in conformance with the IRC and IPC of 1/4 inch per foot unless otherwise allowed specifically by the applicable code. The plumbing contractor will provide verification of proper slope and drainage in writing as a condition of approval of the permitted work.** 1* � 4 41' PERMIT NO: JOB ADDRESS: JOB DESCRIPTION: City of Wheat Ridge Residential Sewer Repair PERMIT - 202002416 202002416 3680 Estes St ISSUED: 11/18/2020 EXPIRES: 11/18/2021 Sewer line repair in front yard, install cleanouts - 8 ft long I, by my signature, do hereby attest that the work to be performed shall comply with all accompanying approved plans and specifications, applicable building codes, and all applicable municipal codes, policies and procedures, and that I am the legal owner or have been authorized by the legal owner of the property and am authorized to obtain this permit and perform the work described and approved in conjunction with this�permrt. I further attest that I am leg ally authorized to include all entities named within this document as parties to the work to be performed and that all work to be performed is disclosed in this document and/or its' accompanying approved plans and specifications. Signature of OWNER or CONTRACTOR (Circle one) Date 1, This permit was issued based on the information provided in the permit application and accompanying plans and specifications and is subject to the compliance with those documents, and all applicable statutes, ordinances, regulations, policies and procedures. 2. This.permit shall expire 365 days after the date of issuance regardless of activity. Requests for extension must be made in writing and received prior to the date of expiration. An extension of no more than 180, days made be granted at the discretion of the Chief Building Official and may be subject to a fee equal to one-half of the original permit fee. 3. If this permit expires, a new permit may be required to be obtained. Issuance of a new permit shall be subject to the standard requirements, fees and��procedures for approval of any new permit. Re -issuance or extension of expired permits is at the sole discretion of the Chief Building Official and is not guaranteed. 4. No work of any manner shall be performed that shall results in a change of the natural flow of water without prior and specific approval. 5. The permit holder shall notify the Building and Inspection Services Division in accordance with established policy of all requ�ired inspections and shall not proceed or conceal work without written approval of such work from the Building and Inspection Services Division. 6. The issuance or granting of a permit shall not be construed to be a permit for, or an approval of, anviolation of any provision of any applicable code or any ordinance or regulation of this jurisdiction. Approval of work is subject to field inspection. Signature of Chief Building Official Date REQUESTS MUST BE MADE BY 11:59PM ANY BUSINESS DAY FOR INSPECTION THE FOLLOWING BUSINESS DAY. From: no-reolv(alci.wheatridae.m. us To: CommDev Pets Subject: Online Form Submittal: Sewer or Water Line Repair Permit Application Date: Wednesday, November 18, 2020 12:21:20 PM Sewer or Water Line Repair Permit Application This application is exclusively for SEWER OR WATER LINE REPAIR - IN YARD Your Permit will be emailed to the email address provided below once it is processed. THIS APPLICATION DOES NOT CONSTITUTE A PERMIT. DO NOT BEGIN WORK UNTIL PERMIT HAS BEEN ISSUED. Right of Way permits must be applied for with the Public Works Department. Is this application for Yes sewer line or water line repair - in yard only? PROPERTY INFORMATION Is this Residential or Residential Commercial? Property Address 3680 Estes St Wheat Ridge Property Owner Name Amanda Sullivan Property Owner Phone 817-500-1081 Number (enter WITH dashes, eg 303-123- 4567) Property Owner Email nia Address Attach City of Wheat WRP 11-18-2 Ridge Electronic Payment Form - "DO NOT ATTACH A PICTURE OF A CREDIT CARD" CONTRACTOR INFORMATION Contractor Business The Elite Pipe MD Name Contractor's License 120161 Number (This is a 5 or 6 digit number for the City of Wheat Ridge) Contractor Phone 720-662-4381 Number (enter WITH dashes, eg 303-123- 4567) Contractor Email david@elitepipemd.com Address Retype Contractor david@elitepipemd.com Email Address DESCRIPTION OF WORK Is this a sewer line or sewer Line water line repair? Length of repair 8' Location of repair Front yard (backyard, frontyard, etc) Provide additional Install dual sweep clean outs 9' deep details including installation of clean- o uts. Project Value (contract 2800 value or cost of ALL materials and labor) SIGNATURE OF UNDERSTANDING AND AGREEMENT I assume full Yes responsibility for compliance with applicable City of Wheat Ridge codes and ordinances for work under any permit issued based on this application. I understand that work Yes may not begin on this property until a permit has been issued and posted on the property. I certify that I have Yes been authorized by the legal owner of the property to submit this application and to perform the work described above. I attest that everything Yes stated in this application is true and correct and that falsifying information in this application is an act of fraud and may be punishable by fine, imprisonment, or both. Person Applying for David salvidrez Permit Email not displaying correctly? View it in your browser. i CITY OF WHEAT RIDGE Building Inspection Division (303) 235-2855 Office INSPECTION NOTICE Inspection Type: X-1 11 Job Address: S 0 Permit Number: 2-0 �_'Q © / ;i_ ❑ No one available for inspection: Time AM/J Re -Inspection required: Yes Xo—-I *When corrections have been made, schedule for re -inspection online at: httpJ/www.ci.wheatridge.co.us inspection Date: Inspector: ,d DO NOT REMOVE THIS NOTICE City of Wheat Ridge Residential Roofing PERMIT - 201703730 PERMIT NO: 201703730 ISSUED: 07/11/2017 JOB ADDRESS: 3680 Estes ST EXPIRES: 07/11/2018 JOB DESCRIPTION: Residential Re -roof to install Tamko 30 year dimensional asphalt shingles - 23 sq *** CONTACTS *** OWNER (970)406-0809 HELMKE CHAD SUB (303)364-3647 Sanara Ramos/Cristian Ramos/Ef 170362 American West Roofing, Inc. *** PARCEL INFO *** ZONE CODE: UA / Unassigned USE: UA / Unassigned SUBDIVISION CODE: 2406 / BEL AIRE,HILLCREST HEIGHTS, ME BLOCK/LOT#: 0 / *** FEE SUMMARY *** ESTIMATED PROJECT VALUATION: 7,230.15 FEES Total Valuation 0.00 Use Tax 151.83 Permit Fee 172.60 ** TOTAL ** 324.43 *** COMMENTS *** *** CONDITIONS *** Effective December 1, 2014, asphalt shingle installations require an approved midroof inspection, conducted when 25-75 percent of the roof covering is installed, prior to final approval. Installation of roof sheathing (new or overlay) requires an approved inspection prior to installation of ANY roof coverings and is require on the entire roof when spaced or board sheathing with ANY gap exceeding one half inch exists. Asphalt shingles are required to be fastened to the roof deck with a minimum of 6 nails per shingle. Ice and water shield is required. Eave and rake metal is required. A ladder extending 3 feet above the roof eave and secured in place is required to be provided for all roof inspections. Roof ventilation is required to comply with applicable codes and/or manufacturer installation instructions, whichever is more stringent. In order to pass a final inspection of elastomeric or similar type roof coverings, a letter of inspection and approval from the manufacturer technical representative stating that "the application of the roof at (project address) has been applied in accordance with the installation instruction for (roof material brand name) roof covering" is required to be on site at the time of final inspection. Roof inspections for ROOFS OVER 6/12 PITCH: 3rd party inspection will be required, the 3rd party inspection report will be collected at final roof inspection performed by City of Wheat Ridge. If report is not available the final inspection will not be completed. f L INSPECTION RECORD Occupancy/Type INSPECTION ONLINE FORM: http://www.ci.wheatridge.co.us/inspection INSPECTION REQUEST LINE: (303) 234-5933 Inspections will not be performed unless this card is posted on the project site. **Request an inspection before 11:59 p.m. (midnight) to receive an inspection the following business day.