Loading...
HomeMy WebLinkAbout3755 Union Court► A , City of Wheat Ridge `r Residential Roofing PERMIT - 201708197 PERMIT NO: 201708197 ISSUED: 10/11/2017 JOB ADDRESS: 3755 Union CT EXPIRES: 10/11/2018 JOB DESCRIPTION: Residential Re -roof to install asphalt shingles - 30 sq (27.3 sq pitched / 2.26 sq flat) Pitch = 4/12 *** CONTACTS *** OWNER (303)422-4227 SCHWADERER ISABELLE C SUB (303)993-3213 John Wright 130204 Green Vista Roofing *** PARCEL INFO *** ZONE CODE: UA / Unassigned USE: UA / Unassigned SUBDIVISION CODE: 2403 / APPLEWOOD VILLAGES, PROSPECT V BLOCK/LOT#: 0 / *** FEE SUMMARY *** ESTIMATED PROJECT VALUATION: 7,710.00 FEES Total Valuation 0.00 Use Tax 161.91 Permit Fee 172.60 ** TOTAL ** 334.51 *** COMMENTS *** *** CONDITIONS *** Midroof & Final Roof inspections for ROOFS 6/12 PITCH & OVER: 3rd party inspection will be required for both the midroof and final inspections. The 3rd party inspection report AND THE ORIGINAL PERMIT CARD needs to be dropped off to the Permit Desk at the City of Wheat Ridge. The report MUST BE SIGNED by the Homeowner. REGARDING ROOF VENTILATION: Roof ventilation shall comply with IBC Sec. 1203.2 or IRC Sec. R806. The installation of ridge venting requires the installation or existence of soffit venting. For calculation purposes, one hat or turtle vent equal to one-half of one square foot of opening. Effective December 1, 2014, asphalt shingle installations require an approved midroof inspection, conducted when 25-75 percent of the roof covering is installed, prior to final approval. Installation of roof sheathing (new or overlay) is required on the entire roof when spaced or board sheathing with ANY gap exceeding one half inch exists. Sheathing and mid -roofs may be called in at the same time, one hundred percent of the sheathing must be complete and 25-75 percent of the mid -roof may be complete. Asphalt shingles are required to be fastened to the roof deck with a minimum of 6 nails per shingle. Ice and water shield is required. Eave and rake metal is required. A ladder extending 3 feet above the roof eave and secured in place is required to be provided for all roof inspections. Roof ventilation is required to comply with applicable codes and/or manufacturer installation instructions, whichever is more stringent. In order to pass a final inspection of elastomeric or similar type roof coverings, a letter of inspection and approval from the manufacturer technical representative stating that "the application of the roof at (project address) has been applied in accordance with the installation instruction for (roof material brand name) roof covering" is required to be on site at the time of final inspection. City of Wheat Ridge Residential Roofing PERMIT - 201708197 PERMIT NO: 201708197 ISSUED: 10/11/2017 JOB ADDRESS: 3755 Union CT EXPIRES: 10/11/2018 JOB DESCRIPTION: Residential Re -roof to install asphalt shingles - 30 sq (27.3 sq pitched / 2.26 sq flat) Pitch = 4/12 I, by my signature, do hereby attest that the work to be performed shall comply with all accompanying approved plans and specifications, applicable building codes, and all applicable municipal codes, policies and procedures, and that 1 am the legal owner or have been authorized by the legal owner of the property and am authorized to obtain this permit and perform the work described and approved in conjunction with this permit. I further attest that I am legally authorized to include all entities named within this document as parties to the work to be per rmed and that all workt e performed is disclosed in%this document and/or its' accompanying approved plans and specifications. I �/ Signatu e o OWNER or CONTRACTOR (Circle one) 6ate I . This permit was issued based on the information provided in the permit application and accompanying plans and specifications and is subject to the compliance with those documents, and all applicable statutes, ordinances, regulations, po icies and procedures. 2. This permit shall expire 365 days after the date of issuance regardless of activity. Requests for extension must be made in writing and received prior to the date of expiration. An extension of no more than 180 days made be granted at the discretion of the Chief Building Official and may be subject to a fee equal to one-half of the originalpermit fee. 3. If this permit expires, a new permit may be required to be obtained. Issuance of a new permit shall be subject to the standard requirements, fees androcedures for approval of any new permit. Re -issuance or extension of expired permits is at the sole discretion of the Chief Building Official and is not guaranteed. 4, No work of any manner shall be performed that shall results in a changeof the natural flow of water without prior and specific approval. 5. The permit holder shall notify the Building and Inspection Services Division in accordance with established policy of all required inspections and shall not proceed or conceal work without written approval of such work from the Building and Inspection Services Division. 6. The issuance or granting of a permit shall not be construed to be a permit for, or an approval of, any violation of any provision of any applicable code or any ordinance or regulation of this jurisdiction. Approval of work is subject to field inspection. Signature of Chief Building Official Date REQUESTS MUST BE MADE BY 11:59PM ANY BUSINESS DAY FOR INSPECTION THE FOLLOWING BUSINESS DAY. Dane Lovett From: no-reply@ci.wheatridge.co.us Sent: Monday, October 9, 2017 3:16 PM To: CommDev Permits Subject: Online Form Submittal: Residential Roofing Permit Application Follow Up Flag: Follow up Flag Status: Completed Residential Roofing Permit Application This application is exclusively for new permits for residential roofs and for licensed contractors only. This type of permit is ONLY being processed online --do not come to City Hall to submit an application in person. Permits are processed and issued in the order they are received and due to the volume of requests, time to process varies and is subject to change. YOU WILL BE CONTACTED WHEN YOUR PERMIT IS READY FOR PICK-UP AND WILL BE GIVEN A SPECIFIC DATE AND TIME WINDOW TO COMPLETE THE TRANSACTION. You will be notified if your contractor's license or insurance has expired, and you may update those documents at the time you are issued your permit. For all other requests: Homeowners wishing to obtain a roofing permit must apply for the permit in person at City Hall. Revisions to existing permits (for example, to add redecking) must be completed in person at City Hall. All other non -roofing permits must be completed in person at City Hall. The Building Division will be open from 7:30-10:30 a.m., Monday through Friday to process these types of requests. THIS APPLICATION DOES NOT CONSTITUTE A PERMIT. DO NOT BEGIN REROOFING UNTIL PERMIT HAS BEEN ISSUED. Is this application fora Yes %x residential roof? How many dwelling units Single Family Home are on the property? PROPERTY INFORMATION Property Address 3755 union ct Property Owner Name Schwaderer Property Owner Phone 303-422-4227 Number (enter WITH dashes, eg 303-123-4567) 53 Property Owner Email Field not completed. Address Do you have a signed Yes contract to reroof this property? Applications cannot be submitted without an executed contract attached below. Attach Copy of Executed IMG 9724.PNG Contract CONTRACTOR INFORMATION Contractor Business Green vista roofing Name Contractor's License 130204 Number (This is a 5 or 6 digit number for the City of Wheat Ridge) Contractor Phone Number (enter WITH dashes, eg 303-123-4567) Contractor Address (Primary address of your business) 303-993-3213 6185 e 56th Ave g commerece city co 80022 Contractor Email Address John@greenvistaroofing.com Retype Contractor Email Address DESCRIPTION OF WORK TOTAL SQUARES of the entire scope of work Project Value (contract value or cost of ALL materials and labor) Are you re -decking the roof? Is the permit for a flat roof, pitched roof, or John@greenvistaroofing.com Flat roof (less than 2:12 pitch) 54 both? (check all that apply)�Lt What is the pitch of the 1/12 FLAT roof? � How many squares are 2.26 part of the FLAT roof? c7 Describe the roofing Self Adhearing Mod Bit material for the FLAT roof- oofType Typeof material for the Rolled FLAT roof: Provide any additional Re roof detail here on the description of work. (Is this for a house or garage? Etc) SIGNATURE OF UNDERSTANDING AND AGREEMENT I assume full Yes responsibility for compliance with applicable City of Wheat Ridge codes and ordinances for work under any permit issued based on this application. I understand that this Yes application is NOT a permit. I understand I will be contacted by the City to pay for and pick up the permit for this property. I understand that work Yes may not begin on this property until a permit has been issued and posted on the property. I certify that I have been Yes authorized by the legal owner of the property to submit this application 55 and to perform the work described above. I attest that everything Yes stated in this application is true and correct and that falsifying information in this application is an act of fraud and may be punishable by fine, imprisonment, or both. Name of Applicant John E Wright Email not displaying correctly? View it in your browser. 56 2.26 Mod bit SS A V E P NER F Y ply 24.53 S09 - house 2.26 Mod bit e �(n NBCA, ON 27.33 5Qs - house RIDGE 104 LF high def �.6185 E 56th Ave Unit G vAI j.Ey 54 LF Alm Commerce City,80022 CONTRACT PITCH 4:12 V15V15 a(p) 303-493-321313 r o o P I ri g (f) 888-661-5994 GREEN VISTA ROOFING INC. AGREESTO FURNISH ALL MATERIALS AND LABOR NECESSARY FORTHE WORK SPECIFIED BELOW ONTHE PREMISES OWNER Isabelle Schwaderer HOME PHONE, 303.422.2557 ADDRESS: 3755 Union Ct, THE OWNERAGREETO PAYTHE CONTRACTORTHE SUM OF 9 WORK PHONE: 303.432.4492 _ CITY: Wheat Ridge STATE: CO ZIP. 80033 12,065.89 + SUPPLEMENTS. OWNER INITIALS __I�J SPECIFICATIONS FOR LABOR AND MATERIALS 60 LF - flat ® RECOVER ROOF WITH Duration ® INSTALL matchshingleSMEfAL EDGING 251 LF - house ® MANUFACTURER Owens Coming COLOR 2X2 2X4 ® COLOR OF SHINGLES Teak F&I CHECK DECKING ® MANUFACTURER'SWARRANTY LIMITED LIFETIME ❑ CLOSED SOFFIT ®OPEN SOFFIT ® INSTALL # 15 FELT TEAR OFF 1 LAYERS ® 2 YEAR GUARANTEE ON LABOR AS PER TERMS ON BACK ®# OF STORIES 1 ACCESS drive ® CLEAN-UP & HAUL ALL TRASH FROM ROOF ® REPLACE ROOF JACKS 3 split boot —TIN ® ROLLYARD WITH MAGNETIC ROLLER I 4- OTHER CLEAN GUTTERS OF ROOFING DEBRIS ® REPLACE ROOF VENTS 4 turtle vents 1 - 6"-8" exhaust vent ® CHECK FLASHINGS AND SEALS ® REPLACE HEAT STACK 2 - 6" storm rain caplstorm collars DELNERY INSTRUCTIONS: roof load ADDITIONAL WORK: detach/reset sat dish, large chimney flashing, IWS perimeter 2 coarses, add'I over entry area, paint vents mod bit flat roof PAYMENT TERMS Ist CHECK FROM INSURANCE ON DELIVERY OF MATERIALS $ 10,142.63 INSURANaC+tY Nationwide 2nd CHECK UPON RECEIPT FROM INSURANCE $ Balance + supplements CLAIM# 207422 -GF FULL PAYMENT DUE UPON INSTALLATION. PAST DUE AND DELINQUENT THEREAFTER. SUBJECT TO FINANCE CHARGE MORTGAGE COMPANY: AT THE RATE OF 2% PER MONTH — ANNUAL RATE OF 24%. MORTGAGE LOAN # MAKE CHECKS PAYABLE TO GREEN VISTA ROOFING. I HEREBY AGREETOTERMIS ON FRONT AND BACK_ GVR REP /Jon York � , , • ' DATE 9/2812017 OWNER CYc�cl� r�C'� DATE OWNER DATE Contrad CO 2016 w w w. G r e e n V i s t a R o o n g . ( 0 m M i CITY OF WHEAT RIDGE �� Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: O !n - .0,] , cl Job Address: 3 "76S U I I f'a„ 04 Permit Number: 1 'D o i-7 a 19 f 4 I G - C) n d-- 4 r% N e-- . noeY ❑ No one available for inspection: Time = -31 AN P Re -Inspection required: Yeses' When corrections have been made, call for re -inspection at 303-234-5933 Date:—/ o &F / Inspector: _n DO NOT REMOVE THIS NOTICE A CITY OF WHEAT RIDGE Building Inspection Division (303),234-5933 Inspection, line (303) 2352855 Office (303) 237-8929 Fax Y INSPECTION NOfl E Inspection Type Job Address Permit Number /z� City of Wheat Ridge Resid. Windows /Doors PERMIT - 102748 PERMIT NO: 102748 ISSUED: 12/16/2010 JOB ADDRESS: 3755 UNION CT EXPIRES: 12/16/2011 DESCRIPTION: Replace 10 windows and 1 door NO MODIFICATIONS * ** CONTACTS * ** owner 303/422 -2557 Jerry Schwaderer sub 303/237 -1687 John McDade 02 -1066 Conservation Construction ** PARCEL INFO ** ZONE CODE: UA USE: UA SUBDIVISION: 0689 BLOCK /LOT #: 0/ ** FEE SUMMARY ** ESTIMATED PROJECT VALUATION; g 5,295.00 FEES Permit Fee 14090 . Total Valuation .00 Use Tax 95131 ** TOTAL ** 236.21 Conditions: Tempered glazing is required within 24 inches of doors, in tub enclosures, and as required by code. Replacement windows shall have a U- factor of .35 or less. Inspection prior to covering is required. Subject to field inspections. I, by my signature, do hereby attest that the work to be performed shall comply with all accompanying approved plans and specifications, applicable building codes, and all applicable municipal codes, policies and procedures, and that I am the legal owner or have been authorized by the legal owner of the property and am authorized to obtain this permit and perform the work described and approved in conjunction with this permit. I further attest that I am legally authorized to include all entities named within this document as parties to the work to be performed and that all work to be performed is disclosed in thi el6cu ent an4/,or its' accompanying approved plans and specifications. Signature of OWNER or CONTRACTOR (Circle one) Date — 1. This permit was issued based on the information provided in the permit application and accompanying plans and specifications and is subject to the compliance with those documents, and all applicable statutes, ordinances, regulations, policies and procedures. 