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4595 Garrison Street
/ City of Wheat Ridge . A V, J Residential Roofing PERMIT - 201702581 PERMIT NO: 201702581 ISSUED: 06/26/2017 JOB ADDRESS: 4595 Garrison ST EXPIRES: 06/26/2018 JOB DESCRIPTION: Residential Re -roof to install Malarkey Highlander Laminated asphalt shingles with ROOF DECKING - 62 sq. *** CONTACTS *** OWNER (303)420-6776 GATES ROBERT M SUB (303)857-5667 Darrell Tymoczko 150287 DRT Consulting LLC *** PARCEL INFO *** ZONE CODE: UA / Unassigned USE: UA / Unassigned SUBDIVISION CODE: 2002 / KIPLING, I-70 & CLEARCREEK ARE BLOCK/LOT#: 0 / *** FEE SUMMARY *** ESTIMATED PROJECT VALUATION: 20,777.75 FEES Total Valuation 0.00 Use Tax 436.33 Permit Fee 378.65 ** TOTAL ** 814.98 *** COMMENTS *** *** CONDITIONS *** Effective December 1, 2014, asphalt shingle installations require an approved midroof inspection, conducted when. 25-75 percent of the roof covering is installed, prior to final approval. Installation of roof sheathing (new or overlay) requires an approved inspection prior to installation of ANY roof coverings and is require on the entire roof when spaced or board sheathing with ANY gap exceeding A/2 -inch exists. Asphalt shingles are required to be fastened to the roof deck with a minimum of 6 nails per shingle. Ice and water shield is required. Eave and rake metal is required. A ladder extending 3 feet above the roof eave and secured in place is required to be provided for all roof inspections. Roof ventilation is required to comply with applicable codes and/or manufacturera€ms installation instructions, whichever is more stringent. In order to pass a final inspection of elastomeric or similar type roof coverings, a letter of inspection and approval from the manufacturer's technical representative stating that "the application of the roof at (project address) has been applied in accordance with the installation instruction for (roof material brand name) roof covering" is required to be on site at the time of final inspection. _1 'p. y ( 7 INSPECTION RECORD INSPECTION ONLINE FORM: http://www.ci.wheatridge.co.us/forms.aspx?fid=79 INSPE�ON REQUEST LIVE: (303)34-5933 Occupanc /y Type Inspections will not be performed unless this card is posted on the project site. Call the inspection request line before 11:59 p.m. to receive an inspection the following business day.** Foundatio Pier Concrete Enc Foundation / Undergrou Electrical Sewer Servic Plumbing Inspector Must Sign ALL Spaces pertinent to this project rt F'. Inspections Date Inspector Initials Comments Comments 1 V ased Ground (CEG) E. Letter Do Not Pour e Concrete Prior To Approval Ur I ne Aoove inspections nd/Slab Inspections Date Inspector Initials Comments 1 V Do Not Gr-,upr lindprnrnund or Relow/In-Slab Work Prior To Approval Of The Above Inspections Rough Insp Wall Sheathin Mid -Roof Lath / Wall Tic Rough Electric Rough Plumb Rough Mecha Rough Framir Rough Gradin Insulation Drywall ScreA Final Inspec Landscaping 1 ROW & Drain; FloodplainIns Fire Inspectirsi Final Electrica Final Plumbinc Final Mechan i Roof Final Window/ Final Building ections Date Inspector Initials Comments 9 1 V X' ng/Gas Line nical 9 9 / Nail :tionsDate Inspector Initials Comments tK Parking / Planning Dept. Inspections from these entities should be requested one week in advance. For landscaping and parking inspections call 303-235-2846. For ROW and drainage inspections call 303-235-2861. For fire inspections contact the Fire Protection District for your project. age / Public Works Dept. pection (if applicable) / Fire Protection Dist. 1 mal [Doors NOTE: All items must be completed and approved by Planning, Public Works, Fire and Building before a Certificate of Occupancy is issued. Approval of the Final Building inspection does not constitute authorization of occupancy. "For low voltage permits — Please be sure that rough inspections are completed from the Fire District and electrical low voltage by the Building tDivision. Cb ccupancy Is Not Permitted Until A Certificate of Occupancy Is Issued Protect This Card From The Weather i CITY OF WHEAT RIDGE building Inspection, Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: qoa Job Address: q,R5 Permit Number: 241702 SO/ ❑ No one available for inspection: Time M Re -Inspection required: Yes No When corrections have been made, ca for re -inspection at 303-234-5933 Date: 41J ✓' Inspector: hani.' 1_ak(t DO NOT REMOVE THIS NOTICE i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type:_P'/) Ca 1 �0©� Job Address: y 7S Lam-zon �S-f, Permit Number: 2_617 07 50 % F,r ❑ No one available for inspection: Time 61M Re -Inspection required: /Yep No When corrections have been made, call for re -inspection at 303 -234 - Date: `1 16 Inspector: LokM DO NOT REMOVE THIS NOTICE L' City of Wheat Ridge Residential Roofing PERMIT - 201702581 PERMIT NO: 201702581 ISSUED: 06/26/2017 JOB ADDRESS: 4595 Garrison ST EXPIRES: 06/26/2018 JOB DESCRIPTION: Residential Re -roof to install Malarkey Highlander Laminated asphalt shingles with ROOF DECKING - 62 sq. *** CONTACTS *** OWNER (303)420-6776 GATES ROBERT M SUB (303)857-5667 Darrell Tymoczko 150287 DRT Consulting LLC *** PARCEL INFO *** ZONE CODE: UA / Unassigned USE: UA / Unassigned SUBDIVISION CODE: 2002 / KIPLING, I-70 & CLEARCREEK ARE BLOCK/LOT#: 0 / *** FEE SUMMARY *** ESTIMATED PROJECT VALUATION: 20,777.75 FEES Total Valuation 0.00 t . Use Tax 436.33 Permit Fee 378.65 * * TOTAL * * 814.98 *** COMMENTS *** *** CONDITIONS *** Effective December 1, 2014, asphalt shingle installations require an approved midroof inspection, conducted when 25-75 percent of the roof covering is installed, prior to final approval. Installation of roof sheathing (new or overlay) requires an approved inspection prior to installation of ANY roof coverings and is require on the entire roof when spaced or board sheathing with ANY gap exceeding A/2 -inch exists. Asphalt shingles are required to be fastened to the roof deck with a minimum of 6 nails per shingle. Ice and water shield is required. Eave and rake metal is required. A ladder extending 3 feet above the roof eave and secured in place is required to be provided for all roof inspections. Roof ventilation is required to comply with applicable codes and/or manufacturera€1ms installation instructions, whichever is more stringent. In order to pass a final inspection of elastomeric or similar type roof coverings, a letter of inspection and approval from the manufacturer's technical representative stating that "the application of the roof at (project address) has been applied in accordance with the installation instruction for (roof material brand name) roof covering" is required to be on site at the time of final inspection. City of Wheat Ridge Residential Roofing PERMIT - 201702581 PERMIT NO: 201702581 ISSUED: 06/26/2017 JOB ADDRESS: 4595 Garrison ST EXPIRES: 06/26/2018 JOB DESCRIPTION: Residential Re -roof to install Malarkey Highlander Laminated asphalt shingles with ROOF DECKING - 62 sq. 11 by my signature, do hereby attest that the work to be performed shall comply with all accompanying approved plans and specifications, applicable building codes, and all applicable municipal codes, policies and procedures, and that I , the legal owner or have been authorized by the legal owner of the property and am authorized to obtain this permit and perform the work described and approved in conjunction with this permit. I further attest that I am legally authorized to include all entities named within this document as parties to the work to be erformed and that all work to be performed is disclosed in this document and/or its' accompanying approved plans and specifications. Signature of OWNER of CONTRACTOR (Circle one) Date I. This permit was issued lased on the information provided in the permit application and accompanying plans and specifications and is subject to the compliance with those documents, and all applicable statutes, ordinances, regulations, policies and procedures. 