** Inspector Must Sign ALL Spaces pertinent to this project Foundation Inspections Date Inspector r- _, Comments Initials Pier v 7 Concrete Encased Ground (CEG) Foundation / P.E. Letter Do Not Pour Concrete Prior To Approval Of The Above Inspection Underground/Slab Inspections Date Inspector Initials Comments Electrical Comments Sewer Service Plumbing Do Not Cover Underqround or Below/In-Slab Work Prior To Approval Of The Above Inspections Rough Inspections Date Inspector Initials Comments Wall Sheathing Mid -Roof ��) , 17 Lath / Wall Tie Rough Electric' Rough Plumbing/Gas Line Rough Mechanical Rough Framing Rough Grading Insulation Drywall Screw/ Nail Final Inspections Date Inspector Initials Comments Landscaping & Parking / Planning Dept. Inspections from these entities should be requested one week in advance. For landscaping and parking inspections call 303-235-2846. For ROW and drainage inspections call 303-235-2861. For fire inspections contact the Fire Protection District for your project. ROW & Drainage / Public Works Dept. Floodplain Inspection (if applicable) Fire Inspection / Fire Protection Dist. Final Electrical Final Plumbing Final Mechanical Roof Z V Final Window/Doors Final Building NOTE: All items must be completed and approved by Planning, Public Works, Fire and Building before a Certificate of Occupancy is issued. Approval of the Final Building inspection does not constitute authorization of occupancy. *For low voltage permits — Please be sure that rough inspections are completed from the Fire District and electrical low voltage by the Building Division. Occupancy Is Not Permitted Until A Certificate of Occupancy Is Issued Protect This Card From The Weather City of Wheat Ridge Residential Roofing PERMIT - 201703730 PERMIT NO: 201703730 ISSUED: 07/11/2017 JOB ADDRESS: 3680 Estes ST EXPIRES: 07/11/2018 JOB DESCRIPTION: Residential Re -roof to install Tamko 30 year dimensional asphalt shingles - 23 sq *** CONTACTS *** OWNER (970)406-0809 HELMKE CHAD SUB (303)364-3647 Sanara Ramos/Cristian Ramos/Ef 170362 American West Roofing, Inc. *** PARCEL INFO *** ZONE CODE: UA / Unassigned USE: UA / Unassigned SUBDIVISION CODE: 2406 / BEL AIRE,HILLCREST HEIGHTS, ME BLOCK/LOT#: 0 / *** FEE SUMMARY *** ESTIMATED PROJECT VALUATION: 7,230.15 Total Valuation FEES 0.00 'ANs Use Tax 151.83 Permit Fee 172.60 ** TOTAL ** 324.43 *** COMMENTS *** *** CONDITIONS *** Effective December 1, 2014, asphalt shingle installations require an approved midroof inspection, conducted when 25-75 percent of the roof covering is installed, prior to final approval. Installation of roof sheathing (new or overlay) requires an approved inspection prior to installation of ANY roof coverings and is require on the entire roof when spaced or board sheathing with ANY gap exceeding one half inch exists. Asphalt shingles are required to be fastened to the roof deck with a minimum of 6 nails per shingle. Ice and water shield is required. Eave and rake metal is required. A ladder extending 3 feet above the roof eave and secured in place is required to be provided for all roof inspections. Roof ventilation is required to comply with applicable codes and/or manufacturer installation instructions, whichever is more stringent. In order to pass a final inspection of elastomeric or similar type roof coverings, a letter of inspection and approval from the manufacturer technical representative stating that "the application of the roof at (project address) has been applied in accordance with the installation instruction for (roof material brand name) roof covering" is required to be on site at the time of final inspection. Roof inspections for ROOFS OVER 6/12 PITCH: 3rd party inspection will be required, the 3rd party inspection report will be collected at final roof inspection performed by City of Wheat Ridge. If report is not available the final inspection will not be completed. City of Wheat Ridge Residential Roofing PERMIT - 201703730 PERMIT NO: 201703730 ISSUED: 07/11/2017 JOB ADDRESS: 3680 Estes ST EXPIRES: 07/11/2018 JOB DESCRIPTION: Residential Re -roof to install Tamko 30 year dimensional asphalt shingles - 23 sq I, by my signature, do hereby attest that the work to be performed shall comply with all accompanying approved plans and specifications, applicable building codes, and all applicable municipal codes, policies and procedures, and that I am the legal owner or have been authorized by the legal owner of the properly and am authorized to obtain this permit and perform the work described and approved in conjunction with this permrt. I further attest that ran le ally authorized to include all entities named within this document as panties to the work to be performed and that all work to be performed is disclosed in this document and/or its' accompanying approved plans and specifications. Signature of OWNER or CONTRACTOR (Circle one) Date 1. This permit was issued based on the information provided in the permit application and accompanying )Tans and specifications and is sub'ect to the compliance with those documents, and all applicable statutes, ordinances, regulations, policies and procedures. 2. This permit shall expire 365 days after the date of issuance regardless of activity. Requests for extension must be made in writing and received prior to the date of expiration. An extension of no more than 180 days made be granted at the discretion of the Chief Building Official and may be subject to a fee equal to one-half of the original permit fee. 3. If this permit expires, a new permit may be required to be obtained. Issuance of a new permit shall be subject to the standard requirements, fees androcedures for approval of any new permit. Re -issuance or extension of expired permits is at the sole discretion of the Chief Building Official and is not guaranteed. 4, No work of an manner shall be performed that shall results in a change of the natural flow of water without prior and specific approval. 5. The permit holder shall notify the Building and Inspection Services Division in accordance with established policy of all required inspections and shall not proceed or conceal work without written approval of such work from the Building and Inspection Services Division. 6. The issuance or granting of a permit shall not be construed to be a permit for or an approval of, any violation of any provision of any applicable co r any ordinance or regulation of this jurisdiction. Approval of work is subject to field inspection. Signature of Chief Building Official Date REQUESTS MUST BE MADE BY 11:59PM ANY BUSINESS DAY FOR INSPECTION THE FOLLOWING BUSINESS DAY. Dane Lovett 61103 7., Q From: Sent: no-reply@ci.wheat ridge.co.us Wednesday, June 28, 2017 10:13 AM To: Permits CommDev Subject: Online Form Submittal: Residential Roofing Permit Application Categories: Kim Com-- C> Residential Roofing Permit Application a This application is exclusively for new permits for residential roofs and for licensed contractors only. This type of permit is ONLY being processed online --do not come to City Hall to submit an application in person. Permits are processed and issued in the order they are received and due to the volume of requests, time to process varies and is subject to change. YOU WILL BE CONTACTED WHEN YOUR PERMIT IS READY FOR PICK-UP AND WILL BE GIVEN A SPECIFIC DATE AND TIME WINDOW TO COMPLETE THE TRANSACTION. You will be notified if your contractor's license or insurance has expired, and you may update those documents at the time you are issued your permit. For all other requests: Homeowners wishing to obtain a roofing permit must apply for the permit in person at City Hall. Revisions to existing permits (for example, to add redecking) must be completed in person at City Hall. All other non -roofing permits must be completed in person at City Hall. The Building Division will be open from 7:30-10:30 a.m., Monday through Friday to process these types of requests. THIS APPLICATION DOES NOT CONSTITUTE A PERMIT. DO NOT BEGIN REROOFING UNTIL PERMIT HAS BEEN ISSUED. Is this application for a Yes residential roof? How many dwelling units Single Family Home are on the property? PROPERTY INFORMATION Property Address Property Owner Name Property Owner Phone Number Property Owner Email Address 3680 Estes Street Chad Helmke 970-406-0809 Field not completed. �3z, Do you have a signed Yes contract to reroof this property? It will need to be provided at the time of permit pick-up. Contractor Name Contractor's License Number (for the City of Wheat Ridge) Contractor Phone Number Mundo Roofing Inc. 090496 303-364-3647 Contractor Email Address mundoconstructionco@gmail.com Retype Contractor Email mundoconstructionco@gmail.com Address DESCRIPTION OF WORK Are you re -decking the roof? Description of Roofing Material Select Type of Material If "Other" is selected above, describe here: How many squares of the material selected above? Does any portion of the property include a flat roof? If yes, how many squares on the flat roof? No Tamko 30yr dimensional shingles Asphalt Field not completed. 