2. This permit shall expire 365 days after the date of issuance regardless of activity. Requests for extension must be made in writing and received prior to the date of expiration. An extension of no more than 180 days made be granted at the discretion of the Chief Building Official and may be subject to a fee equal to one- half of the original permit fee. 3. If this permit expires, a new permit may be required to be obtained. Issuance of a new permit shall be subject to the standard requirements, fees and procedures for approval of any new permit. Re- issuance or extension of expired permits is at the sole discretion of the Chief Building Official and is not guaranteed. 4. No work of any manner shall be performed that shall results in a change of the natural flow of water without prior and specific approval. 5. The permit holder shall notify the Building and Inspection Services Division in accordance with established policy of all required inspections and shall not proceed or conceal work without written approval of such work from the Building and Inspection Services Division. 6. The issuance or granting of a permit shall not be construed to be a permit for, or an approval of, any violation of any provision of ny applicable code or any ordinance or regulation of this jurisdiction. Approval of work is subject to field a ct Signature Ch' Building Offical Date INSPEC ION REQUEST LINE: (303)234 -5933 BUILDING OFFICE: (303)235 -2855 REQUESTS MUST BE MADE BY 3PM ANY BUSINESS DAY FOR INSPECTION THE FOLLOWING BUSINESS DAY. 9 �OF WMEgrq' City of Wheat Ridge Building Division °� 7500 W. 29 Ave., Wheat Ridge, CO 80033 Office: 303 - 235 -2855 * Fax: 303 - 235 -2857 c o Inspection Line: 303 - 234 -5933 O OR PD Property Address: y (lL bc GL I_ Property Owner (please print) rg ISa�A �GYI� ) �r��Phone: 343 Ll �J7 Mailing Address: (if different then property address) Address: Jct�l2� CAS aboJQ� Contractor: ccw ()C - -lltirl Contractor License tt: ?- 3 L - t I Phone: 303 - o'� ��] - I L_4S 7 Sub Contractors: Electrical City License*: Plumbing City License M Mechanical City License* Company: Company Company: Building Permit Application Date: Plan & Permit 0: Exp. Date: Exp. Date: Exp. Date: Approval: Approval: Approval: Use of space (description): Description of work: Construction Value: (as calculated per the B C-: -0 T �C3 Plan Review ( at time Of S ubmiHal): $ �^- I Sq. Ft/L.Ftadded: Squares BTU's Gallons Amps OF UNDERSTANDING AND AGREEMENT ns proposed by this permit application are accurate, and it Ridge or covenants, easements or restrictions of recor shovm, under this permit. Plans subject to field inspection. CIRLCE ONE:: (OWNER) (CON OR) of. PERSONAL REPRESENTATIVE of (OWNER) (CO PRINT NAME: A I tL- e4n . T f � RACT l -.Q SIGNATURE �p: r. %�� . aQD �s�. 1 Date: 12-15-IQ ZONING COMMENTS: Zoning: Reviewer: PUBLIC WORKS COMMENTS: Reviewer DEPARTMENT USE ONLY OUI401NO ORPARTMENT COMMENTS: OCCUPANCY: Reviewer: FIRE DEPARTMENT:: O approved w/ Comments ❑ disapproved ❑ no review required Bldg Valuation: $ zoo /ioo0 XVJ tMT 1194 0T0Z /2I /9T s d i CITY OF WHEAT RIDGE Building Inspection Division f~ (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: c Job Address: Permit Number: ( cz / c ❑ No one available for inspection: Time AM/PM Re-Inspection required: Yes No When corrections have been made, calf for re-inspection at 303-234-5933 Date: /S 6i Inspector f DO NOT REMOVE THIS NOTICE ♦ i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: Job Address:? Permit Number: 09c 7,2 i I s ❑ No one available for inspection: Time l/,5 SAM M r. Re-Inspection required: Yes No E' "When corrections have been made, call for re-inspection at 303-234-5933 F Date: l rx~ r /U Inspector: ¢ d DO NOT REMOVE THIS NOTICE i CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 235-2857 Fax ~ INSPECTION NOTICE Inspection Type: is Job Address: Permit Number: ~C.Jva~•1~ j~j~}~P!' rvc ear P,Fr~~,~'rrr ❑ No one available for inspection: Time ~ A P Re-Inspection required: Yes(~'`NQ/ "When corrections have been merle ci311 for re-inspection at 303-234-5933 Date: is, Inspector: DO NOT REMOV ISOTI `I t- ♦ i CITY OF WHEAT RIDGE ~-j Bung Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office • (303) 237-8929 Fax INSPECTION NOTICE Inspection Type: MID Job Address: 3'7,5-'T UN 10' AJ C ~ UN Permit Number: C ❑ No one available for inspection: Time AM/PM Re-Inspection required: Yes No "When corrections have been made, call for re-i7pection at 303-234-5933 Date: - e.2 Inspector l t~ DO NOT REMOVE THIS NOTICE 7 7 CL o ( / ' ~ CITY OF WHEAT RIDGE Building Inspection Division (303) 234-5933 Inspection line (303) 235-2855 Office * (303) 235-2857 Fax INSPECTION NOTICE Inspection Type: AY)"(y°?`e~ Job Address/Permit Number: i! ~r lac^lrr^ f ?l; IPW217a 1) DU i f4' P`)Pf ?`r(~E'i ~ 6i t? ~°'C,~:iRR°F r~F¢1~,~ QVF~! 7-o,F7C<'>` •T P; ~e i I ❑ No one available for inspection: Time AM M Re-Inspection required: Yves No When corrections have been made, call for re-inspection at 3003-2234-5933 Date: Inspector: PAPAp h U ps f~ ~t l DO NOT REMOVE THIS NOTICE 3 Z0004 /ROOFING COMPANY 2570 W 8TH AVE, DENVER, CO 80204 OFFICE (303) 233-7663 Fn (303) 292-3387 FAX COVER ST. TO: PROM,:f I^.. COMPANY: Pate: O CITY OP WHEAT RIDGE FAX NUMBER :e,~ax ~R<e5 Number of Pag 10/06/09 3:56 PM Cdha ~U J J Colvin PHONE NUMBER: Casey RECEIPT NO:CDA002771 AMOUNT DPSP Reroof'27.63 sqs '61.00 RE: 092172 Reinspection Fee 61.00 URGENT ❑ FOR REVIEW ❑ PLEASE COMM PAYMENT RECEIVED,,, AMOUNT VS 5177 61.00 NOTES I COMMENTS : Auth Code: 090590 TOTAL 61.00 -'S 'T0/T0 39tid J3IW3dd L8EEZ6ZEo6 ZT:.tlT 600Z/90/OT 2 I 0 W A D ZIA / PREMIER ROOFING COMPANY 'NVER, CO 80204 OMCr (303) 223 663 FAX (303) I 2-3387 ~ j X COVER SHEE TO: FROM COMPANY: Date: ' I FAX NUMBE Number of Pa i y7.S: PHONE NU ER: i RE: j URGENT F R R VIEW ;C] PLEASE COM I I ENT PLEASE REPLY L3 . NOTES/CO MEN i i I I I 1 ..pp R 11 1 CITY OF WHEAT RIDGE c 83/05110 8:58 AN edbb Casey Colvin' LA - RECEIPT NO:CDn004046 ANGUN 9 4-1 q 1 C 7g BGSP Reroof 227.63 sqs 61.0 i 092172 '2 61 -i f 0 p 7 . Re nsp ee BPSP Reroof 50.22 sqs 61.0 052356 6 9 5 - 110- ~5 7 Lo' Reinspection Fee 61.0 U As+hE5„ 7aECEIUED 1220 %a 053130 TOTAL 122.00 10/T0 39tld a3IW3dd L8££ZGZ£0£ TZ:bT 0TOZIb01£0 ' City of Wheat Ridge .= .rte j ►/ Faxed Roof Permit PERMIT - 092172 PERMIT NO: 0921721 ISSUED: 09/10/2009 JOB ADDRESS: 3755 UNION CT '. EXPIRES: :0.9/01/2010 DESCRIPTION: Reroof '27.63 sqs ** *CONTACTS * ** owner 30.3/422 -25.57 Jerry Schwadere sub '. 303/233-7663 Ben McFerron 07 -0157 Premier Roofing Company ** 'PARCEL INFO ** ZONE :: CODE: UA r USE: UA SUBDIVISION:" 0689 BLOCK /LOT #: 0/ ** FEE SUMMARY ** ESTIMATED PROJECT `. VALUATION: 4,8901.51 FEES Permit Fee i :144.70 Reinspection Fee 61.00 Re -insp fee. 2 61.00 Total Valuation .00 Use Tax 88.03 * *:4 TOTAL * *. :'354.73 Conditions:: Both front and back of permit need to be posted on job site. If one or the other is not present, INSPECTION 'WILL NOT BE PERFORMED. 6 nail installation & mid -roof inspection required. Board 'sheathing spaced more than a 1/2 of an inch apart requires plywood overlay on entire roof. Ice and water shield required from'.eave edge to 2'. inside exterior walls." Subject to field inspection.. I hereby certify that the setback distances proposed by this permit application are accurate, and do not violate applicable ordinances, rules or regulations of the City of Wheat Ridge or covenants, easements or restrictions of record; '. that all }w !l date ! BUILDING OFFICE: (303)235-2855 ' DERJFRTI4IENT OF RLANNING AND DI . • BUtLdfNG tNSPECTION DIVISION i CI7Y OF WHEAT RIDGE 7500 WEST 29TH AVENU WHEAT RIDGE, CQ 8021 Ptoperty Owner : PropeKy Address : 3755 UNION CT Contracror License No. : Company : ~ 1 ~ r l f Building Permft Number : 5727 Date : 8128/97 i: _ Phone : 422-2557 Phone : )VYNERlGONYRAGTOR SIGNATURE OF UNDERSTANDI G AND AGREEMENT CpnstNCtion Value : $2,525.27 heeeby Certity that theaethack dtstances proposed by this pertnft` nd do not vinlate appNCable ordinances, ruksor reguletlona of the pp Ilcetion are acwrete, City W Wheat Ridge or Permit Fee : $75.50 ovenaMs, easemerKS a rastdabns of recora: that au measurem~ es snown, end alegaeons Plan Review Fee : $0.00 isde are eocurate; that t havp read and nee roabids b aB cond ppBCaNon, and that i easwne tup re span for nce wiff ns priMedon Nls tlro 1Mfeat RWpe suilding . Use Tax: $50.51 .ode (U.B.C.) end an WMr appNeabie. et o wodc untler this permR.. )WNER)(CONTRACTOR) SIGNED DATE' TOY21 .$126.01 Description c 6' CEDAR PRIVACY FENCE BUILDiNG D PARTMENT USE dNLY SIC : Sq. Ft. : Apprc+vat' SM 8122187 6' PRNA Y FENCE WILL NOT OBSTRUCT ANY VIEWS THROUGH 2oning : NIA SIGHT IANGLE ARProval : Approvat : Occupancy : Walls ; Roo : Stories : Residential Unib : Eiectrfcal Llr,ense No : Plumbing Lice se No : Mechanical License No : Company : Company : Company : Expiration Date : Approval: m (1) . (z) (3) Thispeimitwaa'iaeued'in-e .RegulBtlt.nseM.BUNdi C inis pemdt shal{ eNdroi G ebeMOtittl fa'.a.p9ti0d M' 1! Mia Dermlt ¢%pkw a MN origirql Ptens enA sPefifiee excseds one (1) rNr, wN:a (4) (5) (6) -NOWakMany mennefslu ConUatdOrahaMewtHytMl PfAe~dapemWta be THIS PERMIT VALIR ONLY I CALL: Expira6on Dat : Expiration Date : Approval : Approval : 7roWSions aet tath in yopur applkadon aM ia wbkct b Me lawa M.the State M Cobratlo and to thB Zonirip . ~ Cdaado w arry o r appikaae orsNnencea M the CNy. . id Is ~wteommenwr wimin sixlv (so) aays rrom Iseue aete w(e) me ouutlk,g awiortzea Is ausperMed or iiretl tor e tee W one-half the amount nortnalry required,Pro vMetl ra d~erpea ha~ro been awill Ua made in the . ;nsWn or abandon t Mea not e~ccestletl ane (t) year. if chanpes are mene a N wspeneWn w abantlonment a naw ~naWral fbv orwater caudny e daqiape pmbiem. . . r (24) houn Iadvance fa atlinapections anE shall reeeive wAlten approval an iropecGOn caM before NinpaN s sheN'rot be construed to be a permil for, rwr an approvai of, anY riolatlon of the proviabne IHEN SlGNED BYTHE CHIEF BUILDING HJSPEGTOR ANB MAYOR 234-5933 24 OURS PRIOR Td INSPECTION DEPARTMENT OF PLANNING AND DEVELOPMENT Building Permit Number : BUILDING INSPECTION DIVISION - 235-2855 CITY OF WHEAT RIDGE Date :K"- 7500 WEST 29TH AVENUE WHEAT RIDGE, CO 80215 PropertyOwner: C Property Address f4 Phone : Contrector License No. : Company: sa!