HomeMy WebLinkAbout10/03/2001
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CITY OF WHEAT RIDGE HOUSING AUTHORITY
Minutes of Meeting
October 3, 2001
A. CALL THE MEETING TO ORDER
The meeting was called to order by Chair DiTULLIO at 7:00 p.m., October 3, 2001, in the
Lobby Conference Room ofthe Municipal Building, 7500 West 29th A venue, Wheat Ridge,
Colorado.
B. ROLLCALL
Authority Members Present:
Cheryl Brungardt
Mary Jo Cavarra
Kent Davis
Jerry DiTullio
Authority Members Absent:
Kathryn Fulton
Others Present:
Alao White, Planning Director
Alao Feinstein, Jefferson County Housing Authority
David Firmao, Attorney
Jim Bills, Vectra Bank
Larry Nelson, Cornerstone Realty
Betty Maybin, Cornerstone Realty
Bob Olson, The Chronicle
Ann Lazzeri, Secretary
c. APPROVAL OF MINUTES
It was moved by Kent Davis and seconded by Cheryl Brungardt to approve the minutes
of August 22, 2001. The motion passed unanimously.
D. OFFICERS REPORTS
There were no officer reports.
E. PUBLIC FORUM
There were none present to address the Authority.
F. UNFINISHED BUSINESS
There was no unfinished business to come before the Authority.
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G. NEW BUSINESS
1. Discussion of Condominium DeclarationsIDeed Restrictions - David Firman,
Attorney
Mr. Firmao reviewed a draft of the condominium declarations aod deed restrictions. He
requested direction from the Authority regarding deed restrictions aod equity share.
There was consensus to adopt the following:
. Resale should be limited to income-qualified purchasers on the Wheat Ridge
Housing Authority waiting list for a period of five years.
. The Housing Authority should have first right of refusal in order to obtain the
property for resale to income-qualified purchasers.
. After five years, the owner should be able to sell unit at market price.
Larry Nelson suggested that if units are sold, for example, at $125,000, $5,000 could be
carried back which the Authority could recoup at the end of five years. The $5,000
would be reduced 20% each year for five years for the owner. There was a consensus to
accept this equity share method. Also, after five years, the owner should be able to sell
unit at market price.
A letter will be sent to current tenaots notifying them of the Authority's intent to
convert the units to private ownership. The letter will be sent out right after title is
acquired.
David Firmao will incorporate suggestions aod bring back a revised document.
2. Discussion of Permanent Financing Alternatives/Mortgage Assistance
Larry Nelson of Cornerstone Realty presented this matter. Vectra Bank, First Bank aod
US Bank have agreed to provide funding programs. He gave the following example: A
buyer with perfect credit, etc., could have ao income as low as $26,970 aod be able to
purchase a unit for $120,000 with $1,000 down. One current tenaot has expressed
interested in purchasing a unit.
Two mortgage assistaoce organizations would be involved: Colorado Housing
Assistaoce Corporation (CHAC) and the H20 Program administered out ofFt. Collins.
It was moved by Kent Davis and seconded by Mary Jo Cavarra that authority be
given to Cornerstone Realty to proceed with Vectra Bank, US Bank and First
Bank. The motion passed unanimously.
3. Discussion of Work Cost Estimate for 3747 Quail Street
This matter was introduced by Alao Feinstein. He presented some photographs of
similar properties in Wheat Ridge showing examples of porches aod entryways that
might be used on the Quail Street units.
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A suggestion was made to approve all the exterior work aod maybe eliminate some of
the interior work. It would cost approximately $11,500 per unit to refurbish the
exterior.
Mr. Feinstein reviewed preliminary cost estimates of $370,000, or approximately
$20,000 per unit, to refurbish the units. A 10% contingency is built into the cost to hire
a construction maoager.
Larry Nelson commented that comparable units in Wheat Ridge today would probably
sell for about $135,000.
It was moved by Mary Jo Cavarra and seconded by Kent Davis to approve the
concept for common exterior work with the condition that if the cost goes over
$161,000 it will come back to the Authority for review. The motion passed
unanimously.
Interior aod code work was discussed.
. Concern was expressed about lag time given the present economic condition. Larry
Nelson said there is so little out there in this price raoge aod there are so maoy people
with need for affordable housing that there shouldn't be a problem.
. It was suggested that interior work consist of code work, painting aod carpeting. Other
improvements would be left to individual purchasers which would save approximately
$75,000 on rehab, or $5,300 per unit.
. Options could be given to buyers to have extra work done such as replacing cabinets
aod this could be worked into the mortgage.
. Concern was expressed about having a "show unit" completely refurbished with new
cabinets, etc., when the other units would only have new paint aod new carpet.
There was a consensus to give Alao Feinstein authority to hire a construction maoager to
oversee the entire remodeling project.
H. OTHER
1. Loan/Closing Status - 3747 Quail
Jim Bills, Vectra Bank, reported that the loao was approved in the amount of
$1,444,000. This amount includes the entire cost estimate for remodeling the units.
This is subject to the appraisal which should be completed by October 15 aod closing
could be scheduled for October 22. The loao will be in the name of Housing Authority.
Insuraoce matters are yet to be finalized. The floating interest rate will be based on the
prime interest rate at time of closing. Vectra will charge a $1,000 fee to process the
loao. When the $500,000 graot is received from the State, it will be immediately
applied to the loao.
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2. Authorization to Pay Rent on Third Unit
Larry Nelson reported that a third unit became available as of October I aod requested
authorization to pay rent on the unit until the purchase is closed.
It was moved by Cheryl Brungardt and seconded by Mary Jo Cavarra that
Cornerstone Realty be authorized to pay rent on the third unit through October
26. The motion passed unanimously.
3. Marketing
There was discussion about marketing the project.
. There were suggestions to invite members of the press to the closing aod also invite
them to tour the first renovated unit.
. A project sign could also provide marketing information.
I. ADJOURNMENT
The meeting was adjourned to October 24,2001 at 8:25 p.m.
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Housing Authority
October 3, 2001
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