23 No % Field not completed. TOTAL SQUARES of all 23 roofing material for this project Provide additional detail Tear off and replace shingles and replace with 30yr here on the description of dimensional shingles. ALL House garage and shed z work. (Is this for a house or garage? What is the roof pitch? Etc) Project Value (contract 7,230.15 value or cost of ALL materials and labor) SIGNATURE OF UNDERSTANDING AND AGREEMENT I assume full Yes responsibility for compliance with applicable City of Wheat Ridge codes and ordinances for work under any permit issued based on this application. I understand that this Yes application is NOT a permit. I understand I will be contacted by the City to pay for and pick up the permit for this property. I understand that work Yes may not begin on this property until a permit has been issued and posted on the property. I certify that I have been Yes authorized by the legal owner of the property to submit this application and to perform the work described above. Name of Applicant Sandra Ramos Email not displaying correctly? View it in your browser. 3 RICAN EXTERIORS GENERAL CONTRACTOR SERVICE AGREEMENT Buyer:/ e Home Phone: Address: �i3(,FO �5'I`'�� Insurance Co: 1 ClaimNo: L4LK�Y�C�I" ��� — Adjuster: Sink e `i lf� - ( ii 1 "'ROOF UNIT 'QUANTITY FLAT ROOF '" � UNIT � QUANTITY Tear -Off, Haul and Dispose of Shingles -�� Asphalt _ Wood Shake_ Other_ SQ Tear -Off, Haul and Dispose Roll Roofing SQ Add Layer of Shingles, Remove and Dispose SQ Roll Roofing - Self -Adhering SQ Roofing Felt - 15 Ib.,Y— 30 Ib. Other SQ I-, Drip Edge 2,4 LF Starter Shingles SQ GUTTERS / SIDING' Shingles Brand Type: Cly W �`7 1 C 3 X/ 7/ 66d SQ Remove Gutter / Downspout LF / ' Ridge Cap Low Profile High Profile LF Install Gutter - Aluminum up to 5".( 6"_ LF //3,q6 - Drip Edge 2x2_ 2x4 Color: LF t07, a Install Downspout - 2" x 3"X 3"x4"_ LF 57,2:51 - Flashing - Pipe Jack Each 3 Remove and Replace Soffit SF Furnace Vent Cap and Storm Collar 5"_ 6"X 8"_ Each I Remove and Replace Fascia LF Roof Vent - Turtle Type Turbine Each Remove and Replace Siding SF Exhaust Cap - Through Roof Each Remove and Replace_ Trim LF Chimney Flashing - Small Average_ Large_ Each OTHER Skylight Flashing Each Shed: Tear -off & Install Shingles SQ s Additional Charge for High Roof (>2 Stories) SQ Garage: Tear -off & Install Shingles SQ 3 Additional Charge for Steep Roof (7/12 to 9/12 Slope) SQa �� � Permit (TBD - Will be added as supplement) Ice & Water Shield SF I�; g �- Satellite Dish - Detach & Reset Each Install Sheathing - 7/16" OSB or Other: SF Swamp/Evaporative Cooler - Flashing - Detach & Reset Each Ridge Vent LF TOTAL: We pro ,tq fya 'sh all materials and labor completed in accordance with the specifications below for the initial sum of: REPLACEMENT COST $ 1i I I (insurance proceeds) plus any supplements that may apply to your claim. Upon approval of your claim, American West Exteriors will file for any and all supplements, which may include building code items, unforeseen items and missed or omitted items on the insurance scope provided to you by your insurance company. Those items will be paid per your policy -'rovisions and will become part of this contract as if contained herein. American West Exteriors, as your General Contractor, requests a fair and equitable settlement agreeable by both your insurance company and American West Exteriors based on competitive market rates for labor & materials with no additional cost to you, except for your $ , %C?0 - 0C)deductible and any upgrades or additional work authorized by you that are not part of your approved insurance claim. Should your insurance company deny a full roof replacement, you will not be obligated to this contract and may enter into an acceptable repair agreement with American West Exteriors. All work is installed per the manufacturer's installation instructions & the local building codes. • I hereby authorize and/or instruct the insurance company and all lien holders to include the name American West Exteriors as Co -Payee on any subsequent loss draft or checks after today's date as indicated below. • I hereby authorize and/or instruct any representative and/or third party agent of American West Exteriors to obtain any and all information necessary to complete the funding process relative to the claim number listed above. I hereby authorize and/or instruct American West Exteriors to Act as my General Contractor for the above mentioned claim number and instruct my insurance company to release the customary 10% overhead & 10% profit for scheduling and coordinating any and all trades needed. • I understand this contract may be cancelled within 3 business days from the date listed below. The cancellation had to be submitted to American West Exteriors by midnight on the third business day. This contract is subject to American W t Exteriors management review & approval. I accept the above terms of this contract and authorize American -._...-West Exterlars-m-proceed. � --- - -- 7 Owner Signature: Representative Signature: Owner Name: t457CM fee Company Representative: av1 Acceptance Date:`� f j ' t :2 Management Approval: American West Exteriors 114400 Smith Road, Aurora, CO 80011 1303.364.3647 1 Fax: 303.341.1561 Revised: 10/08/2014 i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: �k Job Address: Ste_ ' c - Permit Number: U ❑ No one available for inspection: Time Re -Inspection required: Yes ,/No When corrections have been made, call for re -inspection at 303-234-5933 Date: -7` � --/ 71nspector: DO NOT REMOVE THIS NOTICE i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: h Job Address: zr - Permit Number: /%D46 ❑ No one available for inspection;..T-me AM/l! Re -Inspection required: Yes No,f When corrections have been made, call for re -inspection at 303-234- Date: ' 10• )V &d6l,)40Inspector:d � DO NOT REMOVE THIS NOTICE ".,..~.................~..........,...._~____...,,_..~.____,~~"'_"O._.~_~_'~~' ""'~~''''-'''''''''''''_'''' ~ PUBLIC SERVICE tfOMPJCNy OF COLORADO ,., .'1113205 ' , A <J FORM (M) 414-02-1123 SPECIFY ACTION TAKEN o NO SHUT OFF ~PLlANCE OFF o BOTH AP~ & METER OFF o METER SHUT OFF HAZARD - CONDI11ON TO BE CORRECTED AS SHOWN BELOW CREATES AN IMUEOIATE HAZARD, THIS EQUIPMENT MUST NOT BE PUT BACK IN SERVICE UNTIL REPAIRS AND A THOROUGH INSPECTION HAVE BEEN MADE BY A QUAUFlED CONTRACTOR. CONTACT YOUR LOCAL BUILIlltlG DEPAIlTMENT FOR CODE AND PERIIlT REQUIREMENTS PRIOR TO PERFORMING REPAIR WORK. j ;NAME AND TYPE OF APPUANCE OBY Aj'1 4 j 1 , 'e"/QCCUPANTSIGNAT. E" ~... (_.: "< ,', >>-"'7'~"') . "...., ,...(...{,.-" '-"" 'YIP OF QCCUF'ANT'ro CUSTOMER i j. - ....~ '"-i.~....."",,, .h".- . .