-Phone: 04VNER/CONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT I hereby certify that the setback distances proposed by this permit application are accurale, and do not violate applicabte ordinances, rules or regulations o( the City of Wheat Ridge or covenants, easements or restrictions of record; that all measurements shown, and allegations made are accurate; that I have read and agree to abide by all wnditions printed on this application, and that I assume full responsibility for compliance with the Wheat Ridge Building Cotle (U.B.C.) and all other applicable Whpat RidgeordinaR g, for work'Ghder this permit. (OWNER)(CONTRACTOR) SIGNED Description : ~ BUILDING DEPARTMENT USE ONLY Zo-hin'g~CaTilFnL5flts'9 t~~'q-r SIC : Sq. FL : Approval : ,o;7*~ LI rwt..Lz- uj~ Kz}" ~ Zoning : 0/y H~•-~ • - u Bulfding:_CbFn_~tA Approval : Approval: Occupancy : Walls : Roof : Stories : Residential Units : Construction Value;y Permit Fee : Plan Review Fee : Use Tax : Total : Electrical License No : Company : Plumbing license No : Company: Mechanical License No : Company : Expiration Date : Approval: Eg CPIeTt3~R~01F~'ii~ Expiration Date : Approval: ig JLP_13fTS`R8'ql7tF8t1M Expiration Date : Approvai: n 9P•1E134RNS1tYStl~ (q Tiia pertod was luued in aaordance witn the proWSions sel forlh in yopur ap0lkatian anC Is su q'ect to the laws ol the State of CobraOO and lo Ne 2onin9 Regulatqns anE 8uiltling Cotle ol Wneat RMye, Cakrado or any atner appicaEle ordina~es ol the Ciry. (21 n,~s oe~t :nan e.o+fe if (A) the work autMnzcd n irot cammencM vntnin siay (60) Oays from issue tlate a(B) the Duilding authorized I5 suspen0ed or aOanEoneA lor e period o1120 Cays. (1) II Inia pemul eRpros, a new pertnil may De acpuired Iw a fee of one-half the amounl nomwlly reQuired, Orohded no changes have Oeen w vnll be ma0e in the cnginal plans and specififations anE any suspension or abandonmenl lus nol exceeOeA one (7) yeac II charpes are matle or if zuspension or aDandonment e.ceeds one (t) year, lull feea shall De paid for a new pertail (4) No woM of any manner shall De Oone tAal will change the nalural Oow o1 waler causinq a drainage Omblem. (5) Contndor ahatl natity tne Builtlinq Inspeclw lwenry-lour (24) houn in a0vanxe br ail inspections anE shail receive wntten approval on inspection wN Delore p witn successivep1~ases ot the p~ E (6) TTV u nce of §.permit or Ihe approval of Erawinga anC specifcations slwll nol be mnsWeC lo Ee a pertnit lor, nW an aOProval ol, any violaGon of the provisions of a o d0inq Cot1ea or any olh)f ordinanCe, law, rule or requlallon. inspector For Mayor TNIS PERMIT VALID ONLY WHEN SIGNED BY THE CHIEF BUILDING INSPECTOR AND MAYOR CALL: 234-5933 24 HOURS PRIOR TO INSPECTION rR~n- nnnn vl! tUU1PtlEHI FPX N0.! 30S4329480 07-09-97 07:59R P.B? LOT 20 ~ ~l~i~iY OF~.SaN STATE GF GOLORADO GROSS . * . . ~ - • a ~q. LOT 20 16, i ' pRIVE . ~ 7s r-.--- ~ i eJ ~ I STORY ig ~ ~ ^ ► § ~ ~ l07 Ifl Ln 3J t 3 ~ 77 77 s= r . ~a ~ . b5' . 1ME57 3M PUACE 5abid 4ga+.Lp rpi°YY1tii" - oV N\ COLUNBINE SURVEYINLi. INC. 7i7~ 6. W~y 4$tl~ta~~~f0/4~ p341000 IMPRQYBMENT LOCATION CERTIFIGATE 1 n«eey e.Mly aw Ns MnOio..eMN awtlon aAre.w..s pe.pra r« . A(X:Nm/WK YpRT(;AG! COMrOM170H nu n Y nor a MnC eun'F/ V~a or imprev~m~nl cwNY PIN. Y~d nf1 ~ N~.e e w nNM upon brN. ~damNnwr d Nna. OuiQ+q. a aNer liwun ImPr~rMM mw. 1 F,Mw anfy lMt M& inlpOwmM on IM Mbm MsaWA W+eM. exoMl uK7 eeMsa4M4 N MiOnNwriYn Nw hamdigu el lM pvwl, twpi u tnarn. IMt iMn w rro Mavadmwntx up~ tM dwed6W vromts.~ DmmAw. anpt.s WrrahA.aAA Mm uwO 1106 *ppa.*m oKe.ne*a 4fpa Wwy ea"M&etamain0 u burdsnlroWN Oti M*.id Or'oM. O~M^WAd• korcs•..+L~ bed..r rr...rw www~.q~w.ww !OtcAIM-1r: ZO"d LSSZ 5EZ EO£ X`dAA32iA30 d9i=Z0 L6-60-LnC PANHANDLE DOOR COMPANY 1409 First Avenue SCOTTSBLUFF, NEBRASKA 69361 (308) 632•8788 JOB SHEET NQ - CALCULATED BY CHECKEDBV _ SCALE OF - onre DATE k ~ ~ . . g ._4, ~ F. ' ~ .,..4 f+ ~ t1 .k h~x. . f~ > t` ~ °P ro S .~M ~ h 00 ' ~ y ' X DEPARTMENT OF CCMMUNITY DEVELOPMENT 7500WEST29thAVENUE BUILDING INSPECTION DIVISION PERMIT N0. 234-5933 P.O.eOxs38 CI7Y OF WHEAT RIDGE,COLO. b1P93#3563 THIS PERMIT VALID ONLY WHEN SIGNED BY THE CNIEF BUILDWG INSPECTOR AND RECEIP7ED BELOW. i/ • _,APPLICATION FOR MISCFI i AtiFrnts eFttMi7 ti i JOB ADDRESS CONTRACTOR CITY A PHONE ZIP CODE S_. LICENSE NO. 1. TVPE GrounO ❑ INSPECTION TICKET 2. MATERIAL Totol Squon FN SIGN$ 3. ILLUMINATION Yes❑ No❑ 7ype EIKt. Permif No. FEP INSPECTION TICKET JOB ADDqESS ~ ll S S ~~B ~ ~g~ E [ ADDRESS OWNER , ADDRESS PHONE ZIP CODE 22SLL? CONTRACTP/~,iIC/V $ _SW 610 DATE ~//✓'S/ l~ WoItU ProleclinpLJ 01Mr SaDFoeo ' ~ I v u ti OT - BLDG. PERMITB ~'S' ~ DATE: gLDG. PE MITN DATE: PERMITk 'UCTURE BLDG. CONTR. 0_0~ C~ ITV LtNE SUBCONTRACTOR DATE INSP. REQ. TYPE OF INSP. C1A~ INSPECTION MADE REMARKS =RTY LINE _ W.R. FORM 6-19 :S,STREETS DISTANCE. ~ °LECTRI( ucnreowoR E OF ISSUANC PERMITM ~c_c1 ~ BLDG. CONTR. SUBCONTRACTOR DATE INSP. REQ. TYPE OF INSR T INSPECTION MADE REMARKS W.R.FORM &19 HBING PERI mtt-MANIGAL PERMIT STATE LICENSE NO STATE LICENSE N0. ALUMINUM WIRE UNDERSIZE 8 ILLEGAL FLOOR BSM 15T 2ND 3RD 4TH NQ RJEL+CirtieOM Ga{qlRtfps» E $pyr NO. WATER CLASET FORCED AIR - BTU TEMPORARY METER _ WASH BOWL HOT WATER - BTU NEW SERVICE - AMPS BATH TUB STEAM - BTU CHANGE SERVICE-AMPS SHOWER AIR CONDITIONING-BTU LIGHTING SINK OTMER HEATING GARBAGE DISP REFRIGERA SVSTEM POWER SUB-CIFCUITS WATER HEGTER Rafri sronl Cxoup UTILITY(RANGE,DISPOSER,ETC.) AUTO. WASHER Pounds LMr e FIXTURES DISH WASHER AUTOMATIC SPRINKLER SYSTEM WIRING MOTOFtS d CONTROLS FI.IJOR ORAIN ELEVATOR $IGNS URINAL TRANSFORMERS d RECTFIERS SEWERS ADDITION TO OLD WORK OTHER MOTORS OVER I HP TOTAL FIxTURES I nareby acknowiedqe tnot this avvlico- PERMIT FEE C~i fion is correct ond underatond tnot I USE TAX 7,721 eonnot start tnis vroject until rhis appli- _ tation is apDroved. I sholl comply with fAa lawa of Ihe Slate ol Colorodo and 10 TOTAL FEE _I s 7~ the ZoninQ Requlntions and ewldinp APpROVED Code of tAe City o! Wheai Ridpe. Any ~4PPR81~1~ violotion ol the obove terme wiu couse CHIEF BUILDIN INSPECTOR ,City of Wheat Ridqe immediate revocafion ol fnis permit oa,e ISSued NOT VAUD UNLESS itECEIPTEO ,:J, 70z d CALL 234-5933 24 HOURS IN ADVANCE FOR INSPECTIONS qOVlieanb 9i0nomn DEPARTMENT OF G6MMUNITY DEVELOPMENT 7500 WESr29thAVENUE BUILDING INSPECTION DIVISION PERMIT N0. M93#18975 234-5933 P.O. BOX638 CITY OF WHEAT RIDGE, COLO. TMIS PERMIT VALID ONLV WHEN SIGNED BY TViE CHIE.F BUILDING INSPECTOR pND RECEIP7ED BELOW. JOB ADDRESS HrrLwf+i IViV tUr( MIJ 'o r'1 CONTRACTOR I71~2T`~ C-Or✓cSe-e(/ICL's ADDRESS ID~~IS T~~~ ,z,,.,d f CITY ✓a~w ZIP CODE &(_~r 4' PHONE 34 1 ircnicc sin OWNER OVe✓ 1 ADDFESS 3 7SS C~ 1 : o n PHONE - ZIP CODE CONTRACT PRICE $ I JC7~0 ~Q/, /oa 1. TYPE Ground ❑ Wall❑ ~ Proiectinp❑ OtMr 5 a D Feee SIG 1 MATERIAL Tolol Square FNt NS 3. ILLUMINATION Yea❑ No❑ Typa EIK}. Pormif No. 4. SET BACK FROM PROPERTY LINE N (Spscify whitA ia tront) _ ❑ S_ E ❑ _ W ❑ ❑ Zons_ Apprwed,ZOm Inspwiw Disapprowd I. TYPE SolidO More Tnan 80% OpanO Lesi TAOn 80% Open FE C MATERIAL H i N ES b. SET &1CK FROM PROPERTY LINE N (Spetrty whiCh is }ront) _ ❑ 5_ E ❑ _ W ❑ ❑ Q^t e Zone_ ApprwW,Zone Impeetw dsaOWOVed I. OTHER 2 Cm.Qn ~ 2 3. i., /(S-C- F Pla~ ss ~'-/o KS anciCn Orr anvw efeLVw, I nt htNCE,5IGN,OR OTHERSTRUCTURE,GIVinu DISTANCES FROM PROPERTY LINES. (SETBACKS OR FROJECTqNS INCI.UDED) ~ SPECIFV NORTH STREET NAME SHOW DISTANCES FROM THE M41N BUILDING TOADJOINING HOUSES, STREETS, AND PROPERTV IINES{ ON IRREGULAR lATS, SIiOW LEAST DISTANCE TO PROPERTY LINES, NOT MAXIMUM OR AVERA.GE DISTANI;E. APPIICATION FOR PLUMBING; ELECTRICAL; MECHANICAL PERMIT THIS APPLICATION WILL BECOME A PERMIT TO PERFORM THE INDICATEDWORK ONLY l1PON VALIDATION BY THE BUILDING INSPECTION DIVISION. !PEHMIT WILL EXPIRE 180 DAYS FROM THE DATE OF ISSUANCE IF WORK IS NOT STARTEDWITHIN THAT TIMF CTRICAL PERMIT NSE NO. PLUM8ING PERMIT STATE LICENSE N0 MECHANICAL PERMIT EVNDERSIZE8ILLEGAI i FLOOR WATER CLASET BSM I5T 2ND 3RD 4TH NQ FUEI:COn8Go*qIPFOpar E FORCED AIR BTU ARY METER WASH BOWL HOT WATER BTU VICE - AMPS BATH TUB STEAM - BTU SERVICE-AMPS SHOWER AIR CONDITIONING-BTU IGHTING SINK OTHER HEATING GARBAGE DISP REFRIGERATION SYSTEM POWER SUB-CIFCUITS WATER HEATER Refri sronf &ou UTIIITY(RANGE,DISPOSER,ETC.) FIXTURES AUTO.WASHER DISH WASHER Pounds Clqr e AUTOMATIC SPRINKLER SYSTEM WIRING MOTORS 9 CONTROLS FI1lOR DRAIN ELEVATOR SIGNS URINAL TRANSFORMERS 6 RECTFIERS SEWERS ADDITION TO OLD WORK OTHER MOTORS OVER I HP TOTAL FI%TURES I Asreby acknowledQe thot this opplica- tion u CorrEtt and undeistond ihot I connof stort thif projbct unfil thia appli- calion is opproved. I sholl comply with the laws of the Stote oi Colorado and to the Zoninp Repulotions and Bwldinp Code of the City o! Whect Ridpe. Any violation of the above ferme will couse immediote revocafion of fnis permif ~ v ~COlieanu Slanm • PERMIT FEE USE TAX TOTAL FEE APPROVE DISAPPROVED- CHIEF BUILDI INSPECTOR,Cityof Wheat Ridqe Date Issued ~ 7 ~3 7_>3 CALL 234-5933 24 HOURS IN ADVANCE FOR INSPECTIONS DEPARTMENT OF PLANNING AND DE ELOPME BUILDINGiNSPECTION DIVISION - 235-2855 CITY OF WHEAT RIDGE 7500 WEST 29TH AVENU WHEAT RIDGE, CO 8021 Property Owner : Property Address : 3755 Union Court Contractor License No. : Company : AND AGREEMENT cation are eccurete, OWNER/CONTRACTOR SIGNATURE OF UNDERSTANDII Ihereby certiry.that the setbadc distancas proposed by this pertnit F and do not wolate applicabb ordinances, tules or regulations of the covenants, easements or rosVidions of record; that all measureme made are axurete; that I have read and agree to abide by all condi ~application, and that lasaume full responsibiltty for comp6ance wRh ~ Cade (U.B.CJ arM all oMer applicable Wheat Ridge ordmances, foi (OWNER)(CONTRACTOR) SIGNED Description : Patio Addition . Approval : MLC Zoning : R1-A Approval: BG Approval : Occupancy : Walls : Electrical License No : Company : Expiration Date : , Approval: c+> (2) (3) (5) (8) Building Permit Number : 7366 Date : 6/29/98 pertnit. Phone : 422-2557 Phone : ConstructlonValue: $1,200.00 Permit Fee : $41.25 Plan Review Fee : $0.00 Use Tax : $30.00 Total: . $71.25 Use: BUILDING Must Plumbing Liceose No : Company : Expiration Approval : Mechanical License No : Company : Expiration Date : Approval : In and r or Chief Building Inspector THIS PERMIT VALID ONLY WHEN SIG CALL: 234-5933 PARTMENT USE ONLY SIC : Sq. Ft. : 5' side & 10' rear setback requirements opur applkadon entl Is auM ea to the lewa M Ma SteEe W Colorado antl to the Zoning r appliceble oMinances W the Cily. rNhin sMy (80) tlays Trom Isaue tlate or (B) ihe builtllrq autlroAZed Is susparMeG or alFthe emouM normalry reqWred, o~ovitled no changea heve been a wAIl be made In tlre has not exceeded one (1) ymr. N chenges are matle ar M suapanabn a abentlonmeM of weter ausirg a tlreinage problem. advance for all inspectlona and ahell recelve writlen approval on inspeclion eaM belare is shali rrot be consWed to be a parmk fw, rwr an approval N, arry violatlon M the provisions THE CHIEF BUILDING INSPECTOR AND MAYOR RS PRIOR TO INSPECTION Stories : Residential Units : DEPARTMENT OF PLANNING AND DEVELOPMENT Building Permit Number : BUILDING INSPECTION DIVISION - 235-2855 CITY OF WHEAT RIDGE Date : 7500 WEST 29TH AVENUE WHEAT RIDGE, CO 80215 PropertyOwner: j-Gfry Sc "J~~C-r~r Property Address : S , ~ sS 4~'4 J °A r Phone : Contractor License No. : Company : Phone : 5' y 9 oZ OWNER/CONTRACTOR SIGNATURE OF UNDERSTANDING AND AGREEMENT Construction Value : "IA e70'047 i hereby ceAify lhat the setback distances proposed by this permA appliwtion are accurate, and do not violate applicable ordinances, rules or reguialions of the City ot Wheat Ridge or covenants, easements or restrictions of record: that all measurements shown, and allegations made are accurete; that I have read and ayree to abide by all conditions printed on this application, and that I assume full responsi iliry for complian nh t Wheat Ridge Building Code (U.B.C.) and all other applicable Wl~t Ridge~ef0jna c e forrk under this permil. (OWNER)(CONTRACTOR) Description : Pt~id acid i ll;n. i Permit Fee : Use Tax : Total : $0.00 Use : Inj e5 ~e✓vt ~ /Y BUILDING DEPARTMENT USE ONLY sommamsa Approval :W&C. Zoning : RI_A ~-+59► it.o.gi~.u~an`°t~~s Approval : PIcroMW~~ Approval : Occupancy : Walls Electrical License No : Company : Expiration Date : Approval: Roof : Stories : Plumbing License No : Company: Expiration Date : Approval : ~~9• • ~5~ RECEfVED J io. , 41 i; i ~v,s -1 Mechanical License No : Company: Expiration Date : Approval : (1) This permil was Issued in auarCance with the provisions set 1oM in yoWr aDPlicaoan arW is suG'ecl to Vre Wxs of the State ol Cdorado arM to Me Zoning Regulallons an0 Buildiny Code o(NMeat RWye, Cobrado w any oNer appfcable adinances o(e Ciy. (I) This pemN snall exqre d(A) the wak euUwnzed Is nol rommenfxE wNUn sury (60) Eays Imm Issue Oate a(B) Ne builOtrp auUwr@ed'u suspen7ed u aDarMOned fa a period o1120 days. (J) If this pertrvl expires, a new pertnM1 may be aCqWred lor a fee ol on~hall the amounl notmally rcquire0, pmvided no Chatpes have been or vrill be matle in the onginal plans aM speafiratlons and any susnslon w abaMOnmenl has not exceetleC one (1) year. II changes are made a il suspension w aGandanmenl exceeds one (1) year, full tees ahall be pald or a new permit. (4) No vroAc ol any manner shall De Aone ihdt vnll change the naNral Ilow of water wusing a d2inage problem. (Sy ConVaclw stull noGy the Buildlnq Inscector lwenty-lour (24) hours in advance fw all intpections an0 shall receive written approwl on Inspection aM beloro proceeCiing wiTh successive phaxs of the ob. (6) The issuance of a pemut w Na aOP~veI o~02wings and speafifations shall nol De consWed to be a pemtit la, nor an approval o( arry vlolatlon o/ Na proNslons . ol the huilEinq codes a an ther aEinance. Ww, nde or requWfion. A Chief Building I spector For Mayor THIS PERMIT VALID ONLY WHEN SIGNED BY THE CHIEF BUILDING INSPECTOR AND MAYOR CALL: 234-5933 24 HOURS PRIOR TO INSPECTION M ~ u t' ~ V J m ~ ~ ~ a ~ ~ r y 3 ~ ~ ~ s ~ ~ ~ ~ ~ .o ~ 0 L ~ ~ r ~ V Z ~ ~ ~ ~~Qu ~ lz~l `F- d O.