2. This permit shall expire 365 days after the date of issuance regardless of activity. Requests for extension must be made in writing and received prior to the date of expiration. An extension of no more than 180 days made be granted at the discretion of the Chief Building Official and may be subject to a fee equal to one-half of the original permit fee. 3. If this permit expires, a new permit may be required to be obtained. Issuance of a new permit shall be subject to the standard requirements, fees and procedures for approval of any new permit. Re -issuance or extension of expired permits is at the sole discretion of the Chief Building Official and is not guaranteed. 4. No work of any manner shall be performed that shall results in a change of t ral flow of water without prior and specific approval. 5. The permit holder shall notify the Building and Inspection Services Drvisio)such cordance with established policy of all required inspections and shall not proceed or conceal work without written approval work from the Building and Inspection Services Division. r• 6. The issuance or granting of a permit shall not be construed to be a permit for, or an approval of, any violation of any provision of any applicable code or any ordinance or regulation of this jurisdiction. Approval of worWrtt" ect to field inspection. Signature of Chief Building Official Date REQUESTS MUST BE MADE BY 11:59PM ANY BUSINESS DAY FOR INSPECTION THE FOLLOWING BUSINESS DAY. Inspection time requests will be accepted by email only. Please email requests to insptimerequest@ci.wheatridge.co.us between 7:30am and 8:00am, the morning of the inspection. Please put the address of the inspection in the subject line. Dan Schultz From: no-reply@ci.wheatridge.co.us Sent: Wednesday, June 14, 2017 4:46 PM To: Permits CommDev Subject: Online Form Submittal: Residential Roofing Permit Application Categories: Danny W Residential Roofing Permit Application This application is exclusively for new permits for residential roofs and for licensed contractors only. This type of permit is ONLY being processed online --do not come to City Hall to submit an application in person. Permits are processed and issued in the order they are received. YOU WILL BE CONTACTED WHEN YOUR PERMIT IS READY FOR PICK-UP AND WILL BE GIVEN A SPECIFIC DATE AND TIME WINDOW TO COMPLETE THE TRANSACTION. You will be notified if your contractor's license or insurance has expired, and you may update those documents at the time you are issued your permit. Permits are currently being processed within 3-5 business days, subject to change based on volume. For all other requests: Homeowners wishing to obtain a roofing permit must apply for the permit in person at City Hall. Revisions to existing permits (for example, to add redecking) must be completed in person at City Hall. All other non -roofing permits must be completed in person at City Hall. The Building Division will be open from 7:30-10:30 a.m., Monday through Friday to process these types of requests. THIS APPLICATION DOES NOT CONSTITUTE A PERMIT. DO NOT BEGIN REROOFING UNTIL PERMIT HAS BEEN ISSUED. Is this application for a Yes residential roof? How many dwelling units Single Family Home are on the property? PROPERTY INFORMATION Property Address Property Owner Name Property Owner Phone Number 4595 Garrison Robert Gates 3034206776 Property Owner Email Field not completed. t Address Do you have a signed Yes contract to reroof this property? It will need to be provided at the time of permit pick-up. CONTRACTOR INFORMATION Contractor Name Contractor's License Number (for the City of Wheat Ridge) Contractor Phone Number DIRT Consulting LLC 150287 3036684379 Contractor Email Address libertyroofs(a)gmail.com (permit pick-up instructions will be sent to this email) Retype Contractor Email libertyroofs(a)gmail.com Address DESCRIPTION OF WORK Are you re -decking the Yes v roof? Description of Roofing Malarkey Highlander Laminated shingle Material Select Type of Material: Asphalt If "Other" is selected Field not completed. above, describe here: How many squares of the 62 material selected above? Does any portion of the property include a flat roof? If yes, how many squares on the flat roof? No V Field not completed. 2 TOTAL SQUARES of all roofing material for this proj ect Provide additional detail here on the description of work. (Is this for a house or garage? What is the roof pitch? Etc) Project Value (contract value or cost of ALL materials and labor) 62 House & Garage RE -Roof RE -Deck front of house only `� 20 -7-7-7 . 7'S - SIGNATURE 'S - SIGNATURE OF UNDERSTANDING AND AGREEMENT I assume full Yes responsibility for compliance with applicable City of Wheat Ridge codes and ordinances for work under any permit issued based on this application. I understand that this Yes application is NOT a permit. I understand I will be contacted by the City to pay for and pick up the permit for this property. I understand that work Yes may not begin on this property until a permit has been issued and posted on the property. I certify that I have been Yes authorized by the legal owner of the property to submit this application and to perform the work described above. Name of Applicant Darrick Tymoczko Email not displaying correctly? View it in your browser. 3 PURCHASE AGREEMENT This Agreement is made this day of 764,Y , 20_!J between Contractor: LIBERTY EXTERIORS AND CONSTRUCTION LLC Address: 5780 E. Wetlands Dr. Fredrick, CO 80504 Telephone: 303-857-5667 fax 303-945-7923 Web: libertyext.com THE PARTIES AGREE AS FOLLOWS: -- ACCRED71� bbb.or Owner: Q.0 e94- 4 WA Qk C Address• ySas 6-4rr iscyN 'S -l -- Telephone: {H) (C) E-mail- Contact me via ❑Phone OEmail OText Message 1. Work. The Contractor agrees to supply the following materials and perform the following work:(the Work). Roofing Sidi `7 - -4-C -e-5-k4"z& V--, Shingle Grade- (Y)&ta Grade/Man facturer- Shingle S le- IGtJ Ge � Shingle. Cnln- ( vw� ie Color- Vents- # %1 Style vl'kt Tear Off -n N Layers Fascia- LF Soffit- LF Deckin Re lacement N t *Per esFi�+•u Drip Edge 4 li,1 - T i y7 - P= r elstiv�,c� a� Color- �- f VL�'r-1100IrM " • � + �-iilSiArUn-re_ 0,%foVCA �PP(�w.8 2. Purchase Price. The Owner shall pay the Contractor the sum of $ for the performance of the Work (the Purchase Price). The Purchase Price shall be paid as follows (select as applicable): A. $ ZZ Z I in good funds (cash or check) upon the execution hereof. B. $ j `Ud ® in good funds (cash or check) due �yl W VWQ1•PHL) V1 . C. $Cro.1Ui t , in good funds (cash or check) due - oL1 C'�uA (744 c Unless otherwise stated, payment shall be due as work is completed and Aall be due in full on substantial completiop. For paXments by cash or check, the Purchaser shall provide the contractor with bank, account and other proper