~, -' .. . ,;.c, DEPARTMENT OF PLANNING AND DEVELOPMENT BUILDING INSPECTION LINE - 303-234-5933 CITY OF WHEAT RIDGE 7500 WEST 29TH AVENUE WHEAT RIDGE, CO 80215 - (303-235-2855) Building Permit Number: 11400 Date: 10/27/2000 Property Owner: Property Address: 3680 ESTES ST Contractor License No. : 20819 Company: Metropolitan Siding & Windows Discount Co OWNER/CONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT Phone: 422-6358 Phone: 744-3255 Construction Value: Permit Fee : Plan Review Fee: Use Tax : Total: $6,640.00 $139.25 $0.00 $99.60 $238.85 I hereby certify that the selbBck distances proposed by this permit application are accurate, l:lnd do not violate applicable ordinances, rules or lations of the City of Wheat Ridge or (:ovenants, easements or restrictions 0 rd" at a easurements shown, and allegations made are accurate; that I have read d a abid by all conditions printed on this application, and that I assume full responsl pnance. Wheat Ridge Building Gode (U.B.C.) and an other applicable s, for work un~er is perm~. O '''~ (OWNER)(CONTRACTOR) SIGNE ~ Description: Use: BUILDING DEPARTMENT USE ONLY SIC: Sq. Ft. : Approval : Occupancy: Walls: Roof: Stories: Residential Units: Electrical License No : Company: Plumbing License No : Company: Mechanical License No : Company: Expiration Date: Approval : Expiration Date: Approval: Expiration Date: Approval : (1) This permit was issued in accordance with the provisions set forth in yapur application and Is subiect to the laws of the Slate of Colorado and to the Zoning Regulations and Building Code of 'vVheat Ri~e, Colorado or any other 81?plicable ordinances of the City. (2) This permit shall expire ff (A) the work authonzed Is not commenced withm sixty (60) days from issue date or (8) the building authorized is suspended or abandoned for a period of 120 da~s. (3) If this permit expires. a new permit may be acquired for a fee of one-half the amount normally required, provided no changes have been or will be made in the original plans and specifications and any suspension or abandonment has not exceeded one (1) year. If changes are made or if suspension or abandonment exCeeds one (1) year, full fees shall be paid for a new permit (45) No work of any manner shall be done that will change the natural flow ofwater causing a drainage problem. () Contractor shall notify the Building Inspector twenty.four (24) hours in advance for all inspections and shall receive written approval on inspection card before l!ln9 w~h successive oh.... of the iob. (6) Th a ~ce of a it or the approval of drawings and specifications shall not be construed to be a pennit for. nor an approval of. any v1otation of the provisions . b. r any other ordInance, law, rule or regulation. Chi; BUildin~' .,) j" -:l J' J +- j)'EPARTMENT OF PLANNING AND DEVELOPMENT BUILDING INSPECTION LINE - 303-234-5933 CITY OF WHEAT RIDGE 7500 WEST 29TH AVENUE WHEAT RIDGE, CO 80215. (303-235-2855) ~\ON . -::J&A-,1 IIt4-N tn/A:. Prcoer:y Owner JCYO t:.2TEJ "T. ! ~/9J-.. Buil:::i~,;; Pe::-7""I:: ~'":...:~,:~" Ca'" Property Address Contractor license No.: 1 0 '31 Cj Company :""fFr1.,70lI1'll,). -RfPl0J6 III-tJ PncneSor~ r~-GJW tAJl """"'I/" (;/~ Phonei'O"J~?JI''I~.N("T '/0. Construction Value: OWNER/CONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT r hereb\l certify that the setback distances proposed by this permit application are accurate, and do "not violate applIcable ordinances, rules or regulatIons of the City of Wheat Ridge or covenants, easements or restricti f : tt1at all measurements shown. and allegations made are accurate: that I have r ad an agre to bide by all conditions pnnted on thiS aopllcation. and that I assume fu respo 5i .. compliance_'ljith the Wheat Ridge Building Code (LI.B.C.) and all other appli bl ge anil S, for work under thiS permit. DA T-.l?:.di4 ~ 0 Permit Fee: Use Tax: (OWNE R)(CONTFLACTOR) SIG Total: Use: Description: t/; f-'/ L 1 e-r.~ J<< 6~ WI;.r(jU/flJ . BUILDING DEPARTMENT USE ONLY ~img'",omments] Approval: Zoning: ~:laI1!9'...~_ommentS;l Approval: ~~!l~"'~,"rn.~~~=l Approval: O,:cupancy : Walls: SIC: Sq. Fe . Roof: Stories: Residential Units: Electrical License No : Company: Plumbing License No : Company: Mechanical License No : Company: Expiration Date: Approval: Expiration Date: Approval: Expiration Date: Approval: ThIs pemut was iSSued in acc:cl'Ullnce with the provisions set forth in yopur application and is subJect to t/'le laws ot U'le State of Colorado and to the Zoning Regulatlons and Building Code of Wheat Ridge. Colorado or any other, applicable orchnances of, tne C'ly, , . . ThIs l)ermit shall expIre If (A) the work authonzed is not.comrnenced within SIXty (60) c1ays from Issue date or (8) the bUIlC1lng authonzed IS suspended or abandoned tor a penod of 120 days. If tt'us l)ermlt expires. a new l)ermrt may be aCQuired lor a fee of on"'''alf the amount normally required, ptOvided no d'langes "ave been or will be made in the onglOal plans and SpeeitiC3tiOns and any suspension or abandonment "as not exceeded one (1) year. If Cl'langes are made or If suspenSIon or atlandonmenl exceeds one (1) year, full fees shall be _lor a new permit No work of any mat'lner shall be done that will Change the nalUnal now 01 water causing a drainage problem. Contractor shall notify the Building. Inspector twenty.four (24) hours in advance tor all inspections and shall receive wriUen approval on inspeebon card betore proceedilng with SucceSSIve phases of the job. , _ . , The ISSuance of a permt or the approval of Cl'1Iwings and speciftcabons shall not be consU'Ued to be a permt tor. nor an approval ot, any VIolation of the proVISions of the bUIlding COdes or any other ordinance. I~, N1e or regulatlon. (1) (2) (3) (4) (5) (e) Chief Building Inspector :'T ~:J!lfl'!o9 f;;sC!of~~fn ! I PLACE ORDER '; DATE TO JOB PO# TYPE COLOR QUANTITY GLASS SCREEN EXTRAS I ~rI ;{ SERVICE CALL [ ] ~4d-GO cJ ADDRESS IftJ I DC fh4-pJ'"ic /;J _ PI10~E# c2 0 () I-~ ~----- &,/(;,4-!-/ t?uR_ INVOICER~ (.--JH-IT~ - () ~ ~ft( ftJ!'I-'-I1{J /, lIAJDdtr>S ~ (jr-J ~ Af?&o~ . ,-,-- 1M i / ---_.._--,..~. -------~.._-- .,-" --.,. (HI_________. 'W \ .--------.-- ~~': f.~".". ':":?, \"~-i, . '''~~1 lr':~;t:l&'- Jj ------..-.- -.-. .- .- \ /J-rJ}'!gHiJj. 95" Y <::1h. / 164</ -L_-!l6,~ I --- 1J ;In r-2 If .?3 %,)" ~-.{Jy 6ft! / -.,.- ..--'-- d {, d!J ~r)<" 'It! fy f,.,i-IJ .........~,. el- I' .3 ~ :r;~;>c ~ 1- Jy f3rfJ I fj;l-J. / -----,_.---_.'. &. I' :J... '1Yr Y "i- .! /L( -( ,_,'~'O"l:'''' . ... ;"'~.; '\" "..~ b T~ .~. Cel'tified Cont.ractur " ..."..... i"j II:~) t~, M'I'i~~j "'.'" BUILDING DEPARTMENT 237.6944 Ex!. 255 CITY OF WHEAT RIDGE * * Correction Notice .., " oc' r' -)../ ... Job Located at .....::>.."':.~...:......;.,..:, .....;'.......................................... I have this day inspected this structure and these premises and have found the following violations of City and/or State laws governin9 same: ! ;f I ::~:: :::;.(;;;;~<.~:':?:::: :~~?::~:.!: ~~~::: ::::: :::~::::::: ::~~:::~::::::::~:: :'::?::: ::::::: -I" .' I /! _ I ::: :::::::::E;:iz;~:;(~;~~li1.:~j;;::::~~:~~:;:;,:~;~::::::~::~:::~ ~:::~::::~.::::: ............................................................................................................ ............................................................................................................ ............................................................................................................ ............................................................................................................ You are hereby notified to correct the foregoing violations. When corrections have been made, call for inspection. ,/ l' Date..... .~~~i :~(>: .'.'/.:-:.. ~::.............................. {,~,,;'c~:. ;.-:.. .~;:".!. :':,:;~'......... I Inspector for Building Dept. DO NOT REMOVE THIS TAG FORM .....n. --_..----' ---....~ -------~_.._----_..,-'-'-- --~. BUILDING DEPARTMENT I i , l 1 1 , 1 , , , j I , , , (303) 235-2855 CITY OF WHEAT RIDGE * * Correction Notice Job Located at '::j ~ ;10 k~ I have this day inspected this structure and these premises and 1 have found the following violations of City and/or State laws gov-j erning same: ~~ 1 .~I,1 i I~ b Y'DlIJv(1 /1. / ) m c-!~ L "J AOXF~ I You are hereby notified to correct the foregoing violations. When corrections have been made, call for inspection. Date J;- <7 '? Inspector for Building Dept. I , I l:__,,'"'-- DO NOT EMOVE THIS TAG FOAM WM-22 -....'-,--'''...,' ' F'!irT"T '!~~~i'''~,;" ,~...;;,....,<,:,:....:..,......:.'