~ ~ J ~ r L o T ~ ~y x 4 J J V v U V ~ c° [ ~ ~ x. ~ v L, ~ T \ ~ i• l~'s a J • C O ~ l L.u cr ~ c ~ ep H I1 d a ~ M 0 ~ ~ a ~ ~ ~ y 3 ~ ~ \ ~ r O Ix- ~ 0 C s \ s c~ r w V ~ 1 ~ ~ . / ~ b ~ ~ ~ v ~ .J ~ 0 0 \n ~ h ~ 3 ~ h ~ a-6 ~ 1T 3 3 > =a ~ c4~ ~ ~ x ~ - Y 9 ~ X, - . Y~ > \ :J 41 ao m . ~ ~ v a > c ~ ~ ~ c ti i ~ o ¢ Ly N } ~ ~ c.~ ~ n t ~ ` j v K > ~ o~ ~ > D .76 ~ -a VN ~ 3\ d ~ C C V ~ k ~ ~ aa' V r , ~ Q \ ~ \ ~ ~ s ~ ~ ~ a x ~ 3 ~ 193 * ; I - - . _ _ . . . . 05-18-1997 01:11PM FROM Columbtne SuraeYying Inc. TO 6911171 P.472 Legal Desariptton Provta.d by astaMr LOT 20 Apf'l.FW00D VISTA COUJfY OF JEFFERSON STA7E OF COLORADO ' $5' LOT 19 5 ESMT. LOT 20 i t~> ! P F ~ LU 4.0• D R I V E ' s ~ " 7.5 t 8J' a •3755 I STORY BRK;K b FRAME ui 3,f ~ t`! ~ 85 WES7 37TH PLACE N COLUMBINE SURVEYINfi, INC. 7573 B. Amss Wey LitUoton, CO 80123 f s_ 9M-0000 . . IMPROVEMENT LOCA`f'ION CERTIFICATE t hereby oonHy tlut thh impiovsment baaticn urtMlcato was pnperW for ACCUeANK AIORTQAOE CORPQRATION mrt 71 N not a land eurvty plal or improvement wrwy pltl, and that il fs not m ds rMied upon tor the osla6llshmmt ot (ena, buildinp, at othar tWuro knpfovament linrs. l lurlhw anify that tha MProvemants on the abow dasodMd parorl. excoW utIYH ~~ectiono, m witirey K'hNn the boundutn of the pucol, wcept ax shown, Ihat then are no eacroaMmenfs upon the dNe6bad promises byimprowmente on Ony adjuinlnp promisea, axupt ea indicated, and that thera is no apparant widence pr eign cl any easemmt croacMg ollwrdenlnp ury pnt of nid parcel, eKcept as nolyd. Au~Oo VG&'nA*W4kV yColmdo 19Wy*U eM111e~ib w~ihln On.~i Y~~r Y~ nMM1mm~cmww.~Aauc~ hrowwY.m~ vrywlonl.sdWOn~~ry dMtIN ~tlM~WMUUAlICW71wMM •Wnadmon~h.npnWNkomIM Buyer :BCHWAbERER Address : 3766 UNION CT. Thle Co ; Case No : Order : 206I-0107 CROSS + ~ TOTHL. P.02 Loan No: 08641240 Borrower: JERRY D. SCHWADERER Retum to: ACCUBANC MORTGAGE CORPORATTON P.O. BOX 809068 DALLAS, TEXAS 75380-9068 [Speca Above Thie lJns For Recordinp DWe] DEED OF TRUST Data ID: 586 THIS DEED OF TRUST ("Security Instrument") is made on the 30th day of May, 1997, among the granror, JERRY D. SCHWADERER AND ISABELLE C. SCHWADERER ("Borrower"), the Public 'Itustee of JEFFERSON County ("7tustee"), and the bene6ciary, ACCUBANC MORTGAGE CORPORATION, A CORPORATION, which is organized and existing under the laws of the State of TEXAS, and whose address is 12377 MERIT DR1VE, #600, P.O. BOX 809069, DALLAS, 1'X 75251 ("(.ender"). Borrower owes Lender the principal sum oF ONE IIUNDRCD FORTKCICII'P 1'IIOUSANll MNT fIUNDREll mid NO/100----- Dollars (iT.S. $ 148,900.00). This debt is evidenced by Borrower's note duted the same dale as ihis Securily Instrument ("Note"), which provides for monlhly payments, wilh the Full debl, iE not paid eadier, due and payable on June 1, 2027. This Security Instrument secures to L.ender. (a) the repaymenl of the debt evidenced by Ihe Note, with interest, and all renewals, extensions and modiFications of the Nole; (b) the payment of all olher sums, with interest, advanced under paragraph 7 to pro[ect the securily of ihis Security Instrument, and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to'Itustee, in trust, with power of sale, the following described property located in JEFFERSON County, Cobrado: LOT 20, APPLEWOOD VIST.4, COUNTY OF JEFFERSON, STATE OF COLORADO. i: , • ~ : . . . ; :J ~ • . which has the address of 3755 UNION COURT, ~so-w~~ Wry~ EATRIDGE, ciColorado 80033 ("Propcrty Address"); Inv Codal TooEn[ce WrrH all the improvemenls now or hereafter erected on Ihe property, and all easemenls, appurtenances, and fxtures now or hereafter a part of the property. All replacemeNs and additions shall nlso be covered by this Security Instrument. All of the foregoing is referred Io in Ihis Security Instrument as the "Properly." BowtoweR CovsNnrrrs that Borrower is lawfully seised oF the estate hereby wnveyed and has the righl lo grant and convey the Property and thal the Property is uoencumbered, except for encumbrances oF record Borzower warrants and will defend generally the ti11e to the Property agninsl all claims and demanets, subject to aoy encumbrances of record Trns SECUamr INSrnuhterrr combines uniform covennnts for nalioml use nnd non-uniform covenants wilh limitcd variations by jurisdiction to consliwte a uniForm sceurity instrument covering real property. COLORADO - Single FamilyFannie Mee/Freddla Mac UNIFORM INSTRUMENT Form 3006 7/91 (Page 1 0l 5 Pages) I IIIII IIIIII IIIII IIII IIIIII IIIII IIIII IIII IIIIII IIIII IIIII IIIII IIIII IIIII IIIII ~IIII IIIII IIIII IIIII IIIII IIIII IIIII IIII IIII Z25Y700X01300008841240 UmFOant CovennnTs. Borrower and Lender covenant and agrce as follows; 1. 1'ayment of Prlncipul and Interest Prepuyruent and Iute Churgrs. Borrower shall promplly pay when duc the principal of and interc:st on Ihe debl evidcnced by the Nole and uny prcpayment and Wie chargcs due undcr thc Nole. 2. Funds for 7'wees und lnsurunce. Subject to appGaible law or to a written waiver by Lendcr, Borrowcr sh.dl pay to Lender on Ihe Juy monthly paymcn4s are due under Ihe Note, until Ihe Note is paiJ in Cull, a sum ("Funds") for. (a) yeady t:ixes and assessments which m.Ty auain priority over this Security Instrument as a lien on ihc Properiy; (b) yearly leasehold payments or grounJ rents on the Property, if any, (c) yeflrly harard or property insurance premiums; (d) yearly tlood insurance premiums, if any; (e) yeady mortgage insurance premiums, if any; and (o any sums payable by Borrower to Lender, in accordance wilh the provisions oF paragraph 8, in lieu of the payment of mortgage insur:mcc premiums. These itemt arc callcd "Escrow Items." Lender may, al any time, collect anJ hold Funds in an amount nol ' to excecd thc maximum amount e lendcr for a federally related morlgage loan may rcquire for Borrower's esaow account under the Federal Real Estate Setqement Procedures Act of 1974 as amended from lime to time, 12 U.S.C. § 2601 et seq. ("RESPA"), unless another law Ihat applies to the Funds sets a lesser amounL IF so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount oF Funcls due on Ihe bazis of currenl ddta und reasonable eslimates of expcndiwres oF future Escrow Iiems or otherwise in accordance with applicable law. The Funds shall be held in an instiwlion whose deposits are insured by a federal agency, instrumentatity, or entity (including Lender, if Lender is such an institwion) or in uny Federal Home Loan Bank. Lender shall apply the Funcis to pay the Fscrow Items. Lender may nol charge Borrowcr for holding and applying the Funefs, annually analyiing the escrow account, or verifying thc Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permils Lender to muke such a charge. However, Lcndcr may reyuire Borrower to pay a one-time charge for an independen[ real estate tax reporting service used by Lcndcr in connection with this loan, unless applicable law providcs otherwise. Unless an agreement is made or uppliwble law rcyuires imeres[ to be paid, Lender shall no[ be required to pay Borrower any interest or eamings on Ihe Funds. Sorrower and Lender may agree in writing, however, that interest shall be paid on thc Funcls. Lender shall give to Borrower, wilhoul charge, an annual accounling of thc Funds, showing credits and debils to the Funds and the purpose for which each debit to thc Funds was made. The FuncLs are pledged as additional security For all sums secured by this Security Instrument. If Ihe Funds held by Lender "ceecl Ihe amounls permitted to be held by applicable law, Lender shall accoun: to Borrower for the excess Funds in accordance wi[h the requirements of appliaible law. IF the amount of the Fundc held by Lcndcr at any lime is not sullicicnl to pay Ihc Escrow Ilertu when duc, Lender may so notify Borrower in writing, und, in such case Borrower shall pay ro Lender Ihe amount necessary to make up Ihe deficiency. Borrower shall make up the defciency in no more Ihan twclve monthly payments, al Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, L.ender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by Ihis Sewrily Instrument. 3. Appllcation of Puyments. Unless applicable law provides othenvise, all payments received by Lender uoder paragraphs 1 and 2 shall be applicd: first, to any prepayment charges due undcr the Nole; second, m amounts payable under paragraph 2; Ihird, lo interest due; Fourth, to principal due; and last, to any Ia[e cliarges due under the Note. 4. Charges; I,tens. Borrower shall pay all taxes, assessments, charges, Fines and impositionc attributable to the Property which may ailain priorily over this Security Instrumenl, and leasehold payments or ground renls, iF any. Borrower shnll pay these obligations in the manner provided in paragraph 2, or iF not paid in that manner, Borrowcr shall pay them on time directly to the person owed payment. Borrower shall prompHy furnish to Lender all notices oF amounts to be paid under Ihis paragraph. iF Borrower makes these payments direclly, Borrower shall promptly fumish to Lender receipls evidencing the payments. Borrower shall prompQy discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees in writing lo the paymcnt oF Ihe obligation secured by thc lien in a manner acc;eptable to Le;ndcr, (6) wntcsls in good failh the lien by, or defends against cnforcemcnt of the licn in, Icgal procecdings which in thc L.coJcr's opinion operate to prevent Ihe enForcemenl oF thc lien; or (c) secures from the holder of the lien an agreement satisFactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Inslrument, I.ender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or lake one or more of the aclions sct Forth above within 10 days oF the giving of noticc. 5. flawrd or Properly Insurnnce. Borrower shall keep the improvemenls now exisling or hereafter erected on Ihe Property insurcd against loss by Cre, hazurds included within the tcrm "exlended coveragc" and any other hazards, incluJing floodc or tlooding, for which Lcndcr requims insurance. This insurance shall bc mainlained in the amounts and For the periock that Lender requires. The insurance carrier proviJing Ihe insurance shall be chosen by Borrower subject to L,ender's approval which shall not bc unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's oplioq obtain coverage to protecl Lender's rights in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable [o Lender and shall include a standarJ morlgage clause. Lender shall have Ihe right to hold Ihc policies and renewals. If Lender requires, Borrower shall promptly give to Lender all reccipts of paiJ premiums and rencwal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make prooF oF loss if nol made promptly by Borrower. Unless Lender anJ Borrower othenvise agree in wriling, insurance procecds shall be applied to restoration or repa'v of Ihe Property clamaged, ff Ihe rwlonlion or repair is economically fcasble and I.ender's security is not lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whelher or not then due, with any excess paid to Borrower. If Borcower nbandons Ihe Property, or does not answer within 30 days a noticc from Lender that the insurance carrier has offercd to seule a claim, Ihen I.ender may collect lhe insurance proceecls. Lender may use Ihe proceeds to repair or n:store the Propcrty or io pay sams sewred by this Security Instrument, whclher or not then due. The 30- day period will begin when the notice is given. Unless Lender and Borrower othcnvise agree in wriling, any applicalion of procecds to principal shall no[ exlend or postpone the due date of the monthly payments reFerred to in paragraphs 1:md 2 or change the amounl of the payments. IF undcr paragraph 21 the Property is acquired by L.cndcr, Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums sewred by lhis Security Instrument immediately prior to the acquisilion. 