information to verify the availability.bi'tftinds. ' For payments by credit card, Purchaser shall provide a signed imprint in the specific amount with the card expiration date and any necessary information to verify"the availability of credit under the card. Charges shall be processed in accordance with A, B, and C above. There will be a 3% processing fee on all credit card transactions. PRE -LIEN NOTICE: ANY PERSON OR COMPANY SUPPLYING LABOR OR MATERIALS FOR THIS IMPROVEMENT TO YOUR PROPERTY MAY FILE A LIENrGAINST YOUR PROPERTY IF THAT PERSON OR COMPANY IS NOT PAID THE CONTRIBUTIONS -- If initialed by buyer, then the contract price is contingent upon insurance approval, and the buyer is only responsible for his/her deductible. When the insurance carrier agrees to pay the claim for damage to the property, then the buyer agrees to allow Liberty Exteriors & Construction LLC to perform all repairs prescribed by the insurance companys adjuster report. By reference, said adjuster's report and estimate becomes and here is a part of this contract. RIGHT OF RESCISSION. PURCHASER MAY RESCIND AND TERMINATE THIS AGREEMENT BY WRITTEN NOTICE, DELIVERED TO THE CONTRACTOR AT THE ADDRESS OR FACSIMILIE TRANSMISSION NUMBER STATED ABOVE NOT LATER THAN MIDNIGHT ON THE THIRD DAY AFTER THE EXECUTION HEREOF BY PURCHASER. IF NOTICE IS NOT SO GIVEN, THIS CONTRACT SHALL REMAIN IN EFFECT ACCORDING TO ITS TER14S. BUYER(S) ' w,l I., Date j Date % i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: M _r_ I Job Address: LIS C?.!-� n r r t Sc h Permit Number: A-0 l i D r u Pi 1p ❑ No one available for inspection: Time /S(/)—AM/PM -Inspection required: & No When corrections have been made, call for re -inspection at 303-234-5933 Date: �/ /!% Inspector: DO NOT REMOVE THIS NOTICE ti i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: S I7E7 ' -- Job Address: 9 !� &0 r t /.SyA S7— Permit Number: oZ&/ 70,2 S- K l ❑ No one available for inspection: Time 15 LI 0 AM/PM Ke -Inspection required: * No F ( '-I a t When corrections have been made, call for re -inspection at 303-234-5933 Date: �42 G I ? inspector: 13 U " DO NOT REMOVE THIS NOTICE INSPECTION RECORD U OCCupanCV/TYpe �A INSPECTION LINE (303) 234 -5933 V� C 0 R Inspections will not be made unless this card is posted on the building site Call by 3:00 PM to receive inspection the following business day. ( -'V - j1Vrl '1 rY ", i C h /l, INSPECTOR MUST SIGN ALL SPACES PERTAINING TO THIS J OB FOUNDATION INSPECTIONS DATE INSPECTOR INITIALS COMMENTS: - Footings /Caissons Stemwall / (CEG) Concrete Encased Ground Reinforcing or Monolithic /k/0 Weatherproof/ French Drain - - Sewer Service Lines - Water Service Lines INSPECTIONS FOR PLANNING & ZONING, FIRE AND PUBLICE WORKS SHOULD BE CALLED AT LEAST ONE WEEK PRIOR TO FINAL INSPECTIONS. S CONCRETE SLAB FLOOR Electrical (Underground) Plumbing (Underground) Heating (Underground) ROUGHS Sheathing - - - - Lath -I Wall tie Mid -Roof Electrical Service Rough Electric Gas Piping CUNUKLI[ UNTIL A50VE HAS PRIOR TO PROCEEDING Insulation Drywall Screw FINALS Electrical Plumbing Mechanical Roof /k/0 Building Final - - Fire Department R.O.W & Drainage INSPECTIONS FOR PLANNING & ZONING, FIRE AND PUBLICE WORKS SHOULD BE CALLED AT LEAST ONE WEEK PRIOR TO FINAL INSPECTIONS. Parking & Landscaping "`NOTE: ALL ITEMS MUST BE COMPLETED AND APPROVED BY PLANNING AND ZONING, BUILDING AND PUBLIC WORKS BEFORE A CERTIFICATE OF OCCUPANCY IS ISSUED. FINAL INSPECTION BY THE BUILDING DIVISION DOES NOT CONSTITUTE AUTHORIZATION OF A CERTIFICATE OF OCCUPANCY NOR PERMISSION FOR OCCUPANCY. OCCUPANCY NOT PERMITTED UNTIL CERTIFICATE OF OCCUPANCY IS ISSUED PROTECT THIS CARD FROM THE WEATHER ♦ i CITY OF WHEAT RIDGE Bung Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: /ioo~ Uyz Job Address: X595 lriSD~ S~ - Permit Number: C3'3~90c ❑ No one available for inspection: Time AM/PM Re-Inspection required: Yes No When corrections have been made, call for re-inspection at 303-234-5933 Date: It)'O~ Inspector: DO NOT REMOVE THIS NOTICE ♦ i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE inspection Type: fL4 i n - C%r~Ln r- Job Address: 4295 Q f+en(sD W !51- Permit Number: C° 30,o>e a ❑ No one available for inspection: Time AM/PM Re-Inspection required: Yes. No *When corrections have been mae, call for re-inspection at 303-234-5933 Date: 10 -v`i inspector: DO NOT REMOVE THIS NOTICE ♦ i CITY OF WHEAT RIDGE Bung Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: k"r f Job Address: J59S ~E2~ e.57~ al Permit Number: l?q~6bf3 4 r i i ❑ No one available for inspection: Time AM/PM Re-Inspection required: s' No (Ye When corrections have been made, call for re-inspection at 303-2345933 Date: /G'-//, -09 Inspector: RV DO NOT REMOVE THIS NOTICE City of 'Wheat Ridge Residential Roofing PERMIT - 093008 PERMIT NO: ..093008ISSUED:: 10/06/2009 JOB ADDRESS:' 4595 GARRISON ST EXPIRES: 04/04/2010 DESCRIPTION:. Reroof 52 sqs CONTACTS owner 303/422-8136 Bob Gates `s sub - '303/296-8551 01-9898 AVI,`:. Inc. PARCEL INFO u„ ZONE 'CODE: UA USE: UA SUBDIVISION:. 0243' 1.BLOCK/LOT#: 0/ Y. FEE SUMMARY ESTIMATED PROJECT VALUATION: 19,204.00 FEES Permit Fee 235.70 Total Valuation ,00 Use Tax 165.67 ' p t TOTAL 491.37 Conditions: 6 nail installation& mid roof inspection required. Board sheathing spaced more thana 1/2 of an inch apart :requires plywood overlay on entire roof. Ice and water shield required from cave edge to 2' inside exterior walls. ` Subject to field inspection. I hereby certify that the setback distances proposed by this permit application are accurate, and do not violate` applicable ordinances, rules or regulations of the City of Wheat Ridge. or covenants, easements or restrictions of record; that all $ measurements shown, and allegations made are accurate; that I have read and agree to abide by all conditions printed on this application and that I assume full responsibility for compliance with the Wheat Ridge Building Code (I.B.C) and all other applicable Wheat' dge Ordinances, for work under this permit. Plans subject to field inspection. 104 k `7 Signature of contractor/owner date 5 1 This permit was issued in accordance with the !.provisions' set forth in your application and is subject to the laws of the State of Colorado and to the Zoning'. Regulations and Building Codes of Wheat Ridge, Colorado or any other applicable ordinances of the city. 2. This permit shall expire: 180 days from the issue date. Requests for an extension must be received prior to expiration .a; date. An extension may be granted at the discretion of the Building Official 3 If this permit expires, a new permit may be acquired fora fee of one-half the amount normally required, provided no changes have been or will be made in the original plans and specifications and any suspension or abandonment has not r exceeded one (1) year. If changes have been or if suspension or abandonment exceeds one (1) year, full fees 'shall f, be paid for a new permit. r 4. No work of any manner shall be done. that will :change the natural flow of water causing adrainage problem. ` 5. Contractor shall notify the Building Inspector twenty-four (24) hours in advance for all inspections and shall receive written approval on inspection card. before proceeding with successive phases of the job.... 6 The issuance of a permit or the approval of drawings andj specifications shall not be construed to be a permit for, nor