\"::t:<'''''~-'''?;i..::'''''/ ,,,,-,..",,, ,,--,,,' ,,",C. --Y": ","'--'" /-{"":':"<'i,"/":':~' ',',.. '''. .',";::~" ,Ii" .. i .,;-i.ARTMII!IT Of: PLANNING ANI) Dt:v~l6"MI!NT . BUUHNG INSPECTION DIVISION - 235-2855 . ctTV OF WHEAT RIDGE 'lIQO WQ.T 29TH AVENUE wttEATRIDGE CO 80215 +\ ", " "",.,. Building Permit Number: Date: 4587 2/13/97 , ." Prope~ Ow;..r : . property Address: 3680 ESTES ST Contractor License No.: 18904 Company: DiscoUnt Garage Builders, Inc. Phone: 422-6368 Phone: 742 9292 OWNERlCONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT I tiersby oertify fhit ~ ~""'~)lI1lIlOSBCI by tI1is permit 1I\IP1ioatlOn.. ecCurate, and do /lOt :=:Ilt... OI~. ruleJOI""""'IalIOn. of \he City of_ RIdge or covenants, . .or ~ of 18COld: that.U measurements .hown, and atIIigatIon. made B184<<.JI" thtIlI have... 8ndEW ablde=BU condllions DIInted on tIllS applll:atlon, arlll tIIilIl.........luII rWPo\Ill' for com with \he Wheat RIdge Building Code(U.a.c.):a~"OIl'Illr~- . ,forW'Orkunderllllspen111l Co~Value : Permit Fee : Plan Review Fee : Use Tax: Total : (OWNeR)(CONT1W:ToR) SIGNED' DATE Desciiption : DETACHED GARAGE eUILOING DePARTMENT USEONl Y $12,800.00 i ',',., 'I $200.50 i , $0.00 i i $153.80 ; , '. $354.10 i SIC: . Sq. Ft. : 720 proposed 9al'llge meets an R-2 development requil"lllMnts ~Jr;;]) Approval : Occupancy : Wall$ : Roof: Stories : Electrical License No: {B 10 ~ Plumbing License No : Company : ~ ~,,-..."A ~t<.Company: Mechanical licenSe No : Company : ExpIt:ationO;lte,; ~-;).ti~ Expiration Date: Expiration Date : ApprPyal : ApPrOval: Approyal: · ,... ,';;>:,' ..... ... .. . .. .. .... ...,',...... . f- :~4~.:=:.~a:"!:ozt".:r.;::=..:;::.'":" ! (3) ~~'r"'.~~~for."'"of_the_/lOIlTI8IIYrsquIred. w=no___....."'wIRbe11l8lleIAthe i ~I'J.I;t' _,::~~~h"nol""_one(l)yeor.. __...._"'~......-"'8bsAdonmont i l4) No_oflllY~M'~lloMtIlillWll~""r1alU,,_Of_""::rP':=-pn>llIeIJl. . i = ~~~i"r~r=::~:::::=:~I~~::::"7nor7':::.:'~:...bo~ of the orllll1\' _.ISw.rilIeorrsilulatloo. i or.. lrl9ln$pectoF For Mayor . Ht$ PERMn'vAL.IDC)~YWHe" SIGNED BY THe CHIeF BUIIJ)ItIQ INSflECT~ A~MAYOR . . '..., CAL.L.: 234-693324 HOURS PlUOR TO INSflECTION ~ DEPARTMENT OF PLANNING AND DEVELOPMENT BUILDING INSPECTION DIVISION - 235-2855 CITY OF WHEAT RIDGE 7500 WEST 29TH AVENUE WHEAT RIDGE, CO 80215 Building Permit Number: Date: 2/b/f7 Property Owner: Property Address: Contractor License No. : Company: .J EOp..tJ ~/A/lJS;.e1 N ~60 z: s.n=:s. SJRr6'3::/ 1890,/ D'S;COv(rr C;r:r;:;~~ 'G'ui\~'<:S;)TVlC Phone: <-/22 -0_3$'6 Phone: 7'/2-9292 OWNER/CONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT Construction Value: Permit Fee: Plan Review Fee: Use Tax: 12 Boo- I I hereby certify that the setback distances proposed by this permit application are accurate, and do not violate applicable ordinances, rules or regulations of the City of Wheat Ridge or covenants, easements or restrictions of record; that all measurements shown, and allegations made are accurate; that I have read and agree to abide by all conditions printed on this application, and that I assume full responsibility for compliance with the Wheat Ridge Building Code (U.B.C.) and all other applicable Wheat Ridge ordinances, for work under this permit. (OWNER)(CONTRACTOR) SIGNED ~ _=~~ DATE 7th --- . /hI fYlCfUJ"'{1"" Total: Description: ;;('1 X 30 D~W 0~ BUILDING DEPARTMENT USE ONLY Zlnll.!!DlkOl11lJltllur.l 1.-' '\ . Approval: 7v'^ Zoning: 127- BH!}a.J"~ol:llm:~~ Approval: R.11!JJ~ks~~lI:lIn'JJ~ Approval: Occupancy: Walls: Cj~ 0.' [, I ~ l~o('o"t'^ "o"v\"-'1,'- c" - " SIC: ~ td.Q Sq. Ft: 1'2.0 ~ \Z-- L. dJw. tui IC> . Roof: Stories: Residential Units: Electrical License No : Company: Plumbing License No : Company: Mechanical License No : Company: . to . - l;.fl:J!1i-~ Expiration Date: Approval: . Expiration Date: Approval: Expiration Date: Approval: I:" - - - - '\!ll.(B . x - - . '\!lLUi. ' (4) (5) (6) This pennit was issued in accordance with the provisions set forth in yopur application and is subject to the taws of the State of Colorado and to the Zoning Regulations and BuildinS! Code of Wheat Ridge. Colorado or any other applicable ordinances of the City. This permit shall expire If (A) the work authonzed is not commenced within sixty (60) days from Issue date or (B) the building authorized is suspended or abandoned for a period of 120 days. If this permit expires. a new permit may be acquired for a fee of one-half the amount normally required, provided no changes have been or will be made in the original plans and specifications and any suspension or abandonment has not exceeded one (1) year, If changes are made or if suspension or abandonment exceeds one (1) year, full fees shall be paid for a new permit. No work of any manner shall be done that will change the natural flow of water causing a 'nage problem. Contract shall notify the Building Inspector twenty-four (24) hours in advance for all ins ions and shall receive w nap roval on inspection card before proce I g with s cessive phases 0 thel'ob. i I The' s nee of ermit or the approval 0 drawings and spedfications shall not be s ed to be a permit for. ~r n a r val of, any violation of the provisions of e ilding es or an 0 her ordinance, law, rule or regulation. /J "!... '/ " (1) (2) (3) THIS PERMIT VALID ONLY WHEN SIGNED BY THE CHIEF BUILDING INSPECTO CALL: 234-5933 24 HOURS PRIOR TO INSPECTION l , .JP ., 31.>&1. 100.U<.I '''''>'''' _to ~s.1TiS. ~ rL.,.,.- 'flAN r- , j., '" o N ~. ~N Lor 3 L.,Vl(,,~Ie.W C06010IV,yJ ~a!Sc.:{ &V"*/ ., f $C.ALre.. I -:: '30 nWNER :reAl I 1l1'I^/~1/J AOORE!,;S 3~Bo -€<'TG<..'.. s;-r- !J.i1-rt<.IH"'Ii?,n~ Uo 90033 PWONF ,/2.2- r.~~ B. , 3Af\/\\O_E__LEtlGIIL. _~..WIQJH..3:;, . i 3' t J'I 3::>' 1(; X7 01+0 fit ..It';. \ ~~ .FRONT ELeVATION I GARAGES GAAAl'U! nnOA SI7 F~ nna" S I ZFS WINnow Sl71;S 1- HFA~ER SI7S::~ OVJ:A nnOR~ wIN"'1nw,::. G~AAr;E OMA Q. 2,( ):2... , '" . .,. s E' ( u 'I e I~ O,e. "- lb." ~:aU'ATloIING A-J" 7/,{,," oSC$ Gor"~ &1 %.11 I, _ ROIT . ;;s.l!L 'It( 12" 12" r if1f~- It If. ? ~~. SlDE .ELEYP.-T10N. , 2-05-1997 10,00A~~ FROM WESTERN WOOD FAB 2867513 j i I~~ i a~ ,... . ja!l! '--4 .. ~j t;Ij ~ 'r {~~ : IE ~ ~> ~ ~ rnt.- "2 . ~.f~;j' ~ tr1ti-.! ! ~~~;!hd t~:":: ... Ii" t: '9 ~dlir.f' t. ~ rit! :'!i(tv ~ ~fz~t'I!'~Jr~~ ~ :,,~~'HU"~~ ; ~h:i: [r'th~ ;- lP"Ul i. l = n~i!I;J ..J& 1l F~~'~~tiSltl ~ . rO"1 ir n i 2. ;~;S pH~ li ; ~i~Uti~fff: ~ b~~J~jil:r! ~ ~f~IIHrft1.<ll' 'Ii: li!J"iOL-i ti t i.. .i . rii[tltl~r~lfi ~ ;l~~ -r;r.Q ,;. .~ i 'i[ ~ . ~I!~..rtf t~ if L.UHthl~H : i'l~~t.~~ S' ~ "i~!Hpll~ . ! -oJH<r rj a t l~;l It fl!" l& lUlt..Hh~ Ji~"lfrf5 'I"" 8. :l .. ... g i " . -4 CD 011......... Cl ~ M n,.,,., :2 0, r- ~ g r- 0'. .. L i i'''~. :;; ~ .. ~ s s ~ '0 00,00 ~ ~i"i~ -<f\ ............... C ~?=~ fill n "C ~ ..., ..... ..... ~ ".l(1 i!J . :. :::lI iii -. C o 0 n . 1 :2' fa' r- "'lI ft IA it. II .. ... ~ . 1'91 ~ a.lI...a UlI at N' "" ... , ... "''''11 ... C> ... ~ :;'~ Clll III .' '-.. ~ """ ! i ~ ..... .., .... . -.... z:~;-\C Ill", .. till I '" ... .. - ... ",; " ... 'f' ::: IE - fj .,. C:\:l ~ '" - l:l e; ... e '" ..l ~ ill ... e: .. ... ~ - .. ~ ! It ~ :;; I----t ---i ~ i :] c; 81... g ... ~ .E ... ~~~ .l.lr~," 'i'1:"'''~ ij!:! ~i::; O.oDD~ ~ ~~. 7_ ~~;l<;>1I ~ 0\1'0-"0 N .. P.2 . """,,~Ii ,..UfN-loPr ,..~-'~ I c.... ~~ _ ~.a i;" ~ . :..-.n ..,.;!' ~ B:lN<ilO ~~ i!l~ "'"~ ~ ~'!' Rli:~ ~~~ ~ 5iI ~$S~ ~ ~ '.Q ~ ~ . 0: ~~ '" " '" ... '" -- ::0 '" f ~'~~q8 n filii' ~i~t ~i 0 f !l.[Sq~.;~ [=i~~dii t!~m ikti~il[ l~!E!! 1I1lllUllllJlllltll !t~9S ~r _DlU>"nN "-g-5l!il o~ ~F... -a~ flllIRII _~;t;: .N .. ij~S ! N~~;Ei = "lIt! ~ ~~:;' :s ~= . !i!t ~. !~ - :d!' r~ ~ .. = ;1 ~ lS! .. ~e~ II ~ ......2 ~ ~ i~ORWEST MORTGAGE, INC. LOAN DOCUMENTATION 1200 MIDWEST PLAZA EAST 800 MAROUETTE AVE. MINNEAPOliS, MINNESOTA 55402 [Space Above This Line For Recordill~ Data] DEED OF TRUST 104B;.';~~9 COCD-3006-C-1 THIS DEED OF TRUST ("Security Instrument") is made on FEBI":UfiRY 24 , 1993 F', JEAN HFiNSTEI N, A Mf-\I":RI ED F'EFmON , among the grantor, ("Borrower"), the Public Trustee of JEI-FERSOI~ NORWEST MORTGAGE, INC, County ("Trustee"), and the beneficiary. which is organized and existing under the laws of THE STf1TE address is MI NNESOTA SEFNI CE CEf\ITER, P, O. BOX 503069270 FI FlY TJ--IOUS(-lND fiND 00/100 OF i"1I NI~ESOTA ' and whose 9270, DES MOINES IA ("Lenuer"). Borrower owes Lender the principal sum of Dollars (U.S. $t..K.**......sn nnn nn ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Notc")~ ;I;i~h- p-r~vides for monthly payments, with the full debt, if not paid earlier, due and payable on MARCH 01 t 202;, . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, With interest, and all renewals, extensions and modifications of the Note; (h) the payment of all other SUIllS, with interest, advanced under pmagraph 7 to protect the sccurity of this Security Instrument; and (c) the pcrformance of Borrower's covcnants and agreements undcr this Security Instrument and the Note. POI' this purpose, Borrower, in consideration of the debt and the trust herein created, irrcvocably grants and conveys to Trustee, in trust, with power of sale. the following described property located in .JEFFERSON County, Colorado: TRACl' 3, lDNGVIEW SUBDIVISICN, COUN'l'Y OF JEFFERSCN, STA'l'E OF COIDRA1Xl ( ".5EE--ftTI-fteMr::tr-L-r::Gl'lt:"-J;)E"S~.:r.;.j:.P:r-K-tN*7- THIS I S A Pl)RCHA~;E i"IONEY SECUFn TY I NSTI":Ur1ENT , TI1X STIHEMEN..I S SHOULD BE SEI'H TO: NOr~WEST i"IORTGf1GE, I NC, t P, 0, BOX 9270, DES MOl NES, I A 50;,069270 which has the address of ;5(,80 ESTES STF\EET WHEATRI DGE Colorado 8003:3 ("Property Address"); (Zip CodcJ COLORADO-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Paga 1 016 G .GRICO) (91091 VMP MORTGAGE FORMS. (3131293-8100. (800)521-7291 '" (Stlcet, City]. Form 3006 1191 Amended 5/91 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hcreafter a part of the property. All replacements amI additions shall also be covered by this Security llItitrulllent. All of the foregoing is referred to in this Security Instrument as the "Properly." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has lhe right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend gcnerally the title to the Property against all claims amI dcmands, subjcct to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited vadations by jurisdiction to constitute a uniform security instrument covering rcal properly. UNIFORM COVENANTS. Borrower ano Lender covcnant and agrcc as follows: 1. Payment of Principal amI Interest; Prepayment and Late Charges. Borrower shall promptly pay whcn due the principal of and interest 011 the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Suhjcd to applicable law or to a written waiver by Lender, Borrower shall pay to Lcnoer on thc day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien 011 the Property; (b) yearly leaschold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance prcmiums; (d) yearly Oood insurancc prcmiullls, if any; (e) yearly mortgage insurance prcmiums, if any; and (f) any SUIIIS payable by l3orrowcr to Lender, in accordance wilh the provisions of pamgraph 8, in lieu of the payment of mortgage insurancc premiums. These itellls are called "Escrow Items." Lender may, at allY time, collcct and hold Funds ill an amount 110t to cxceed the maximum amount a lendcr for a federally related mortgage loan lIlay require for Borrower's cscrow account under the federal Real Estate Setllelllent Procedures Ad of 1974 as amended from lime to time, 12 U.S.c. Section 2601 el seq. ("RESPA"), unless another law that applies to the Funds sets a lesser amount. H so, Lender may, at any tilllC, collect and hold Funds in an amount not to exceed the lesser amount. Lcmler may estimate the alllount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whuse deposits are insured by a federal agency, instrumentality, or enlity (including Lender, if Lender is such an instilution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Itellls. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Burrower interest 011 the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a olle-time charge for an independent real estate tax reporting service lJscd by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrowcr any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid 011 the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds arc pledged as addilional security l'or all SUIllS secured by this Security Instrument. , If tile Funds held by Lender exceed the amounts permitted lo be held by applicable law, Lemler shall account to Borrower ror the excess Funds in accordance with the requirements of applicable law. If the mllOlln( or the Funds held by Lemler at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrowcr shall pay to Lender the alllount Ilecessary to make UJl the deficiency. Burrowcr shall make lip the deficiency in no more than twelvc monthly payments, at Lemler's sole discretioll. Upon payment in full of all sums secured by this Security Instrumcnt, Lcnuer shall promptly refund to Borrower any FUllus held by Lender. If, under paragraph 21, Lcnoer shall acquire or sell the Property, Lender, priur to the acquisition or sale or the Propcrly, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums securctl by this Security Instrument. 3. Application of IJayments. Unlcss applicable law provides otherwise, all paymcnts received by Lcnder under paragraphs I and 2 shall be applied: first, to allY prepayment charges due ullder the Note: secolld. 10 amoullls payable ullder paragraph 2: third. to interest due; fourth, to principal due; and last, to any late charges due under thc Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over this Sccurity Instrumcnt, and leasehold payments or ground rcnts, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in thatlllanncr, Borrower shall pny them on timc directly 10 the pcrson owcd paymcnt. Borrower shall promptly furnish to Lcnder all notices or amounls to he paid undcr this paragraph. Ilf Borrower makes thcse paymcnts directly, Borrowcr shall promptly furnish to Lendcr reccipts cvidencing the payments. Borrower shall promplly discharge any licn which has priorily over this Security Inslrumcnt unless Borrower: (a) agrees in writing to the payment or thc obligation sccured by thc licn in a manller acceptahlc to Lender; (h) contests in good faith the lien by, or dcfcnds against enforcemcnt of thc lien ill, legal proceedings which in the Lcnuer's opinion operate to prevent the enforcement of thc licll; or (c) securcs from the holder or the licn an agrccmcnt satisfactory to Lcnder subordinating the lien to I,his Security Instrumcnt. If Lcnder dctermines that any part of the Propcrty is subject to a lien which llIay attain priority ovcr Ihis Security Instrument, Lcndcr Illay give Borrower <l notice idcntifying the licll. Borrowcr shall satisfy the licn or take one or morc of thc actions sct forth above within 10 days of lhe giving of noticc. Form 3006 1/91 Pilge 2 01 6 5. Hazard or Property Insurance. Borrower shall keep the improvcmcnts now CXlstlllg or hereafter erected on the Property insured against loss by fire, hazards ineluded within the tcrlll "extcnded coverage" ..lIld any othcr hazards, incluJing floods or flooding, for which Lemler requires insurance. This insurance shall be maintained in the amounts and fur the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lemler's option, obtain coverage to protect Lender's rights in the Propcrty ill accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lemler and shall include a standard mortgage clause. Lender shall have the right to hold the policies amI renewals. If Lender requires, Borrower shall promptly give to Lemler all receipts of paid prcmiullls and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if nut made promptly by Burrower. Unless Lender ami Borrower otherwise agree in writing, insurance proceeds shall be applieLl to restoration or repair of the Property damaged, if the restoration or repair is economically feasible <lnLl Lender's security is not lessened. Ir the restoration or repair is not economically feasible or Lender's sccurity would be Iesscned, the insurancc proceeds shall be applied to the SUlllS secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or docs not answer within 30 days a notice from Lender that the insurance carrier has offered to setlle a claim, then Lender may collect the insurance proceeds. Lender may use the procecds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then uue. The 30~day period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs I ami 2 or change the amount of the payments. If under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from dam41ge to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Occupancy, Preseryution, lVlailltemmce and Protection of the Property; Borruwer's Loan Apl)lication; Lcaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residcnce within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal rcsidence for at least one year after the datc of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or ullless extenuating circumstances exist which arc beyond Borrowcr's control. Borrower shall not destroy, damage or imp41ir the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall bc in default if any forfeiture action or proceeding, whether civil or criminal, is begun that in Lemler's good faith judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrumenl or Lemler's security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the licn created by this Security Instrument or Lender's sccurity interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially falsc or inaccurate information or statcmcnts to Lender (or failed to provide Lender with any material information) in connection with the 1041n evidenced by the Note, including, but not limited to, representations concerning Horrowcr's occupancy of the Property as a principal residence. [I" this Security Instrument is on a leaschold, Borrower shall comply with all thc provisions of the Icase. If Borrower acquires fee title to the Property, the Icaseholu and the fee title shall not merge unlcss Lender agrecs to the merger in writing. 