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HomeMy WebLinkAboutStudy Session Agenda 04-15-13STUDY SESSION AGENDA CITY COUNCIL MEETING CITY OF WHEAT RIDGE, COLORADO 7500 W. 29th Ave. Wheat Ridge CO April 15, 2013 6:30p.m. Individuals with disabilities are encouraged to participate in all public meetings sponsored by the City of Wheat Ridge. Call Heather Geyer, Administrative Services Director at 303-235-2826 at least one week in advance of a meeting if you are interested in participating and need inclusion assistance. PUBLIC COMMENT ON AGENDA ITEMS APPROVAL OF AGENDA ~ Parkland Acquisition -41 00 Gray St. 2. Improvement of City Hall Entry Plaza l. City Gateway Monument Signs 4. Model Traffic Code (MTC) Amendments a) Tiered Fine Schedule for MTC Violations b) Timed Parking Limitations 5. Staff Report(s) a) 2013 Metro Mortgage Assistance Plus Program b) 2013 Citizen Forum and Council Retreat Discussion 6. Elected Officials' Report(s) ,. ~ A ~ ... r City of ~rPf'WheatBL_dge ~ARKS AND RECREATION TO: THROUGH: FROM: DATE: SUBJECT: ISSUE: Memorandum Mayor and City Council (""\~ Patrick Goff, City Manager .1!/J Joyce Manwaring, Parks and Recreation Director April15, 2013 Park Land Acquisition-4100 Gray Street 7fem j_, / The single family residential property located at 4100 Gray Street has been offered for sale to the City. The property is located on the north east comer of 41 51 A venue and Gray Street and is adjacent to Randall Park on two sides. Randall Park is bordered by 41 st on the south, 43 rd on the north and between Fenton and Gray Streets on the east and west respectively. PRIOR ACTION: City Council adopted the Parks and Recreation Master Plan in November 2006. Included in the Master Plan are recommendations regarding Facility Additions and Enhancements. Acquisition of this property is a Master Plan recommendation for Randall Park. FINANCIAL IMPACT: The value of the property is estimated by the owner to be between $170,000 and $180,000 based on recent sale prices of similar properties in the area. A formal appraisal would need to be completed ifthe City Council's direction is to move forward with acquisition negotiations. Conservation Trust Fund dollars are available for the purchase of the property. Use of these funds would defer the appropriation of$200,000 set aside towards the replacement of the Anderson Building. The opportunity is available for this property acquisition to serve as the Jefferson County Local Government Grant application for 2014. Previous acquisitions are eligible for subsequent grant applications due to the sensitivity of timing on the purchase and sale of property. The City would be allowed to apply for up to 50% of the cost of the acquisition. There will be an additional cost of approximately $25,000 to demolish the existing structure, install irrigation, and landscape the area. 41 st and Gray St Acquisition April 15 , 2013 Page 2 BACKGROUND: The acquisition ofthis property would expand the park to one city square block. Usage of the area would not be specifically programmed, but would improve access from the parking lot to the park on the south west side. This acquisition is one of timing and opportunity, as the potential to acquire this parcel is dependent on when the property may become available again in the future. The house was constructed in 1951 and is 731 square feet on a slab with an attached single car garage. The land parcel size totals 7,100 square feet. The house on the property would be demolished if acquired. ACTION: Staff is requesting direction on whether to move forward with the acquisition of 4100 Gray Street. Final contract details will be approved by City Council at a regular meeting in the form of a resolution and contract approval. Staff is recommending the acquisition of the property. JM/kh ATTACHMENTS: 1) Aerial photo of 41 st and Gray Street 2) Parks and Recreation Master Plan Recommendation -Randall Park Park Land Acquisition-4100 Gray Street Attachment 1 Paramount Park Paramount Park is in good condition, except for a few minor enhancements. ADA access should be provided to the backstop areas of the ballfields, and new benches installed in and around the playground areas. The existing half basketball court is crumbling along the edges and needs to be resurfaced. The parks and recreation department also maintains a triangular parcel across 27th Street from the park. This is an ideal space to establish landscaping and provide public art in conjunction with the Wheat Ridge Art