6. Occupancy, I'reservution, Mu(ntenmice and Protection of the I'roperty; Dorrower's iuan Appllcutton; I.easeholds. Borrower shall occ:upy, establish, tmd use the Property as Borrower's principal residence wilhin sixty days after lhe execution of this Securiry Instrument and shall conlinuc to occupy the Property as Borrower's principal residence For at least one year after the date oF occupancy, unless Lender othernise agrees in writing, which consent shall not be unreasonably withheld, or unless extenualing circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Form 3006 1/91 (Page 2 0/ 5 Peges) Loan No: 06641240 Data ID: 586 Borrower shall be fin default if any forfeiture action or proceeding, whcther civil or criminal, ic begun lhat in 1-ender's goocl faith judgment could result in forfeiwre of the Property or otherwise materially impair the lien creatcd by this Security Instrument or Lender's security interest. Borrower may cure such n default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed wilh a ruliog Ihat, in [.ender's good Faith determination, precludes forfeiWre of the Borrower's interest in the Property or other material impairmcnt of the lien created by this Sccurity Ins[rument or L.ender's security interesL Borrower shall also be in default if Borrower, during the loan application process, gave materially fulse or inaccurate information or statements to I.ender (or failed to provide C.ender with any material information) in connection wilh the loan evidenced by the Note, including, but not limitecl lo, representations concerning Borrower's occupancy of the Properry as a principal residcnce. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless I.ender agrees to the merger in wriling. 7. ProteMion of I.ender's Rights in the Property. If Borrower fails to perForm the wvennnts and agreemenls contained in this Security Instrument, or there is a legal proceeding that may signi6cantly affect Lender's rights in the Property (such as a proceeding in bnnlwptcy, probate, for condemnalion or forFeiWre or to enforce laws or reguLilions), then Lender may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actionc may indude paying arry sums secured by a Gen which has priority over thu Security Instrument, appearing in court, paying reasonable attomeys' fees and entering on the Property to make repairs. Although L.ender may take action under this paragraph 7, I.ender does not have to do so. My amounts disbursed by L.ender under this paragraph 7 shall become additional debt oF Borrower secured by this Security Instrument. Unless Borrower nnd [.erxler agree to other icmu oF paymenl, thcse amounts shall bear interest From the date of disbursement at the Note rate nnd shall be payable, with interest, upon notice Gom Lender to Borrower requesting payment. S. Mortgage Insurance. If L.ender required mortgage insurance as a condition of making the loan sewred by this Security Instrument, Borrower shall pay the premiums requ'ved to maintain the morigase insurance in effect. If, for arry reason, the mortgnge insurance covernge requirul by I.endcr lapses or censes to be in effect, Borrower sh:dl pay the premiums required to obtain covernge substantially equivnlent to the mortgage insurnnce previously in efFect, nt a cosl substantially equivalent to the cost lo Borrower of the mortgage insurance previously in elfcd, Crom an alternate mortgage insurer approved by Lender. If substantially equivalent morlgage insurance coverage is not available, Borrower shall pay to Lender each monih a sum equal to one-twelflh oF the yearly morlgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effec4 L.ender will accept, use and relain these payments as a loss reserve in lieu of mortgage insurance. I.oss reserve paymenls may no longer be required, at the oplion of I.ender, if mortgage incurance coverage (in the amount and for the perial that Lender requires) provided by an incurer approved by L.ender again becomes available and is obtained. Borrower shnll pay the premiums rcquired to maintain mortgage insurance in effect, or to pravide a loss reserve, until the requirement for mortgage insurance ends in accordance with any wrillen agreement between Borrower and Lender or applicable law. 9. Inspectlon. Lender or its agent may make reasonable entries upon and inspections oF the Property. Lender shall give Borrower notice at the time of or prior to an inspeclion specifying reasonable cause for the inspection. 10. Condemnat(on. 'Ihe proceeclc oF any award or claim for clamages, direcl or consequen[ial, in coonection with any condemnation or other taking of any part of the Properry, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lendcr. In the event of a to[al taking of the Property, the proceeds shall be applied lo the sums sewred by this Sccurity Instrument, whether or not then due, with any excess paid ro Borrowec In Ihe event of a parti:d laking of Ihe Property in which the fair market value of the Property immediately before the takiog is equ:d ro or greater than the amount of the sums secured by this Seclurily Instrument immediately before the taking, unless Borrower and Lender othenvise: ngree in writing, the sums secured by lhis Securily Instrument shall be recluce.d by Ihe amounl aF the proceals mullipliecl by the following fraclion: (a) the totul amount of the sums securul immcd'ualcly bcforc the I.iking, diviclul by (b) Ihc fair m:vkcl value of the Property immedialely before the taking. Any balance shedl be paid to Borrower. in Ihc cvent of a partial taking of the Property in which the fair mnrket value of the Properry immediately bcfore the taking is less Ihan the amount of the sums secured immediately before the taking, unless Borrower and L.ender othenvise agree in writing or unless applicable law othenvise provides, the proceeds shall be applicd to the sums sewreJ by this Security Inslrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by I.endcr to Borrower thal the condemnor offers to make an award or settle a claim for damages, Borrower fnils to respond lo L.endcr within 30 days after the date the notice is given, Lender is authorized to collecl and apply the procecds, at its option, eilher to restoration or repair of the Property or to the sumt sewred by this Security Instrument, whether or not then due. Unless I.ender and Borrower othenvise agree in writing, any appliwtion of proceeds to principal shall not ex[end or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amoont of such payments. 11. Borrower Not RelenseJ; Furbearance liy Lender Not n Weivea Factension oF the time for payment or modification of amorlization of the sums secured by this Security lnstrument granted by Lender to any successor in interest of Borrower shall not operale to release the Gability of the original Borrower or Borrower's saccasors in iNeresl. Lender sha11 not be required to commence proceedings against nny successor in interest or reFuse lo exlend time for paytnent or otherwise moclify nmor['rrntion of the sums secured by this Securiry Instrument by reason of arry demand maJe by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall nol be a waiver of or precludc the exercise of any righl or remedy. 12. Successors und Assigns Dound; Jojnt nnd Several Liubllity; Co-signers. The covenants and agreemenls of this Security Instrument shall bind and benefit the successors nnd nssigns of Lender and Borrower, subject to Ihc provisions of paragraph 17. Borrowcr's covennnts and ngreements shall be joint nnd several. Any Horrower who co- signs this Security Instrument but does not execute the Note: (a) is co-signing this Securily Instrumenl only to mortgagc, grant and convey that Bortower's interest in the Property under the terms of this Securiry Instrumenl; (b) is not personally obligated to pay the sums secured by [his Security Instrumenh, and (c) agrees that L.ender and any other Borrower may agree to extend, modify, forbear or tnake any acxommodations with regtird to the terms of lhis Security Instrument or the Note without that BorrowePs consent. 13. Inan Cherges. If the lonn secured by thit Securiry Intlrument is subject lo a L-iw which sels rtkodmum loan charges, and tha[ law is finally inlerprGCd so thut the interest or other loan charges collected or to be collecteJ in connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduccd by Ihe amount necessary ro reduce the charge to the permitted limit; and (b) any sums atready collectecl from Borrower which exceeded permitted limits will be reFunded to Borrower. Lender may choose to make [his refund by reducing the principal owed under the Note ar by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. ' . . t . Form 3008 7/91 (Page 3 0/ 5 Pages) 14. Notices. Any notice to Borrower provideJ [or in ihis Security Instrument shall be given by dclivering it or by mailing i[ by fust class mail unlcss uppGrable Iaw n:quires use of anolher melhal The nolicc stuill be d'vccleJ lo the Property Address or any other address Borrower designates by notice lo Lendcr. Any nolice to LenJer shall be given by Cust class mail to L.enJer's adJress stated herein or any other address Lender designates by notir,e to Borrower. Any ' notice provided for in this Security Insirumenl shall be dcemed to havc been given [o Borrower or Lendcr when given as provided in this paregraph. 15. Govem(ng Iaw; Severebility. Tlils Security Instrument shap be govemed by federal law and the law of the ' jurisdiction in which the Properly ic bcated. In the event that any prrnision or clause of this Securiry Instrument or the Note contlicis with applicable law, such contlict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the contlicting provision. To this end the provisions oF this Securily Instrument and the Note are declared to be severable. 16. Borrower's Copy. Bortower shall be given one confortned copy of the Note and of ihis Security Inctrumen[. 17. Transfer of the Properly or n Beneficlal Interest in Borrower. If all or any part of the Property or any ; interest in it is sold or transferred (or if a benefrcial interest in Borrower is sold or transferred and Borrower is not a natural person) wilhout L.ender's prior written consenl, I.ender may, at ils option, require immediate payment in full of , all sums secured by this Security InstrumenL However, this oplion shall nol be excrcised by I.ender if ezercise is prohibited by federal law as of the date of this Security Inslrument. If I.ender exercises this oplion, Lendcr shall give Borrower notice of acceleralion. The notice shall provide a period of nat less than 30 days from the date the natice is dclivcred or mailed within which Borrower must pay all sums secured by this Security InstrumenL If Borrower Fails to pay ihese sums prior to the expiration oF this period, Lendcr may invoke any remedies permitted by this Security Inslrument withoui furlher notice or demand on Borrowcr. 18. Borrower's Rig6t to Reinstute. IE Borrower meets cerlain wnditions, Borrower shall have the right lo have enforcemeni of this Sewrity Inslrument disconlinued at any time prior to the eadicr of: (a) 5 days (or such other period as applicable law may specify for reinsta(ement) beFore sale of the Property pursuan[ to any power oF sale conlained in ihis Security InstrumeN; or (b) entry oF a judgmen[ enForcing lhis Securily Instrumenl. Those conditions are that Borrower: (a) pays Lender all sums which Ihen would be due under ihis Security Instrument and the Note as if no acceleration had occurred; (b) cures any defaull oF any other covenants or agreemenls; (c) pays alI expenscs incurted in enForcing Ihis Securily Insirument, including, but not IiWnitecl to, reasonable allomeys' fees; and (d) lakes such aclion as Lendcr may reasonnbly require lo assure iFwt Ihc licn of thic Securily Inslrumcnl, Lender's righls in the Properry and Borrowcr's obligation to pay the sums securcd by this Securily Instrument shall wntinue unchanged. Upon reinstatement by Borrower, lhis Sewriiy Instrument anJ the obligalions secured hereby shall remain fully effeclive as if no acceleration had occurted. However, this righl ro reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of Note; Change ot I.oan Servicer. The Note or a partial interest in the Note (together with this Security Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "Loan Servicer") that collects monthly payments due under the Note and this Sccurity Inctrument. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is ; a change of the Loan Servicer, Borrower will be given writtcn notice of the change in accorclance with paragraph 14 above and applicable law. The noticc will state the name and address oF the new Loan Serviccr and the address to which payments should be maJe. The notice will also contain any other information requii'cd by applicable law. 20. Ilazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation oF any Ernironmental Law. The preceding two senlences shall not apply to the presence, use, or storage on the Property of small quantities oF Hazardous Subslances that are generalty recognized lo be appropriate to normal residential uses and lo maintenance of the Properly. Borrower shall promptty give L.ender wrilten notice oF any investigalion, claim, demand, lawsuit or o[her action by any govemmental or regulatory agency or private parly involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is noliFecl by any governmcnlal or regulatory uuthority, that any removfll or other remcdiation of any Huzardous Substance aCfecling the Properly is necessary, Borrower shall promptly take all nccessary remedial aclions in accordance with Environmentul L.aw. As used in this paragraph 20, "Hazardous Substances" are those substances deFned as toxic or hazardous substances by Environmental Law and the following subslances: gasoline, kerosene, other flammable or toxic pe[roleum producls, loxic pesticides and herbicides, volatile solvents, materials coNaining asbestos or formaldehyde, and radioactive matetials. As usecl in thic paragraph 20, "Emirotunental Isiw" meanc feAeral laws and taws of the jurisdiction where the Property is locatecl ihat relate [o heallh, safety or environmental protection. NoN-UNIFOeM CoveNnrris. Borrower and Lender further covenant and agree as Follows: 21. Accelerution; Remedies. I.ender shull give notlce to Borrower prlor to uccelerution following Borrower`s breuch of any covenant or ogreement in this Security Instrument (but not prfor to accelerution under purugrapli 17 unless nppllcable Inw provides Mherwise). The noiice shnll specify: (a) the defuult; (b) the uction reyuired ro cure the default; (c) a dute, not less thun 30 days from the dute the notice is glven to 13orrower, by which the defuult must be cured; und (d) lhut fuilure W cure the default on or before the dule specified in the notice muy result in acceleratiun of the sums secured by this Security Instrument und sule of the I'roperty. The nodce shali furlher inform Borrower of the right to relnstute after acceleration nnd the right to ussert in the foreclosure proceeding the non-eadstence of u defuult or uny other defense of Burrower to eccelerutlon und sale. It the defrult is not cureJ on or before the date speclfied ln the notice, Lender ut its option may requlre immediute puyment in full of all sums secured by this Securlty Instrument without further demund and muy invoke the power of sale and any other remedies permltted by appllcable law. Lender shnll be entitled to collect all expenses lncurred In pursuing the I remedies provlded in Ihis paragraph 21, includtng, but not limited to, reusonuble attorneys' fees nnd wsts of tiUe ' evldence. if Ixnder invokes the power of snle, Lender shnll give wrilten notice to 7'rustee of the occurrence of an event of default and of I.ender's election to cuuse the Yroperty to be sold. Lender shull moil n copy of the notice to Borruwer as provideJ in puragraph 14. Trustee shull recurd n cupy ot the notice in the county in which the PropeAy Is located. Trustee shall publish a notice of sale for the time und in the manner provided by applicable law and shnil mail copies of the noHce of sale In the mnnner prescribed by applicable law to 13orrower nnd to the other persons prescribed by npplicuble luw. After the tlme required by applicuble I•rw, Trostee, withou[ demund on , Burroweq shall sell the 1'roperty ut public auction to the highest bidder for cush ut the time and place und under the terms designuted In the nuAce ot sale in one or more pnrcels and in any order Trustee determines. Trustee may poslpone sale of any parcel uf the Property by public announcement ot the time und pluce of any prevfously scheduled sale. I.ender or lts designee may purchnse the I'roperly ut nny sule. Trustee shali deliver to the purchuser 7'ruslee's cerlificute describing the 1'roperty and the /Ime the purchaser will be enlitled to 7'rustee's deed. The recltuls in the 1'rustee's deed shull be primu facie evtdence ot the ; truth ot the sWtements mnde therein. Trustee shall apply the proceeds of the sale In the following order: (a) to all expenses uf the sale, including, but not limited to, reasonable Trustee's and ultorneys' feesp (b) to all sums secured by this Security Instrument; end (c) any excess to the person or persons legally entitled to It. Form 3008 1/97 (Page 4 0l 5 Pages) ~ Loan No: 08641240 Dala ID: 586 22. Release. Upon paymcnt oF all sums sewred by this Security Inslrument, Lcndcr sh:dl rcquest thal Trustee release this Securily Inslrumenl and shall produce for Truslee, duly cancellcd, all notes evidencing debls sccured by this Security Instrument. Tnutee shall release Ihis Security Inclrument without further inquiry or liability. Borrower shall pay any recordation costs and the statutory Trustee's fees. 23. Waiver of IIomestead. Borrower waives all right of homestead exemption in the Property. 24. Rlders to this Secudty InstrumenG If one or more riders are executed by Borrowcr and recorJed together with this Security Instrument, the rnvenants and agreemenls of each such rider shall be incorporateJ into anJ shall amend and supplement the covenants and agreements of Ihis Security Instrumenl as if the rider(s) were a part of this Security . . Instrument. [C6eck appGcable box(es)] Adjustable Rate Rider ❑ ❑ Graduated Payment Rider ❑ ❑ Balloon Rider ❑ ❑ Other(s) [spceify] Condominium Rider Planned Unit Development Rider Rate Improvement Rider ❑ 1-4 Family Rider E:] Biweekly Payment Rider ❑ Second Home Rider BY SIONGI6 BEIAW, Borrower accepts and agrees ro the temu and oovenanis contained in thic Securiry Imtrument and in any rider(s) executed by Borrower and recorded with it. . (Seal) JERRYD. SCHWADERER-Borrower (Sea I) ISABELLE C. SCHWADERER -Borrower (Seal) -Borrower .(Seal) -Borrowar [Space Below Thia Line For Ackrawledgment) State of COLORADO § Counry of This instrument was acknowledged beFore me this day of , 19_, by JERRY D. SCHWADERItR AND ISAHELLE C. SCHWADERER ' Witness my hand and official seal. Notary Public (Printed Name) My commission expires: y I r r;: ~ I ~ ~ ~ Form 3008 7/91 (Page 5 0! 5 Peges) PHU wx aa~,s& < ~ f h C~ 0 ~ hl I N 0 ~ ~ ~ J >l U\ . G~\ V A C h '7 q S } ~ ~ - ~ 2 Q Qe ~1 ~ °c cZ' " < N ~ S n` a H ~ ~ ~ W ` ~ = - G> r ~ , V C i r Q'l l,~.. _ N ~ Ro w ~ ~a °Q - A 0 . ~ ~aaoo bk ~ ~ 0 ~ P' ~ w~~w MW g ~ a ~ : ~ ~ q ~ ~ R W ~ I c~ n ~ x ~ r ty Aq ~ I~ 1 ~ P X ~ Q- A ~ I ~ i n ~ S x ~c \ a. A ~ o' \ ~ X` ` x w Q ~ ~ n ~ A ~ ~ ~ a- ~ ` 05-18-1997 01:11.1'M FROM Columbine SuraeYytng Inc. TO Legal Desariptton Prowew by aMm»r LOT 19 69111?1 P.02 CROSS LOT 20 ,1PPl FWOOD VISTA COI,MY QF .JEFFERSON STA7E OF COLORADO 85 + ~ 5 ESMT. LOT 20 i ~ r' a.o• , DRIYE t ' 7.5' ( i } +r37S5 I STORY BRK;K "1...-.. N FRAf1@ f..._.- 3.r ~ 277 ~ . ~ 85 WEST 377N PLACE COLUMBINB SURVEYING, INC. 7673 B. Amq Wsy Liitlaton, CO 80123 972•8000 fMPROVEMENT LOCAI'ION CER77FICATE N TH ~ sc=1s ~ t heraEy nnNy that thic Impiovemant bcation crrtMlcm was pnpared br ACCUBANK MORT[iAGB COppQRATION mat tl k not o land eurvey plat or improvemant survoy plat, and tlial It fs nat ro ds raliad tqvn tu the astaWlsbmmt ot fona, buldng, or oriiiar Iutvn knpfwemem linrs. - I tutther dni(y that the improvamonta on the abow dascribsd parcel, oxcapt uUlity oonnactlona, ua antirey whNn Ns beundviao of the pucel, exmpt as shown, fhri then tre no ancroachmenfs upon the detcAbed premfses by improvemenfa on uly atljoining prsmises, auupt aa indicaled, and that thnra is no eppuent widenca of tign W any assemont aossinq or burdoninp ury part of mid pWCUI, a¢cept as noted. hp71Ca Aomtdlnp b Cobwdo IwYyo u mwl eemro&nu Ypd.abn b~MO ~K~~^Yd.1WInMY mrntfa&mn aMSeWV1~hY.~yw~~dwyw Mrr auco~uw wcn h no MM, m• w/.cyw0 bwd ~pon~ry d1NC~ M Itb~po~m rrt on CMllktl~ Nnud non Ilrn Nn WMi Yom IM rW W Mv w+IMkM sIwMI MtMn. BuyBr : BCHWADEAER address : 3755 uNIoN cr. Thte co ; Case No : Otder : 2067-0107 TOTFIL P.02 Loan No: 08641240 Bonower. JERRY D. SCHWADERER Retum to: ACCUBANC MORTGAGE CORPORAIION P.O. BOX 809068 Dp1d,pS, '('6XAS 75380-9068 (gpece Abovs Thle lJne For Recordinp De1al DEED OF TRUST Data ID: 586 THIS DEED OF TRUST ("Security Ins[rument") is made on the 30th day of May, 1997, among the grantor, JERRY D. SCHWADERER AND ISABELLE t. SCHWADERER ("Borrower"), the Public Itustee of JEFFERSON County ("'I}ustee"), and the bene6ciary, ACCUBANC MORTGAGE CORPORA7'[ON, A CORPORATION, which is organized and existing under the laws of the State of TEXAS, and whose address is 12377 MERIT DRIVE, #600, P.O. BOX 809089, DALLAS, TX 75251 ("(,ender"). Borrower owes Lender the principal sum of ONE IIUNDRTD FORII=TIGIIT 17IOUSANll NING IIUNDRCI) and NOl100----- Dollars (iJ.S. $ 148,900.00). This debt is evidenced by Borrower's note datecl the same dnle as this Security Instrument ("Note"), which provides for monthly payments, wilh the full debt, if not paid eadier, due and payable on June 1, 2027. This Securiry Instrument secures to Lender. (a) the repayment of the debt evidenceci by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, wilh interest, advanced under paragraph 7 to protect the security of this Security Insirument; and (c) the performflnce of Borrower's covenants and agreements under this Secorily Instromenl and the Note. For this purpose, Borrower, in wnsideration oF Ihe debt and the trust herein created, irrevocably grants and conveys l0 7tustee, in trust, with power of sale, the following described property located in JEFFERSON County, Colorado: LOT 20, APPLEWOOD VISTA, COUNTY OF JEFFERSON, STATE OF COLORADO. , . . 1~~~;... . ~ • ~ ~ ~ ; • , ~ i ~ which has the address of 3755 UNION COURT, WHEATRIDGE, ~sweq fCiNl Colorado 80033 ("Propcrry Address"); IaP Codel TooMIca Wmt all the improvemenls now or hereafter erected on the property, and nll easemenls, appurtenances, and fixtures now or hereafter a pnrt of the property. All replacements and additions shall also be covered by Ihis Sewrity Instrument. All of the foregoing is referred to in ihis Security [nstrument as the "Property." BoaxowE[t CovsHnrrrs that Borrower is lawfully seised oF the estate hereby comeyed and has the rigllt to grant and corney the Property and that the Property is unencumbered, except For encumbrances of record. Borrower warranls and will defend genemlly the title to the Properry agaitut all claims and demancls, subject to nny encumbrances of record 1~tis Secuxrrv INSrnumexr combines uniform covenants for national use and non-uniform covenants with limitcd variations by jurisdiclion to consliwte a uniForm sewrity instrument covering real property. COLORADO - Single FamflyFennls Mae/Frsddie Mac UNIFORM INSTRUMENT Form 3008 1/91 (Page 1 0/ 5 Pages) I IIIII IIIIII IIIII IIII IIIIII IIIII IIIII IIII IIIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIII IIII 725Y700X01300008641240 UrnFORnf Coven,vrrs. Borrower and I,cnder covenant and agree as follows: 1. Payment of 1'rincipui und Interrst; Prepuyment and IAte Charges. Bonower shall promptly pay when due the principal oF anJ interest on Ihe debl cvidencel by the Nole and any prepaymenl and Wte chargcs due under thc Nolc. 2. Nunds for Twees and Insurunce. SubjecK to appGaible ww or io a wrillen waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under lhe Note, unlil the Note is paid in Cufl, a sum ("Funds") for. (a) yeady taxes and assessmenls which may allain priority over Ihis Security Instrument as a lien on the Properly; (b) yearly leasehold payments or ground renls on the Properry, if arry; (c) yearly hazarJ or property insurance premiums; (d) yeady tlood insurance premiums, if uny; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower lo Lender, in accordance wilh the provisions of parugruph 8, in lieu oF the payment oF mortgage insurnnce premiums. These items arc called "Escrow Ilems." Lender may, at any time, collect and hoW Funcls in an amount not to exceed the marimum amount a lendcr for a feclerally relatcd mortgage ban may require For Borrower's escrow account under the federal Real Estate SetQement Procedures Act of 1974 as umended from time to time, 12 U.S.C. § 2601 et seq. ("RESPA"), unless another law Ihat applies ro the Funds sets a Iesser amount. If so, Lender may, a[ any lime, wllect and hold Funds in an amount nol lo exceed the lesser amount. Lender may estimate the amount oF Funds due on the basis of current data and reasonable estimates oF expenditures of future Fscrow Ilems or olherwise in acxordancc with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including L.ender, if Lender is such an