an approval o£', n violation of the provisions of the building codes or any other ordinance, law, rule or regulation. A1Lplan re ew subject to field' inspections. is S Signature Ch Building Official date INSPEC ON REQUEST LINE: (303)234-5933 BUILDING: OFFICE:: (303)235-2855 REQUESTS MUST BE MADE BY 3PM: ANY BUSINESS DAY FOR INSPECTION THE -FOLLOWING: BUSINESS DAY. r ' EN Nr N r Gity of Wheat Ridge euat Building a COt 80033 7500 W. 29 Ave., Office: 303-235-2855'" Fax: 303-235-2857 Inspection Line: 303-234-5933 c POWWOW Property Owner (plat Mailing Addiess: (11dffferant than property address) 5' Electrical city. License Company: Exp. Date: Plumbing City License C. Company Exp. Date: E : i llt C) i Mechanical City License Company: Exp. Date: Approval: " RcpT PPI., nstruction Value: 39 eL oafclatedpertheBulldfngValuationpatsSheer) Use of s ace descri Iin), Review Ware at time of suhmlttal): $ Sq. Ft./L.Ft added: Squares j'a BTUs Gallons Amps OWNERIdONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT and d0 not violate applicable ordlnenOeS, I retry Certlry t Setback dlalances foposed by this permit application are 91o ens rules or reguladon ha t t of the the Cg of wheal Ripdi; or wvenents, easements y ll or co restricti itions ons of f riecceobrde Wheatl Rldmeasrements geu0rdinancesofor work sis" he or app allegatlon9 made are 8ccurate; that I have read and agree I abide b e in nd prlnfed on thl9 application and that I assume full rea iii 63 for compliance with the 1Nhaat RidttlIe Building Cods (Le C) and su ot under this permit, plans sobject to field inapoCtfon. CIRLC@ONt;:: (OWNER) MINT NAME: (CONTRACTOR) ar PERSONAL REPR(E~SENTA/T~IVfS of (OWNER) (C Date: 1D-~ e ie i i i Building Permit Application I /a r7 f n Phnnp.] _. Certificate of Completion AND/OR Compliance CITY OF WHEAT RlDGE 7500 W. 29TH AVENUE WHEA T RlDGE, COLORADO 80033 THIS CERTIFICATE VERlFIES THAT THE PROPERTY DESCRIBED BELOW, DOES COMPLY WITH THE WHEAT RIDGE BUILDING CODE, ZONING AND OTHER RELATED LAND USE AND DEVELOPMENT LAWS OF THE CITY OF WHEAT RIDGE FOR THE FOLLOWING PURPOSE. PERMIT # 12068 Single Family Addition OWNER: Robert Gates ADDRESS: 4595 Garrison Street PROPERTY ADDRESS: 4595 Garrison St.. Wheat Ridge. CO 80033 CONTRACTOR: Homeowner DATE 1/14/2004 CHIEF BUILDING OFFICIAL ZONING ADMlNISTRA TOR '! . ( . {(( tJ INSPECTIONS WILL NOT BE MADE UNLESS THIS CARD IS POSTED ON THE BUILDING SITE 24 HOURS NOTICE REQUIRED FOR INSPECTIONS WHEAT RIDGE, COLORADO 7500 WEST 29th AVENUE (303) 234-5933 INSPECTION RECORD JOB ADDRESS "'Voi/C) I-H.til I;t,> \ BUILDING PERMIT NO. /2 ( &-- ~. OWNER ' ). / I /:...~ ~ I .." '.. . K ( IX I . . L~>" ( ~ '-c - " !I,;r' !, DATEISSUEDf/Z i/:!.L'i.1 I TYPE I OCCUPANCY I CONTRACTOR -. ' , j l'~ SETBACKS FROM PROPERTY LINES: NORTH SOUTH EAST WEST INSPECTION DATE INSPECTOR Footings r... ' , Caissons Reinforcing or Monolithic Weatherproofing / .. Electrical (Ground Work) Plumbing (Ground Work) Heating (Ground Work) Rough EI trical Rough Plumbing I.. Air Test Gas Piping Rough Heating & Ventilation .' "';~~~..l, Framing .<::;,.j, <' Insulation / i /~c Drywall nailing .".. ;.(,;.,-- </ Roofing Refrigeration Electrical underground Electrical .'-:. J ',. ..-! .. Plumbin Heatin & Ventilation Frame R.O.w. & Drainage Fire Department Parking & Landscaping o CUPANCY NOT PERMITTED UNTIL CERTIFICATE OF OCCUPANCY IS ISSUED DEPARTMENT OF PLANNING AND DEVELOPMENT BUILDING INSPECTION DIVISION - 235-2855 CITY OF WHEAT RIDGE 7500 WEST 29TH AVENUE WHEAT RIDGE, CO 80215 Building Permit Number: Date: 4/27/2001 12068 Property Owner: Property Address: 4595 GARRISON ST Contractor License No. : Company: OWNER/CONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT Phone: 420-6776 Phone: (OWNER)(CONTRACTOR) SIGNED DATE Total: $50,000.00 $644.25 $418.76 $1,250.00 $2,313.01 (\"rJ/o/ " Construction Value: Permit Fee: Plan Review Fee: Use Tax: I hereby certify that the setback distances proposed by this permit application are accurate, and do not violate applicable ofdinances, fules Of fegulations of the City of Wheat Ridge or covenants, easements or restrictions of record; that all measurements shown, and allegations made are accurate; that I have fead and agree to abide by all conditions printed on this application, and that I assume full responsibility fOf compliance with the Wheat Ridge Building Code (U.B.C.) and all other applicable Wheat Ridge ordinances, fOf work under this permit. Description: Use: ./l-G~ "';iX-: REAR ADDITION, MASTER BED. LAUNDRY & COVERED PATIO BUILDING DEPARTMENT USE ONLY --- Approval: MLC Zoning: R-2 SIC: Sq. Ft. COMPLIES W/R-2 REGS 1lIEiIUII_ n~n--.- Approvai: BG 4/27/01 ...... Note: Owner '_"'Jet II( Is responsIble for locatIn~ p,opeItJ lines end constrUCting Improvements accordmg to tht approved plan and required develapmentstand~ The City is nat responsible for inaccurate mfarm~I1Ol1 bm'llled within the plan sel and O!1Y constructlOD Sll . t- f errors resulting from inaccur:::.~c ;:';(","ma lon. Walls: Roof: Stories: Residential Units: Electrical License No : Company: Plumbing License No : Company: Mechanical License No : Company: Expiration Date: Approval: Expiration Date: Approval: Expiration Date: Approval: (4) (5) (6) This permit was issued in accordance with the provisions set forth in yopur application and is subject to the laws of the State of Colorado and to the Zoning Regulations and Building Code of \Nheat Ridge, Colorado or any other applicable ordinances of the City. This permit shall expire if (A) the work authorized is not commenced within sixty (60) days from issue date or (B) the building authorized is suspended or abandoned for a period of 120 days. If this permit expires, a new permit may be acquired for a fee of one-half the amount normally required, provided no changes have been or will be made in the original plans and specifications and any suspension or abandonment has not exceeded one (1) year. If changes are made or if suspension or abandonment exceeds one (1) year, full fees shall be paid for a new permit. No work of any manner shall be done that will change the natural flow of water causing a drainage problem. Contractor shall notify the Building Inspector twenty-four (24) hours in advance for all inspections and shall receive written approval on inspection card before proceediing with successive phases of the job. The i ~it or the approval of drawings and specifications shall not be construed to be a permit for, nor an approval of, any violation of the provisions of u' / II;, any other ordinance. law. rule orregulalion. , (1) (2) (3) Chief Building. spector For Mayor THIS PERMIT VALID ONLY WHEN SIGNED BY THE CHIEF BUILDING INSPECTOR AND MAYOR CALL: 234-5933 24 HOURS PRIOR TO INSPECTION DEPARTMENT OF PLANNING AND DEVELOPMENT BUILDING INSPECTION LINE - 303-234-5933 CITY OF WHEAT RIDGE 7500 WEST 29TH A VENUE WHEAT RIDGE, CO 80215 - (303-235-2855) AffJ.JcALJO^l rft,6~r T 6' ~ -( t') 4')" P-> Building Permit Number: Date: Property Owner: Property Address: Contractor License No. : O"'rr<,">O'~ fT Phone . ~cl' lf2a 'CI7C Company: OWNERlCONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT Phone>c~ - <(;1z-.913'6 Construction Value: 50) (JO 0 I hereby certify that the setback distances proposed by this permit aoplication are accurate, and do not violate applicable ordinances, rules or regulations of the City of Wheat Ridge or .covenants, easements or restrictions of record; that all measurements shown, and allegations made are accurate: that I have read and agree to abide by all conditions primed on ~his aoplic3tion. and that [ assume full responsibility for compliance with the Wheat Ridge 8uil.ding Code (U.B.C.) and all other applicable Wheat Ridge ordinances or w Ii< under thiS pemut. (OWNER)(CONTRACTOR) SIGNED ~j'...,A?