7. Protection of Lcnder's Rights in the Property. If Borrower fails to perform thc covenants and 41greements contained in this Security Instrumcnt, or there is a legal proceeding that may signil1cantly affect Lcnder's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enfon.:e laws or regulations), then Lcnder may do and pay for whatever is necessary to protect thc value of thc Property and Lender's rights in the Property. Lemler's actions may include paying any sums secured by a licn which has priority over this SccuriLy Instrument, appearing in court, paying rcasonable attorneys' fees and entering on the Property to make repairs. AlLhough Lender Ill41Y take action under this paragraph 7, Lender docs not have to do so. Any amounts disbursed by Lender under this paragraph 7 shall become audilional debt of Borrower secured by this Security Instrument. Unless Borrower amI Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note ratc and shall be payable, with intcrest, upon notice from Lender to Borrower requesting payment. 8. IVlortguge Insunmce. If Lender required mortgage insurance as a condition of making the loan secured by this Sccurity Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, thc mortgage insurance coverage required by Lender lapses or ceases to be in erfect, llorrower shall pay the premiums rcquired to obtain coverage substantially equivalenl to the mortgage insurance previously ill crfect, at a cost substantially equivalellt to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer 41pproved by Lenuer. If substantially equivalent mortgagc insurance coverage is not available, Borrower shall pay to Lcnder each 1I10nth a sum equal to onc-twelfth of the yearly mortgage insuHmcc premiul1l being paid by Borrower when the insurance coverage lapsed or ccaseu to be in crfect. Lcnder will accept, use and retain these paymcnts <IS a loss reserve in lieu of l110rtgage insurance. Loss reserve Form 3006 1/91 Pag!! 3 or 6 paymcnts may no longer be required, at the option of Lendcr, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by all insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums rcquired to maintain mortgage insurance in effect, or to provide a loss rcserve, until the requirement for mortgage insurance ends in accordance with any written agreement betweell Borrower and Lender or applicable law. 9. Inspedion. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property. or for conveyam:e in lieu of comlemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property. the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, wilh any excess paid to Borrower. III the evellt of a partial taking of thc Property in which the fair market value of the Property illllJ1cdiately before the tukillg is cqualto or greater than the amount of the sums secured by this Security Instrument inllllediately before the taking, unlcss Borrower and Lcnder otherwise agree in writing. the sums secured by this Security Instrument shall bc rcduced by the mnount of the proccoos multiplied by the following fraction: (a) the total amount of the sums secured immcdiulcly before the taking, divided by (b) the fair market value of the Property immediately before thc taking. Any balancc shall be paid to Borrower. In the event of a partial taking of thc Property in which the fair market value of the Property immediatcly beforc the taking is less than the amount of the sums secured immediately before the taking, unless Burrower and Lendcr otherwise ~lgrce in writing or unless applicable I<IW otherwise providcs. tile proceeds shall be applied to the sums secured by this Sccurity Instrumcnt whether or not the sums are thcn duc. l[ the Property is abandoncd by Borrower, or if, aftcr notice by Lenuer to Borrower that the condemllor offers to make an award or settle a claim for damages, Borrower [uils to respond to Lemler within 30 days ancr the date the notice is given, Lender is authorized to collcct and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lemler and Borrower otherwise ugree in writing, any application of proceeds to principal shall not extend or postponc the due date o[ the monthly payments rderrcu to in paragraphs I and 2 or clmnge the amount of such payments. 11. Borrower Nut Rclcuscd; li'orlJearance By Lender Not a \-Vaiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrumcnt granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall 110t be rcquired to commence proceedings against any successor in interest or refusc to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any uem:JIlu made by the original Borrower or Borrower's successors in interesl. Any forbearance by Lenuer in exercising allY right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Scvt~ral Liabilit}'; Co-signers. The covenants and agreements of this Security Instrumcnt shall bind and benerit the successors and assigns of Lemler and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint amI several. Any Borrower who co-signs this Security Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in thc Property under the terms of this Security Instrument; (b) is 110t personally obligated to pay the sums secured by this Security Instrument; and (c) agrecs that Lender amI any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is tinally interpretcu so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then: (a) any such loan d13rgc shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums alrem.ly collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge undcr the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of anuther method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lcnder. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lemler when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by Icderal law and the law of the jurisdiction in whieh the Property is locatcu. In the event that any provision or clause of \his Security Instrument or the Note conflicts with applicable taw, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conl1icting provision. To this end the provisions of this Security Instrument and the Note arc declared to bc severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. Form 3006 1/91 Pllge 4 or 6 17. Transfer of thc l'ropcl"ty or a UCllcficiallntercst in U()rrower. If all or any part of the Property or any interest in it is sold or transferred (or if a bcnefidal interest in Borrowcr is sold or translCrrcd anu Borrower is not a natural person) without Lenuer.s prior written consent, Lender may. at its optiun, require immediate paymcnt in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by lederallaw as of the date of this Security Instrument. If Lender exercises this option, Lcnder shall give Borrower notice of acceleratioll. The Ilotkc shall provide a period of not less than 30 days from the datc the notice is delivered or mailed within which Borrower IllUSt pay all SUIllS secured by this Sccurity Instrumcnt. If Borrower rails to pay these sums prior to the expiration of this period. Lemler may invoke [lilY rcmedies permitted by this Sccurity Instrument without further notice ur demand Oil Borrower. 