inslitution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Fscrow Items. L.ender may not charge Borrower For holJing and applying the Fundc, annually analyzing the escrow account, or veriCying ihe Fscrow Ilems, unless Lender pays Borrower inten;st on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge For an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law providcs othenvise. Unless an agreement is made or applicable law requires inlerest to be paid, Lender shall not be required to pay Borrower any interest or eamings on lhe Funds. Borrower and Lender may agree in writing, however, tha[ interest shall be paid on the Funds. Lender shall give to Bortower, wilhout charge, an annual accounting of the Funcls, showing credits and dcbits to Ihe Funds and the purpose for which each debit to the Funds was made. The Fundc are pledged as additional security for all sums secured by this Security Inslrumenl. If the Fundc held by Lender exceed the amounls permilted to be held by applicable 4iw, Lender shall nccount to Borrower For the excess Funds in nccorJance with the requirements of applicable law. If the amount oF lhe Funds held by Lender at any timc is nol sufficient lo pay thc Escrow Iicros when duc, Lcndcr may so nolify Borrower in wriling, und, in such case Borrower shall pay to Lender Ihe amount necessary to make up the Jeficicncy. Borrower shall make up the deFciency in no more than twelve monthly payments, at [.ender's sole discretion. Upon paymenl in full of all sums secured by this Sewrity Instrument, L.ender shall prompHy refund [o Borrowcr any Funds held by L.endec IF, under paragraph 21, Lender shall acquire or sell the Property, I.ender, prior to the acquisition or sale of the Property, shall apply any Funcls held by Lender at the lime of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. ApplicaNon of Peyments. Unless applicable law provides otherwise, alI payments received by Lender undcr paragraphs 1 and 2 shall be applied: first, lo uny prepayment chargcs due under the Nole; second, to amounls payable under paragraph 2; third, to interest due; four[h, to principal due; and lasl, to any late charges due under the Note. 4. Chorges; Uens. Borrower shall pay all taxes, assessments, chargcs, fines and impositions attributable to the Property which may auain priority over this Security Instrument, and leasehold payments or ground rents, iF any. Borrower shall pay these obligalions in the manner provided in paragraph 2, or iE not paid in that manner, Borrower shall pay them on lime directly to the person owed payment. Borrower shall promptly furnish to Lender all notices oF amounts to be paid under [hu paragraph. IF Borrower makes these payments direcUy, Borrower shall promptly fumish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees in wriling to the paymenl of the obligation securcd by thc licn in a manner acceplxble to Lcndcr, (b) conlcsts in good faith lhe lien by, or defencls etgainst enforcement of thc licn in, Iegal procecdings which in Ihe LenJer's opinion operate to prevenl lhe enforccment of thc lien; or (c) secure:s From the holder of Ihe lien an agreement satisfactory lo Lender subordinating lhe lien lo this Security Instrument. if Lender determines that any part oF the Property is subject to a lien which may attain priorily over thu Sewrily Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of Ihe giving of noticc. 5. Aawrd or Property Insumnce. Bortower shall keep the imprwemeots now existing or hereafter erecled on Ihe Properly insurecl against loss by fire, hazanLc included within the lcrm "extended coverage" and any other hazarcls, including Floods or flooding, for which Lender requires insurnnce. This insuronce shall be maintained in the amounts und for the periods thut Lendcr re;yuires. The insurance csurier providing the insurance shull be chosen by Borrower subject to Lender's approval which shall not be unrcasonably withheld. IF Borrowcr fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage lo proiec;t L.ender's righls in the Property in accordance with paragraph 7. All incurance policies And renewals shall be aceeptable to Lender and shall include a standarJ mortgage clause. Lender shall have the righl lo hold the policies and renewals. IF Lender rcquires, Borrowc:r shall promptly give to Lender all receipts of paid premiums and renewal nolices. In Ihe event of loss, Borrower shall give prompt nolice [o the insurance carrier and Lender. L.ender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower othenvise agree in writing, insurance proceedt shall be applied lo restoration or repair of Ihe Property damaged, iF the reslorilion or repa'v is economically fcasble ancl L.endePs security is not lessened. IF the restoration or repair is not economically feasible or L.ender's securily would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whelher or not then due, with any excess paid to Borrower. IF Borrower abandons the Property, or does not answer within 30 clays a notice from I.ender lhat lhe insurancc carrier has oFfered to settle a daim, then Lender may collect lhe insurance proceecLc. Lender may use Ihe proceeds to repair or restore the Propcrry or to pay sums secured by this Security Instrument, whether or no[ then due. The 30- day period will begin when the notice is given. Unless Lender anJ Borrower othenvise .igree in writing, any applictuion of proceedc to principal shull not extend or postpone the due d:ue oF the monthly payments referred lo in p:irasrnphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Properly is acquired by L.ender, Borrower's right to any insurance policies and proceeds resulting From damage to Ihe Property prior lo Ihe acquisition shall pass to Lender to the extent of the sums secured by this Securiry instrument immediately prior to the acquisition. 6. Occupancy, Preservution, Maintenunce und Yrotection of the Property; Borrower's Loun Applicntfon; Leaseholds. Borrower shall occupy, establish, and use the Properry as Borrower's principal residence within sixly days after the execulion of this Security [nslrumenl and shall continue to occupy the Property ac Borrower's principal residence For at least one year after the date of occupancy, unless Lender otherwisc agrees in writing, which consent shall not be unreasonably withheld, or unless extenualing circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property /o deteriorete, or commit waste on the Property. Form 3006 1/81 (Page 2 0l 5 Peges) Loan No: 08641240 Data ID: 586 Bocrower shall be in default if any forFeiwre aclion or proceeding, whclher civil or criminal, is begun thal in L.ender's good failh judgment could result in forfeiture of the Property or otherwise materially impair the lien cieated by this Sewrily Insltument or Lender's security interest. Borrower may cure such a dcfault und reinstate, as provided in paragraph 18, by causing the action or proceeding ro be dismissed with a ruling lhat, in Lendcr's good faith determination, precludes forfeiWre of the Horrower's interest in the Property or other materiul impairment of the lien created by this Security instrument or I.ender's securiry interest. Borrower shall also be in default if Borrower, durins the loan application process, gave materially false or inaccurete information or slntements to Lender (or Failed to provide Lender with any material information) in conncclion with the loan evidenced by the Note, including, bu[ not limited to, representations wncerning Borrower's occupancy of the Properly as a principal residencc. If lhis Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the Ieuse. If Borrower acquires fee tille to the Properry, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 7. Yrotectlon of Lender's Rights in the Property. IF Borrower fails [o per(orm the covenants and agreemenls contained in this Sewriry instrument, or there is a legal proceeding that may signi6cantly aCfect Lender's rights in the Propecty (such as a proceeding in btmlwptcy, probate, for condemnation or forfeilure or to enCorce laws or regulations), then L.ender may do and pay for whatever is necessary to protect the value of the Properly and Lender's righls in Ihe Property. Lender's aclions may include paying any sums secured by a lien which has priority over this Security InstrumeN, appearing in court, paying reasonable attomeys' fees and entering on the Property to make repairs. Although L.cnder may take action under this paragraph 7, L.ender does not have to do so. My amounts disbursed by Lender under this paragraph 7 shall become addilional debt oF Borrower secured by this Security Instrument. Unless Borcower and L.ender agree to other terms of payment, these amounls shall bear interest Gom the date of disbursement at the Note rate and shall be payable, with inlerest, upon notice Gom Lender to Borrower requesting payment. S. Mortgage Insurnnce. IF L.ender required mortgage insurnnce as a condition oF making the loan secured by this Security Inswment, Borrower shall pay the premiums required to maintain the mortgage insurance in elFect. If, for anry reason, the mortgnge ituurance coverage required by Lender lapses or ceases to be in eFfect, Borrower sheill pay the ptemiums required to obtain coverage substantially equivfllent ro the mortgage insurance previously in effect, til a cost substantially equivalent ro the cost Io Borrower of the mortgage insurance previously in effcct, from an alternate morlgage insurer approved by L.ender. If substantially equivalent mortgage insurance coverage is nol available, Borrower shall pay to L.ender each month a sum equnl to one-lwelRh of the yearly morlgflge insurance prcmium being paid by Borrower when the insurance coverage lapsed or ceased to be in e[fect. Lender will accepl, use and retain Ihese payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the umouN and for the period that Lender requires) provided by an insurer approved by L.ender again becomes available and is oblained. Borrower shall pay the premiums required to mnintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage incurance endc in accordance with any written agreement between Borrower and Lender or upplicable Iaw. 9. Inspection. L.ender or its agent may make reasonable entries upon and inspections of Ihe Property. L.ender shall give Borrower notice at the time of or prior lo an inspection specifying reasonnble cnuse For the inspection. 10. Condemnatlon. The proceeds oF any award or cLiim for damages, di:ect or consequential, in conneclion with any condemnation or other taiking of any parl of the Property, or for conveyance in lieu of condemnation, are hcreby assigned and shall be paid lo Lender. In the event of a total taking of the Property, the proceeds shall be applied lo the sums secured by this Sccurily InctrumeN, whether or no[ then due, with nny excess paid to Borrower. In the evenl of a partial taking of the Property in which the fair market value of the Property immedialely before the taking is equal to or greater Ihan the amount oF the sums secured by thu Sewrity Instrument immediatety before the Iaking, unless Borrower and Lender olherwise agree in wriling, the sums secured by this Security Inslrument shall be reduced by the amounl of the procceds mullipliul by the following fraction: (a) the total amount oF the sums sccureJ immcclialcly before the taking, dividul by (b) the fair m:ukct value of the Property immecliately beFore the laking. Any beiIance shall be paid to Borrowec In the event of a parlial taking of the Propcrty in which the fair market value of the Properly immediately bcfore the taking is Icss than the amount of the sums secured immediately beFore the taking, unless Borrower and Lender othenvise agree in writing or unless applicable law otheewise provides, the proceeds shall be applicd to the sums secured by this Sewrity Instrument whether or not the sums are then Jue. IF the Property is nbandoneJ by Borrower, or if, nfter notice by Lendcr to Borrower that Ihe condemnor oFfers to make an award or setlle a claim for damages, Borrower fails to respond lo Lendcr within 30 days after the date the ❑otice is given, L.endcr is authorized to collcet flnd apply the proceeds, nt ils oplion, eilher to restoration or repair oF the Property or to the sums sewred by this Security Instrument, whether or not then due. Unless I.ender and Borrower otherwise ngree in writing, nny npplication oF proceeds to principal shall not extend or postpone the due date of the monlhly payments reFerred to in paragraphs 1 and 2 or change the amounl of such paymenls. 