(' ) - DATE /+19-,,/ Permit Fee: Use Tax. Total: Use: DeSCription f!.bVL..- Ad'chl<,,,,,,/ At17/Jr /;-<<1; la..,Jty + CO(l/./~~ ~ fe'''' ~un-1rrm;;;~:~~~~ Zoning :\\,~ ~IDUUn~nmm~..tttSt1 Approval: '7/;;,1<71 !;,\!b~Ol!I1!LelL~ Approval: BUILDING DEPARTMENT USE ONLY ~CLQ,D lI(p.,a. SlQ~S SIC: '17::01 ~' '1:, ~, I I -<:s .0 <..,., .'), ,,/\ -':)V j ., J..<:/ /". . :. / .:/ /' Occupancy: Walls: Roof: Stones. Electrical License No : Company: Plumbing license No : Company: Mechanical License No : Company: Expiration Date: Approval: Expiration Date: Approval: Expiration Date: Approval: (1) (2) (3) This permit was issued in accordance with the provisions set forth in yopur application and IS subject ',a the taws of the Slate of Colorado and to the Zoning Re.gulations and BUilding Code of lNheat Ridge, C010f<idO or any other applicable ordinances of the City, ThIs permit shall expire If (Al the woO< authonzed is not commenced within Sixty (60) days from Issue date or (8) the building auttlOrized is suspended or abandoned for a periOd of 120 days. If this permit expires, a new permll may be acquired for a fee of one-half the amount normally required, provided no changes have been or will be made in the original plans and specifications and any suspension or aaandonment has not exceeded one (1) year. If changes are made or if susJ:lension or abandonment exceeds one (1) year, full fees shall be paid for a new permit. No work of any manner shall be done that will change the natural now of water causin<1 a drainage problem. Contractor shall notify the BUIlding Inspector twenty.four (24) hours In advance for alllnspeCtJons and shall receive written approval on inspection card before proceediing with successive phases of the job The issuance of a permIt or the approval or drawings and specifications shall not be construed to be a permit for, nOf an approval of. any violation of the provisions "'"-.a~~"'-'~' ~._"., " Chief BUilding Ins tor (4) (5) (6) IiEO-teknica Engineering SOIL TESTS. PERCOLATION TESTS. FOUNOATION OESIGNS P.O. Box 166 Franklown. Colorodo 80116 Web: www.geo.teknica.com Fox: 303.660-3615 Tel: 303-660-0300 Bob Gates 4595 Garrison St. Wheat Ridge, CO 80033 SUBSURFACE INVESTIGATION OF REPORT NO. 00-082 March 8, 2000 I$EtiIIE~~1.. I This report presents the results of data obtained during the subsoil investigation of 4595 GARRISON STREET, JEFFERSON COUNTY, COLORADO. This investigation was made to determine the type of foundation required, allowable bearing capacity and ground water conditions at the time of the subsurface investigation. l$j'l'lEQ~NIl\WrI~$1 At the present time this site is vacant. It is our understanding that a single-family residence is planned for this site. I.F()ijHDATl(i)N.~E!;.lijIRE1Wl~t$ I Based on onr evaluation of the subsoils, we believe the proposed residence should be founded with continuous concrete footings if the entire foundation system including the garage bears on very stiff, very sandy, clay below the man-made fill. These footings shall be designed for a maximum soil bearing pressure of 2,500 pounds per square foot, dead load plus one-half live load. All continuous footings supporting perimeter concrete foundation walls should be at least 16 inches wide. All loose and disturbed soil shall be removed before placing the concrete for the footings. The bottom of the footings shall be a minimum of three feet (3') below final grade for frost protection. Some settlement may occur with this type of foundation system. If the builder or owner is unwilling to accept the risk of slab-on-grade movement, then a structural floor should be utilized. An excavation inspection is required and must be performed by a representative of this office to verify soil conditions. IM$ijRF~Qf;.IZ1~AIN'~G~.....11 The installation of a foundation drainage system is required for any habitable space below grade level. See Perimeter Drain Detail 1, for a suggested method of installing this system. Ground water should not affect or be a deterrent to the construction of this house. IFI.ellJ).jl.NDL~_ATOR'YI~E$]I~~")fI~N...1 One (1) exploratory test hole was drilled on March 1, 2000 at the site shown on the Location Map, Figure 1. This test hole was drilled with a four-inch (4") diameter auger. At specific intervals, the drilling tools were removed from the test hole and soil samples were obtained with a two-inch (2") diameter spoon sampling tube. The depths at which soil samples were taken and a description of the soil encountered are shown on the Log of Test Holes, Figure 2, and the Snmmary of Laboratory Testing, Table 1. All soil samples were carefully inspected in the field during the drilling operation. These samples were classified in the laboratory through visual inspection and testing to determine the pertinent properties. The natural moisture content was obtained from relatively undisturbed drive samples of typical soils. Swell-consolidation tests were performed on typical soil samples, see Figure 3. These tests indicate the behavior of the soil upon various loadings in a wetted condition. 1D:~~,"'~jDIl:"~IL.;$'F()~~I()t4,tG~D:Il:CQf'I$~C'nIQI\I I The natural soils appear suitable for the support of exterior concrete slabs, garage slabs, and basement slabs provided that the builder and owner are willing to accept the associated risks. If the builder or owner is unwilling to accept the risk of slab-on-grade movement, then a structural floor should be utilized. If the owner and builder choose the option of a basement slab the following recommendations will help to reduce slab cracking. It is very important for the moisture to stay constant during the construction process. When sandy soils have an increase in moisture content, they may consolidate and settle, potentially lowering and cracking the concrete slab. When clayey soils are exposed to an increase in moisture content, they can increase in volume resulting in movement and possible cracking of the concrete slab. Experience with similar soil conditions has shown that the following details help prevent damage to a concrete slab: 1. The slab must be placed directly on undisturbed natural soils, or on recompacted soil. Do not place a gravel layer beneath the concrete slab. 2. The floating slab must be separated from the foundation or utility lines to allow for independent movement of the slab. A positive control joint must be provided at the junction between the slab and foundation walls. 3. Control joints must be provided in the slab to confine cracks to the joints and not in the visible area of the slab. Control joints must be one-third the thickness of the slab. The maximum slab area shall be 175 square feet. A maximum dimension of 16'0" in any direction is permitted. 