18. Horrm'l-'Cr's Right to Rcinstate. IF Borrower meets certain conditions. Borrower shall have the right to have enforcement of this Security Instrument discontinued at allY time prior to the earlier of: (a) 5 days (or such other period as applicablc law may specify for reinstatemcnt) before salc of the Propcrty pursuant to any powcr of sale contained in this Security Instrument; or (b) entry of ajudgment cnforcing this Security Instrument. Thosc conditions are that Borrower: (a) pays Lender all sums which then would bc due under this Security Instrumcnt and the Note as if no acccleration had occurred; (b) cures any default of any other covenants or agrcements; (c) pays all expenses incurred in cnforcing this Security Instrumcnt, including, but not limited to, reasonable attorneys' fees; and (d) takcs such action as Lender lllay reasonably rcquire to assure that the lien of this Sccurity Instrumcnt, Lcndcr's rights in the Property and Borrower's obligation to pay the sums secured by this Sccurity Instrumcnt shall continuc unchanged. Upon rdnstalelllcllt by Borrower, this Security Instrument and the obligations secured hcreby shall remain fully clTcctive as if 110 accelcration had occurred. However, this right to reinstatc shall not apply in the case of acccleration under paragraph 17. 19. Sale of Note; Change of Loan ServiceI'. The Notc or a partial illtcrcst ill the Notc (together with this Security Instrument) Illay be sold onc or Illorc timcs without prior notice to Borrower. ^ salc may resull in a changc in the entity (known as the "Loan Servicer") that collects monthly payments due under thc Note and this Security Instrument. There also may be one or more changes of the Loan Scrvicer unrelated to a salc of thc Notc. If thcre is a changc of the Loan Servicer, Borrower will bc givcn writtcn notice of the change in accordancc with paragraph 14 above and applicablc law. Thc notice will statc the mune and address of the ncw Loan Servicer and the addrcss to which payments should be madc. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the prcsencc, use. disposal, storage. or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone clse to do, anything affecting the Property that is ill violation of any Environmental Law. Thc preceding two scntences shall not apply to the presence. use, or storage on thc Propcrty of small quanti tics of Hazardous Substances that arc generally rcrognized to be appropriate to normal residcntial uses and to maintenance of the Property. Borrowcr shall promptly givc Lcnder written notice of allY invcstigation. claim. dcmand, lawsuit or other action by any govcrnmental or rcgulatory agcncy or private party involving the Propcrty and any HazarJous Substance or Environlllcntal Law of which Borrowcr has actual knuwledge" If Borrower learns, or is notified by any govcrnmental or regulatory authority, that any removal or other rcmediation of any Hazardous Substancc affccting thc Property is necessary. Dorrowcr shall promptly take allnccessary rcmedial actions in accordance with Environlllcntal Law. As uscd in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmcntal Law and the following substances: gasoline. keroscne, other Ilammablc or toxic pctroleum producls, toxic pcsticides and herbicides. volatilc solvents, matcrials containing asbcstos or fonnalJehyde, and radioactive matcrials. As used in this paragraph 20, "Environmcntal Law" lIleans fcderal laws and laws or thc jurisdiction wherc the Property is located that rclatc to health, safety or environlllcntal protection. NON-UNIFORM COVENANTS. Borrower and Lender further covenant ami agree as follows: 21. Acceleration; ncmedies. Lender shall give notice to Burrower prior to acceleration following Borrower's breach of ilUY covenant or agreement in this Security InstrulIlent (but not prior tn acceleration under panlgraph 17 ulIlrss IlPplicable law provides otherwise). The notice shall specify: (Il) the defmllt; (b) the Ilction reqoired to cure the defllult; (c) a date, not less than 30 days frolll the date the notice is given to !lorrower, h)' which the default IIInst he en red; and (d) that failure to cure the default 011 or before the date specified in the notice may result ill acceleration of the SUIllS secured by this Security InstrulIlent and sale of the Propert)'. The notice shull Curther inform Burrower of the right to reinstate after ,acceleration and the right to aSSCI"t ill the foreclosUl"c pn)cceding the nOIl-exi..,tcllce of a default or nil)' other defense of Borrowcr to acceleration and sale. If the default is not cured Oil or bcl'ore the date specified in thc notice, Lender, at its option, may require immediate pa)'lIIcnt in full of all sums secured by this Security InstrmHent without furlher demand and may inyol,e the power of sale amI any other remedies permitted hy applicable Inw. Lender shall be entitled to culled all expenscs incurred in pursuin~ the remedies provided in this parag,nlph 21, including, hut not limited to, reasonable aUorneys' fees and costs of title eyidencc. If Lender invukes the power of sale, Lender shall give wriUen nntice to Trustee of the occurrellce of an e\'cnt (II' default and uf Lender's election to enusc the Property to be sold. Lender shall nmil a copy of the notice to UnrnJ\H'r as pnH'idcd ill paragraph 14. Trustee sh~,1I rel'onI a copy of the notice ill the COUld)' in which the Proper-l.)' is located. Trustc(' shall publish a notice of sale for the tillle and in the llUlllllel" provided by npplicable hnv alld shnllmail copies of the notice of sale in the 1I1<lIIl1el" IU"cscrihed hy llPplicahle Imv to HUlTOWl'.. and to the other persons pl"l'slTihcd h)' Form 3006 1/91 Plllle 5 016 applicable law. Arter the time required by applicable law, Trustee, wilhoul demand on Borrower, shall sell the Properly al pnblic auction to the highesl bidder fOl' cash at lhe time and place and under the lerms designated in lhe nolice or sale in olle Of more parcels and in any order Truslee determines. Trustee lIIay postpone sale of allY parcel of the Properly by public announcement at the lime and place of any previously scheduled sale. Lender or its designee lllay purchase the Pro pert}' at any sale. Trustee shall deliver to the purchaser Trustee's certificate describing the (Jropcrty ~lIld the time the purclmser \'\-'i11 be entitled to Trustee's deed. The recitals in the T."ustce's deed shall be prillUl facie cvidcm:c of the truth of the statements l~mdc therein. Trustee shall apply the proceeds or the sale in the following order: (3) to all cXI)cnscs of the sale, including, but not limited to, reasonable Trustee's and attorneys' fccs; (b) to all SUIlIS secured by this Security Instrumcnt; and (c) any cxcess to the pcrson or pcrsons Icgnlly cntitled to it. 22. Rclease. Upon paymcnt of all sums sccured by this Sccurity Instrumcnt, Lendcr shall request that Trustee release this Security Instrument and shall produce for Trustee, duly cancclled, all notes evidcncing debts secured by this Security Instrumcnt. Trustee shall release this Sccurity Instrument without further inquiry or liability. Borrower shall pay any recordation costs and the statutory Trustce's fees. 23. Waiver of Homestead. Borrowcr waives all right of homestcad excmption in the Property. 24. Riders to this Security Instrumcnt. if onc or morc riders are executcd by Borrower and rccon.1cd together with this Security Instrument, the covenants and agreemcnts of each slIch rider shall he incorporated into amI shall H1ncml and supplement the covenants amI agreements of this Sc,curity Instrunlent as if the rider(s) were a part of this Security Instrunlcllt. C:CJC6- 3006~-C~ [Check applicable box(es)] D Adjustable Rate Rider D Graduated Payment Rider D Balloon Rider DV.A. Rider D Condominium Rider D Planned Unit Development Rider D Rate Improvemcnt Rider D Othcr(s) [speci[y] D 1-4 Family Rider D Biweekly Payment Rider D Second lIome Rider THIS INSTFiUrlENT WAS DRAI-TFD BY: NORWEf3T t'lORTG(,\GI::, INC" 165 S. UNION, L:lII1T 500, LAf<EWOOD, CO 802250000 BY SIGNING BELOW, Borrower accepts and agrees to the terms ami covenants contained in this Security Instrument and in any rider(s) executed by Borrower and reconted with it. WitllCSSCS: (Seal) P. JEAN H~~STEIN -Bon-ower (Seal) -Borrower (Scal) (Seal) -Borrower -Burrower STATE OF COLORADO, AFif~PAHOE Counly ss: The foregoing instrument was acknowledged before me this 1993 . by 24TH day of FEBRlJAHY Witness my hand and official seal. My Commission Expires: Notary Public Page 60r 6 Form 3006 1/91