11. Borrower Not RelenseJ; Forbearnnce ISy I.ender Not n Waiver. Exlension of the timc Cor paymcnl or modification of amortization of the sums secured by this Secority Instrument granteJ by I.ender to any successor in inlerest of Borrower shall not operale to release the Gability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or reFuse lo exlend time for payment or otherwise modify amortizalion of the sumc secured by this Security Instrumeot by reason of any dcmand mAde by the original Borrower or Borrower's successors in interest. My forbearnnce by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or rcmedy. 12. Successors nnd Assigns Dmmd; Joint and Severol I.iubllity; Co-signers. The covenanls and agreemenls of this Security Instrumenl shall bind and beneflt the successors anJ nssigns of Lendcr and Borrower, subject lo the provisions of paragraph 17. Borrower's covenants and ngrcemenls shall bc joint and several. Any Borrower who co- signs lhis Security Instrument but does not execu[e the Nole: (a) is co-signing lhis Security Inslrumenl only to mortgage, grant and convey that Borrower's interesl in the Property under the ternu of Ihis Security Inslrumeot; (b) is nol personally obligated to pay the sums secured by this Suurity Instrument; and (c) agrees that C.ender and any other Borrower may agree to emend, modify, forbear or muke airy accommalationc with regnrd to the terrris of this Securily instrument or the Note without that Borcower's consent. 13. Lwn Charges. If the lonn secured by this Security Inslrument is subject to a Liw which sels maximum loan charges, and that law is finally interprctcd so Ihat the interes[ or other loun charges collccled or to be collectcJ in connection wilh the ban excecd the permitted Iimils, Ihcn: (n) any such lonn charge shall be reduced by the amounl necessary ro reduce the charge to the permittecl limit; and (b) nny sums atready collected from Borrower which excexdcAl permilted limits will be refunded to Borrower. L.ender may choose to make this refund by reducing the principal owed unJer the Note or by making a direct payment ro Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. Form 3006 1191 (Pege 3 0/ 5 Pages) 14. NoHces. My nolice to Borrower providcd for in this Security Instrument shall be givcn by delivering it or by mailing it by fust class matl unlcss appGcible Iaw rc•qu'ves usc oF another mGhoJ. Thc notice shall be dircctccl to the Property Addcess or any other aJdress Borrower designates by notice to Lendcr. Any nolice to Lcndcr slsill be givcn by Cust class mail to L.enJer's address stated herein or any other address Lender dcsignatcs by notice to Borrower. Any notice provided for in this Security Instrument shedl bc dcemut to havc bcen given to Borrower or Lender when givcn as provided in this paragraph. 15. Governing Law; Severnbllily. 'Ihis Security Inslrument shall be govemccl by federal law and lhc law oF the jurisdiclion in which the Properly is locatcd. In the event tlwt any provision or clause of this Security Instrument or Ihe Note conflicts wilh applicable law, such contlict shall not afFect other provisioiu oF lhis Securily instrument or the Nole which can be given eFfect without Ihe wn(licting provision. To this enJ Ihc provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Capy. Borcower shall be given one conformed copy of the Note and of this Security instrument. 17. Transfer of lhe Property or u Beneficlal Tnterest in Borrower. (F all or nny part of the Property or any interest in i[ is sold or transferred (or if a beneficial interest in Borrowcr is sold or transferred and Borrower is not a natural person) without Lender's prior wrilten consent, L.ender may, at its option, require immediate payment in full of all sums secured by this Sccurity Instrument. However, this option shall not be exercised by Lender if exercise is prohibiled by federal law as of the date of this Security Instrument. If Lender exercises ihis option, Lender shaU give Borrowcr nolice of acceleralion. The notice shall provide a period of not less Ihan 30 Jays &om [he dale Ihe notice is dclivcrcJ or mailed witliin which Borrower mus( pay all sums secured by this Security Instrument. IF Borrower fails to pay ihese sums prior lo the expiration of this pcriod, Lendcr may invoke any remedies permitted by this Sewrity Inslrument without furlher notice or demand on Borrowcr. IS. Borrower's Right to Reinstate. IF Borrower meets ccrtain conditioos, Borrower shall have Ihe right to have enForcement of this Securily Instrumcnt discontinued at any time prior to the cadicr oE (a) 5 days (or such othcr period as applicable law may specify for reinslatemenQ beFore s.ile of ihc Property pursuant to any power of salc contained in this Security Instrumenl; or (b) eniry of a juJgment enforcing ihis Securily InstrumenL Those conditions are that Borrower. (a) pays Lender all sums which then would be due undcr this Security Instrument and the Note as iF no acceleration had occurred; (b) cures any default oF nny other covenants or agreements; (c) pays all expenscs incurred in enforcing this Security Instrument, including, but not limitcd to, reasonable attorneys' fees; and (d) takes such action as Lendcr may reason.ibly require to eissure tImt thc licn of this Securiry Instrument, Lender's righls in thc Property and Borrower's obligation lo pay the sums sccurcJ by Ihis Security Inslrument shall conlinue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligationc secured hereby shall remain fully eEfective as iF no acceleration had occurzed. However, this right to reinstate shall not apply in the case of acceleralion undcr paragraph 17. 19. Sale of Note; Change of I.oan Servlcer. The Note or a partial interes[ in the Nole (logether with this Security Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "C.oan Servicer") that collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loan Servicer unrelated lo a sale of the Note. If there is a change of the Loan Servicer, Borcower will be given writtcn notice of the change in accordance wilh paragraph 14 abovc and applicable law. The notice will state the name and aJdress oF the new I.oan Servicer and the address to which payments should be made. The notice will also contain any other inFormation requii'cd by applicable law. 20. Iiazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in Ihe Property. Borrower shall not do, nor allow anyone else to do, anything affec[ing the Ptoperty that is in vioLUion oF any Environmental Law. 'Ihe prececling two sentences shall not apply to the presence, use, or storage on the Property of small quantities oF Hazardous Substances that are genenlly recognized to be appropriate to normal residentiail uses and lo maintenance oF the Properly. Borrower shall promptly give L.endcr written notice oF any imesligalion, claim, demand, lawsuit or other action by any govemmental or rcgulalory agency or private parly involving the Property and uny HazarJous Substance or Environmentnl Iaw of which Bortower has nclual knowledge. IF Borrower learnc, or is notiGed by any governmcntal or regulatory authority, that any remov.d or other remcdiation of any Hazardous Subslancc affecting Ihe Propcrty is necessary, Borrower shall prompily take all occessary rcmediul actions in accordancc with Environmenlal L'kw. As used in Ihis paragraph 20, "Hazardous Substances" are [hose substances deFned as toxic or hazardous substances by Environmental Iaw and the following substances: gasoline, kerosene, other tlammable or toxic petroleum products, toxic pesticiJes and herbicides, volatile solvents, malerials containing asbestos or formaddehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safery or environmental protection. NoN-UNIFOer,4 CoveNnrrrs. Borrower and Lender further covenunt und agree as Follows: 21. Acceleretlon; Remedles. I.ender shull give notice to Borrower prior to accelerution following 13orrower's breuch of nny covenunt or ugreement in this Security Instrument (but not prior to accelerution under pnrograph 17 unless applicuble law proviJes othenvise). 7'he notice shnll specify: (a) the de(ault (b) the action requim-d to cure the default; (c) u dute, not less thun 30 days trom lhe dule the notice is given to Borrower, by which the Jefuult must be cured; and (d) thut fuilure ta cure t6e default on or befure the dute specifieJ in the notice roay result in ucceleralfon of the sums secured by this Security Instrument and sale of Ihe Property. The notlce shall further Inform Borrower of the right la reinstn[e alYer uccelerutlon und lhe right to assert In the toreclosure proceeding the non-existence of u defuult or uny other defense uf 13orrower to accelerution und sule. IF the defuult is not cured on or before the Jate specified in the noticr, I.ender at its opliom may require immedi•rte payment in full oF all sums secured by this Security instrument without turther demand and mny invoke !he puwer oF sale and nny other remedies permitted by uppllcable luw. I.ender shall be entitled to collect all expenses Incurred in pursuing the remedies provided In this purugruph 21, hicluding, but not limited to, reasonable uUorneys' fees und costs of litle evldence. If Lender invokes the power of sule, I.ender shall give written nolice to Trustee of die occurrence of un event of defnult and of Ixnder's election to cuuse the Property to be sold. I.ender shull muil u copy oF the notice to Rorrower as provided in porngraph 14. 7'rustee shull recurd u cupy uf Ihe notice In the county in which the Property is located. Trustee shull publish a notice of sale for the llme nnd in lhe munner provided by applicnble luw and sliull mail eopies of Ahe notice of sale in the manner prescribed by applicuble luw to ISorrower und to the other persons prescribed by applicuble Inw. After the tlme required by npplicuble luw, Tnistee, without demand on Borroweq shall sell the Property nt public auction to the highest bidder for cnsh at the Hme aod place and under the terms designoted in the notice of sale in one or more purcels und in any order Trustee determines. Truslee mey pustpone sale of uny parcel of the Property by public unnouncement at the time und pluce of uny previously scheduled sule. I.ender or its deslgnee may purchuse the 1'roperty ut any sale. Trustee shull dcliver to the purchuser 'Prustee's certificute describing the 1'roperty and the time the purchaser will be endtled to 7'rustee's deed. The recltnls in the'1'rustee's deed shull be prima facie evidence of lhe truth of the stntements mude therein. Trustee shall upply the proceeds of tNe sule in the following order: (a) to all expenses of the sale, IncluJing, but not limited to, reasonable Trustee's ond attorneys' fees; (b) to all sums secured by thls Security Instrumentq und (c) any excess to the person or persons legally entiUed to it. Form 3006 1/91 (Page 4 ol5 Pagea) Loan No: 08641240 Data ID: 586 22. Releuse. Upon paymcnl of all sums sccurcd by this Security Instrumcnt, Lcndcr sh.dl rcquesl Ihat Trustec release this Security Instrumenl and shall produce for Truslce, duly c:mcclled, ull notes cviJcncing debts sccured by this Security InstrumenL Tnuiee shall release this Security InsWment withoul Curthcr inquiry or liability. Borrower shall pay any recordation costs and the stalutory Trustee's fees. 23. Waiver of Ilomesteud. Borrower waives all right of homestead exemption in the Properry. 24. Rlders W this Securily Inslrument. If one or more riders are executed by Borrowcr and recorded togelher with this Security Instrument, the covenanls and agreemen4s of each such rider shall be incorporetecl into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] . ❑ Adjustable Rate Rider ❑ ❑ Graduated Payment Rider ❑ n Balloon Rider ❑ ❑ Other(s) [specify] Condominium Rider Planned Unit Development Rider Rate Improvement Rider ❑ 1-4 Family Ridcr ❑ Biweekly Payment Rider E] Second Home Rider BY SI6NNO BEIAW, Borcower accepts and ngrees to Ihe termc and covenants cantained in this Security Inclrument and in any rider(s) exewted by Borrower and recorded with it. . (Seal) ~JERRY~D. SCHWADERER-Borrower (Seal) ISABELLE C. SCHWADERER -eorrower .........................................................................................(Sea I) -BOROWBf ..(Seal) -Borrower [Spaee Below Thle Line For Acknowledgmentl S[ate of COLORADO § County of This instrument was acknowledged before me this day of , 19_, by JERRY D. SCHWADER$R AND ISABE[,LE C. SCHWADERER ' Witness my hand and official seal. Notary Public (Printed Name) My commission erzpires: Form 5008 1/91 (Page 5 0l 5 Peges) . _ . . . _._.r--.--: - ~ . . , . ~ _