4. A minimum void of three inches (3") shall be provided at the bottom of all non- bearing partitions. Drywall or paneling shall not be placed within two inches (2") of the top surface of the slab, allowing space for upward movement of the slab. 5. If a hot water heating system is used, the piping should not be placed beneath the concrete floor slab. If a forced air furnace is used, a two-inch (2") flexible connection should be installed between the furnace and the duct. 6. The soils that will support the concrete slabs should be kept moist, but not wet, during construction. 7. If the builder or future owner provides decorative gravel or bark around the house, see Foundation Grading Detail 2, for an acceptable method of installation. This method will prevent ponding of water near the foundation and provide for proper drainage away from the house. I SURFACE DRA.INAGE I The backfill soil around the house should be kept moist and well-compacted to prevent future settling. Controlled puddling of the backfill soils is not allowed. For proper drainage, a slop of 10% (6" in 5' -0") away from the foundation in all directions is required. This slope must be maintained for a minimum distance of 5' -0". The future owners are advised to immediately fill in any settled area near the house to eliminate containment of water. Down spouts must discharge onto four-foot long concrete splash blocks or into metal gutter extensions to direct water away from the house. The future owners should be cautioned regarding the installation of a lawn adjacent to the foundation walls. Lawn irrigation must be more than five feet (5') from the foundation walls to 2 prevent wetting of the subsurface soils. Lawn and/or plants within five feet (5') of the foundation walls should be hand watered and this watering kept to a minimum. ICQNSTRWCl'lONOETAILS I In any soil investigation it is necessary to assume that the subsurface soil conditions do not vary greatly from the conditions encountered in our field and laboratory testing. Our experience has been that at times soil conditions do change and variations do occur and may become apparent at the time of excavation for the foundation system. If soil conditions are encountered which appear different from the test borings as presented in this report, it is requested that an engineer from this office be called to inspect the open excavation. This inspection service is not a part of this report. The parties specifically agree that GEO-teknica Engineering Inc. has not been retained nor will they render an opinion concerning any environmental issues, hazardous waste or any other known or unknown conditions that may be present on this site. 3 I Location Map I Q F ENC,;;. 1..1' ,/'\ ,~ 'Z 0 v III HO\lSE ~ , I\r: .~ ., III 81 I~ , ! D GED-teknica Foundation Soil Test Borings sea.. TESTS PERCOLATIONTfSTS FOUIO\TJOHDESIGNS 0 Percolation Test Holes 0 Soil Profiie Hole OO-oe,e ~ Unsuitable Soil Profiie Hole Figure 1 . N ~ :J Cl u: N co ~ 0 . 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MK DO i'CiT DI<E WITH SOD ~ E)GIIIG CONCllETE CFAOE BEMf rop 12' OFWI3..L~..cTED BI'Cl<FIlL MCCERAT8..Y CClM'.JCTED BI'Cl<FIlL ClAMP f'R()(HIIG PCt..YETHY\..8'E auED 10 WALL AND exr9I:lED.>LONG lH: 80110M OF1I-E El<CAVA11CN. 1&# I3IJI..DIIIG FELT ~ 10 11~ a...EAN GIW.a. 12" !otN. - ~ DIPMEl'ER ~1ID PlF'E. SlOPE DlWl PI'E 118" PER FOOTlO ClA'IUGHT. 00 10 Asu.F PIT. 1F1O ClA'tUGHT. COliER EN:lWl1H SCREel BACKFILL AROUND TI-iE FOUNDATION SHOULD BE MOSTENED AND COMPACTED AND TI-iE F1NAI.. GRADE SHOULD BE W8..L SLOPED TO PRECt.UDE PONDING OF RAlNFPil. IRAlGA110N WATER. ,4K) SNOW MaT ADJACENT TO FOUNDATlON WAllS. CAUTION: 00 NOT DIKE OR IMPEDE TI-iE R..OW OF WATER AWAY FROM FOUNDATlON WAllS 'MTH SOD. EDGING OR DECORATlVE GRAvaAND POLYETHYLENE DOWNSPOUTS AND SIIJ.. COCKS SHOULD DISCHARGE INTO SPlASH BLOCKS OR LONG EXTENSIONS. . DRAIN SYSTEM BELOW GRADE AND BACKFILL DETAILS (FOR FOOTING FOUNDATION) DETAL 1 ;:. U~AND EXTENSIONS SHOULD EXTENDED BEYOND !HE GRAVEL OR BM1KAREA DET,AlL2 og ;: ~ i I" I I I" I I I I I I I I I I I I I fly I I I FOUNDATION GRADING DETAIL 4'-0" IAINMJM DECOFWM: GRA'J8.. OR /3IIRKAREA. GRADE FOlJNDA1ION WAll. MErALOR WOOD EOOE 'MTH1/2' SPPCHT BOTTOM 10 ~FOR HRI3..EASE OFWAT81. NOTE 1. PROVIDE A MINIMUM SLOPE OF 6" IN TIiE RRST !J...(f FROM HOUSE (10%). 2. DOWNSPOllfS.AND EXTENSIONS SHOULD EXTENDED BEYOND TIiE GRAVR OR BARKAREA. DETAlL.2 r fiT}' \V~f ~. )~ .~ \ '1:. V I ...t I I I I I "'! ~ (' .~~ i ~ r.> <!-cJ If/f .EJ. i )1 ) e' "_- ---7+- 17 If . , i -I I I I ! r-+ !A~ -' , G~ I C( If Exi$ti~(entr'l Way '-_ r::::/'.... / ../ /H Existing UVing Rm '7";' 0 0' \,-' ':0'-"-:". ,'_,... ..~.. o . .' .. Kitchen . .. I Existing"~ """:i:l;{. ';~:;':'>'jit :~]:",~~~;;" -~. T $ - N 'J '" -l (/.. ~I - /-::::. 16/- r---' , - I. ~. 0P€fJ Patio 17' 1/" ~ . IV ~ (5-.. (()"V L-vt <- - - - k~d...~ 4;" U2 -t-(.v ( A -. .-A .4~"l'll1l'~'< 21- .s1i ltJ fv '{ V\-C/. ( <<- (Jv T Pv 1. 9(000 RliA / 11 p;J /2 0/000 r-" '" () ----.... ...~.. ...-. .-..-----.......,.:--......, --..--....- [- o ",',.":;;,,>,,,c, :<, ~'.:::: :,:",-, ('-;~\;p,-" ";"",',":i.._:- ,W<:-' , --~fi2f:;' .-..~,:--. Existing gareg~.'-\' . ~J,.. _ . " -"::','0,:,':" j7,:;t~r~~~~'1lit<~,l$ll~'~~~~~~f;~~~~d!lijJJ~ffij",,;. '/' ;,',>:,,','i '--"'---, Existing Entry W.Y \' I Carport j h' \... Existing living Rm 1 I- .,~ '-' , l. .. '_.. _,_'_. .._.. \ ". Kitchen Existing garag.,. ,.' "--,,,-._"'',.; ....1;".-,....-' i-'-. <; D = )-:"",k.. Ie II"'...., / I , Ii /, I ;[ i EI-!c, f1-i+.r t-- I i , i .,.41 (!I~ I RBCOIU) ANI) RBTUlIN TO I Pirataaak of Wheat Ridge 4350 Wadsworth Boulevard Wheat Ridge, CO 80033 l670382/Gatea (Sp... AbcmI TIlls Uno For ao.....q DaI.) DEED OF TRUST TillS DEED OF TRUST ("Securily Instrument") is made on NAY 5, 1998 Robert K. Gates and Dona aae Gates, , among the grantor, ("Borrower"), the Public Trustee of PiratBank of Wheat Ridge Jefferson Counly ("Trustee"), and the beneficiary, which is organized and existing under the laws of the address is 4350 Wadsworth Boulevard, Wheat , State of Colorado ' and whose Ridge, CO 80033 ("Lender"). Borrower owes Lender the principal sum of PORTY-PIVE THOUSANI) AND NO/100 Dollars (U.S. S 45,000.00 ), This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable On JUNB 1, 2013 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Securily Instrument; and (c) the performance of Borrower's covenants and agreements under this Securily Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Jefferson County, Colorado: Lot 10, SUN VALLBY, County of Jefferson, State of Colorado Together with III water and water right. of any t~ which are .~ten.nt to the p'roperty or which are or may be used on or in connection with the pro~rty at the present time or any time herelfter lncluafng, but not limited to the following: adjudicated water rights and decrees and priorities therefor; unadjud;clted water rights and appropriatfons; rights in water from tributary and nontributarv lources,whether surflce or und8rground;conditionll water rlghts; riaht8 to existing under well penuits 'ssued by the State Engineer or other federal, state or municipal authorities. rights and permits and designated ground water bes;n,; all rights claimed under contract, exchange,or plans or augmentalion; all ditches, canals reservolrst pipelines, tunnels, wells and other structure. for aivertin; and conveying water and all rights of way end easements ~herefor; and III shares of stock or other 'nstruments evidenC;ng eny or .ll rights to any such water herein ~a!~ the address of 4595 Garrison Street, Wheat aicSge [Street, Cily]. Colorado 80033 [Zip Code] ("Property Address"); COLORADO-Single F.mlly-FNMA/FHLMC UNIFORM INSTRUMENT _-IRICOI (IlOOi) VMP M""'GAGC F"""'. '1I0OI""'''' C0300I 11 1/3/Nl OIItl'\btJIed by FormAtion Tec:hnologJet, If'IC. (100)137.37. pag.1ota Form 3OOII1/.fl1 _alfl1 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the 'Property: BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited V'dl'iations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: I. Payment of Prloclpal and Intenst; Prepayment and Late Cbarge8. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monlhly payments are due under the Note, until the Note is paid in full, a sum ("Funds') for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payme.nts or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (I) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.c. Section 2601 e/ seq. ("RESPA"), unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by tbis Security Instrument. If the Funds held by Le.nder exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If tbe amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthlyfayments, at Lender's sole discretion. Upon payment in full 0 all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Appllcation of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: flISt, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, flOes and impositions attributable to the Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shaI1 pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shaI1 pay them on time directly to the person owed payment. Borrower shaI1 promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the paym~~~ower shall promptly discharge any lien which has priority over this Security fnstrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or ( c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Instrument. Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. _"R(CO) (08001 Form3OCMl t/11 C03OOltt'/3/tIIj pee-a ate 5. Hazard or Property In.uran<e. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term 'extended coverage' and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. Tbe insurance carrier providing the insurance sball be chosen by Borrower subject to Lender's approval wbich shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in tbe Property in accordance witb paragrapb 7. All insurance policies and renewals shall be acceplable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower sball promptly give to Lender all receipts of paid premiums and renewal notices. In tbe event of loss, Borrower sball give prompt notice to tbe insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Vnless Lender and Borrower otberwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if tbe restoration or repair is economically feasible and Lender's security is not lessened. If tbe restoration or repair is not economically feasible or Lender's security would be lessened, tbe insurance proceeds shall be applied to tbe sums secured by this Security Instrument, wbether or not tben due, witb any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier bas offered to settle a claim, tben Lender may collect tbe insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whetber or nottben due. The 3O-day period will begin when the notice is given. V nless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone tbe due date of tbe monthly payments referred to in paragraphs I and 2 or change the amount of the payments. If under paragrapb 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to tbe extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. OccUpaDcy, Preservation, Maintenance and Protection of the Property; Borrower'. Loan Application; Leasehold.. Borrower shall occupy, establisb, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy tbe Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otberwise agrees in writing, wbich consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower sball be in default if any forfeiture action or proceeding, wbether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair tbe lien created by this Security Instrument or Lender's security interest. Borrower may cure sucb a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faitb determination, precludes forfeiture of the Borrower's interest in tbe Property or other material impairment of tbe lien created by tbis Security Instrument or Lender's security interest. Borrower sball also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Le.nder (or failed to provide Lender with any material information) in connection witb the loan evidenced by tbe Note, including, but not limited to, representations concerning Borrower's occupancy of tbe Property as a principal residence. If this Security Instrument is on a leasebold, Borrower sball comply with all the provisions of the lease. If Borrower acquires fee title to the Property, tbe leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 7. Protection of Lender'. Rights In the Property. If Borrower fails to perform tbe covenants and agreements contained iu this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (sucb as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and pay for whatever is necessary Lo protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien wbich bas priority over tbis Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Altbough Lender may take action under this paragraph 7, Lender does not have to do so. Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Vnless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or cea5Cd to be in effect. Lender will accept, use and retain these payments as a loss reserve in cD "R(CO) (0100) F 3008 1/81 --C03OO6 {" />/0" .... > of. arm lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again becomes a.vailable and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspecdon. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemn.dna. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shaD be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater tban the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of tbe Property in which the fair market value of tbe Property immediately before tbe taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otberwise agree in writing or unless applicable law otherwise provides. the proceeds shaD be applied to the sums secured by this Security Instrument whether or not the sums are tben due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is autborized to collect and apply tbe proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shaD not operate to release the liability of the original Borrower or Borrower's succeSSOrS in interest. Lender shaD not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shaD not be a waiver of or preclude the exercise of any right or remedy. U. Successon and Assigns Bound; Joint 8Dd Several LIability; CO-lllgn..... The covenants and agreements of this Security Instrument shaD bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shaD be joint and several. Any Borrower wbo co-signs this Security Instrument but does not execute the Note: (a) is co-signing this Security Instrument ouly to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any otber Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with tbe loan exceed tbe permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce tbe charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment witbout any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to tbe Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated berein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragrapb. IS. Governln& LaW; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or tbe Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of tbe Note and of this Security Instrument. _ -IR(CO) (00001 Form 3001 1/11 C03008/1'li3/08J Ptip.4de 17. Transfer of the Property or a Benellclallnterest In Borrower. if all or any part of the Property or any interest in it is sold or traDSferred (or if a beneficial interest in Borrower is sold or traDSferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument. . . .' if Lender exercises this option, Lender shall give Borrower notice of acceleratlon. The nol1ce shall proVlde a penod of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 18. Borrower's Rl&ht to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other period as applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. U~n reinstatement by Borrower, this Security Instrument and the obligations secured hereby sball remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in tbe case of acceleration under paragraph 17. 19. Sale of Note; Cbange of Loan Servlcer. Tbe Note or a partial interest in the Note (tolletber with this Security Instrument) may be sold one or more times witbout prior notice to Borrower. A sale may result 10 a change in tbe entity (known as tbe "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. Tbere also may be one or more changes of the Loan Servicer unrelated to a sale of tbe Note. If there is a change of tbe Loan Servicer, Borrower will be given written notice of tbe change in accordance witb paragrapb 14 above and applicable law. Tbe notice will state the name and address of tbe new Loan Servicer and tbe address to which payments sbould be made. Tbe notice will also contain any otber information required by applicable law. 20. Hazardous Substances. Borrower sball not cause or permit tbe presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower sball not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or otber action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower sball promptly take all necessary reme.dial actions in accordance witb Environmental Law. As used in this paragraph 20, "Hazardous Substances' are tbose substances defined as toxic or hazardous substances by Environmental Law and tbe following substances: gasoline, kerosene, otber flammable or toxic petroleum products, toxic pesticides and berbicides, volatile solvents, materials containing asbestos or formaldebyde, and radioactive materials. As used in this paragrapb 20, "Environmental Law" means federal laws and laws of tbe jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and Lender furtber covenant and agree as follows: U. Acceleration; Remedies. Lender sball give notice to Borrower prior to acceleration following Borrower's breach of any covenant or aveement In this Security Instrument (but not prior to acceleration under paragrapb 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice Is Biven to Borrower, by wblch the default must be cured; and (d) that failure to cure the default on or before the date spedlled In the notice may result In acceleration of the sums 8<<Ured by this Security Instrument and sale of tbe Property. The notice shall further Inform Borrower of the right to reinstate after acceleration and the right to assert In the foreclosure proceeding the non-exlstence or a default or any other defense of Borrower to acceleration and sale. If the default Is not cured on or before the date specUled In the notice, Lender, at Its option, may require Immediate payment In full of all sums secured by this Security Instrument without further demand and may Invoke tbe power of sale and any other remedies permitted by appUcable law. Lender sball be entltied to collect all expenses Incurred In pursuing the remedies provided In tbls paragrapb 21, Including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender Invokes the power of sale, Lender sball give written notice to Trustee of the ""currence of an event of default and of Lender's election to cause the Property to be sold. Lender sball mall a copy of the notice to Borrower as provided In paragraph 14. Trustee shall record a copy of the notice In the county In wblcb the Property Is located. Trustee shall publish a notice of sale for the time and In the manner provided by applicable law and shall mall copies of the notice of sale In the manner prescribed by applicable law to Borrowcr and to the other persons prescribed by applicable law. ... -eR(CO) .....1 C03OO6 (11J3/~ Form 300Il l/St Pa;_sote after the time required by applicable law, Trustee, without demand On Borrower, sball sell the Property at public auction to the hl.....t hldder lor cash at the lIm. and place and under tb. terms deslpated In the notice 01 sale In one or more parcels and In oy order Trostee determines. Trustee may postpone sale of oy p8lTel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or Its designee may purchase the Property at any sale. Trustee shaD deliver to the purchaser Trustee's certincate describlnll the Property and tbe time the purchaser will lit! entitled to Trustee's deed. The recitals In the Trustee's deed sball lit! prima facie evidence of the truth of the statements made therein. Trostee sball apply the proceeds of the sale In the following order: (a) to aD expenses of the sale, Including, but not limited to, reasonable Trustee's and attorneys' fees; (b) to all sums secured by this Security Instrument; od (c) any excess to the person or personsleplly entided to It. 22. Release. Upon payment of an sums secured by this Security Instrument, Lender shall request that Trustee release this Security Instrument and shall produce for Trustee, duly cancelled, all notes evidencing debts secured by this Security Instrument. Trustee sball release this Security Instrument without further inquiry or liability. Borrower shall pay any recordation costs and the statutory Trustee's fees. 23. Waiver of Homestead. Borrower waives all right of homestead exemption in the Propert)'. 24. Rlders to this Security Instrument. If one or more riders are executed by Borrower and record..d together with thi< Security Instrument, the covenants and agreements of each such rider <hall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] o Adjustable Rate Rider o Graduated Payment Rider o Balloon Rider DVARider B Condominium Rider Planned Unit Development D Rider Rate Improvement Rider D Olher( s) [specify] ~ 1.4 Family Rider D Biweeldy Payment Rider o Second Home Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrumeut and in any rider(s) executed by Borrower and recorded with it. Witnesses: m!rt II. Gat.1 ~.at~Ia~:~coti33i3 (Seal) -Borrowt'.r ~~ lIa. Gat.. 4 95 Gar i.on St .at Riage. CO i33i3 (Seal) -Borrower (Seal) ~Borrower (Seal) -Borrower STATE OF COLORADO, J.ff.raon County ss: The foregoing instrument was acknowledged before me this 1998,by Rob.rt II. Gat.. and Dona lIa. Gat.. STH day of MAY Witness my hand and official seal. My Commission Expires: JANll'ARY 22. 2002 :"Iota!)' Public Kathy L. Pa.chall 4350 Wadaworth Blvd. Wh.at Ridge, Colorado 80033 -. __(CO) (IlOO" C030CMl In /3/ll!Il. Borrow.r'. mai~ing addr... i., 4595 Garri~.~~re.t, Wh.at Ridge. Colorado Form 30CMI 1/11 80033