League, Wheat Ridge Arts Council, and/or the Wheat Ridge Cultural Commission Randall Park While Randall Park is generally in good condition , there are some design flaws that need to be addressed. The parking lot on the east side of the park is deeper than necessary. Portions of the asphalt paving should be removed and replaced with landscaping. Access from the south parking lot to the park area is also very difficult. Acquisition and development of the adjacent corner property as additional parkland would greatly improve this situation. Lastly, the playground and picnic shelter at the park are beginning to age and should be replaced. Stites Park While small, Stites Park is a well used amenity in this area of the city, but it does not function well as a neighborhood park. This could be addressed by providing neighborhood park amenities, such as a picnic shelter and restrooms. Due to its limited size, the addition of amenities may be difficult, so consideration should be given to the acquisition to property for park expansion. Although there is ADA access to the playground and basketball court, there is need for access and concrete walks to the backstop area of the ballfield. Lastly, the swing set is old and should be replaced with a more modern model. Town Center Park While Town Center Park is rather new and in good condition, it sits in an obstructed location behind a fast-food restaurant and adjacent to a shopping plaza parking lot. As such, the park should be redesigned in City of Wheat Ridge Parks and Recreation Master Plan Backstop Area of Paramount Pari\ South Parking Lot at Randaft Park Stites Park conjunction with future redevelopment plans of the surrounding properties. Recommendations of the Master Plan 4 -15 ~~·~ ... ~ ., City of • ~~WheatR.l_dge ~PUBLIC WORKS TO: FROM: Tim Paranto, Director of Public Works DATE: April 9, 2013 SUBJECT: Improvement of City Hall Entry Plaza At the December 17,2012 Study Session, the City Council authorized the further development of the concept for the City Hall entry plaza improvement project, with the option of including a new City sign on the building in lieu of the proposed monument sign on Wadsworth Boulevard. Oz Architects, a City on-call consulting firm, was employed to review the 2008 concept plan and offer appropriate modifications, including a new "City of Wheat Ridge" sign mounted on the building. A committee of City staffhas worked with Oz Architects to develop an improved concept plan for this project. The attached Oz drawings show replacing some of the concrete pavement, pergola and tables with more landscaping and replacing the existing "City of Wheat Ridge" wall sign. The canopy has been extended further into the plaza and includes a parapet, which would identify the building as "City Hall." Bike racks have also been added near the flag poles. Two hundred thousand dollars is included in the 2013 CIP Budget for this project. The preliminary estimate for the Oz concept (including new signs) is $242,000. The proposed new "City of Wheat Ridge" wall sign, the parapet and "City Hall" sign would use approximately $42,000 of the preliminary estimate. If the City Council approves the concept plan for the plaza improvements, the project will be scheduled for design and construction. ATTACHMENTS: 1. Concept designs for City Hall Entry Plaza 1 Attach men .... ~·~ ... ~ . City of r?.'WheatRi_dge ~PUBLIC WORKS ;(tern 3 · TO: FROM: Tim Paranto, Director of Public Works DATE: April 8, 2013 (for Study Session of Apri115) SUBJECT: City Gateway Monument Signs The 2013 Budget includes $100,000 for construction of new gateway signs. Staffhas identified 12 locations for consideration at this time. The attached spreadsheet shows the sites listed according to the traffic volume of the entry street, along with the preliminary cost of the proposed sign. The spreadsheet also includes two gateway signs that are estimated to cost more than what is available in this year's budget, as well as the existing entry signs. The gateway sign locations are also shown on the attached map. The proposed signs are suggested to be similar to the newer gateway sign on Kipling Street at I- 70. A drawing of the proposed sign is attached. Three standard sizes have been used for the various locations: 30-foot long sign 20-foot long sign 1 0-foot long sign $240,000 $70,000 $35,000 Once the City Council has selected the sign(s) to be constructed this year, Staff will schedule the design, with sign placement this fall. ATTACHMENTS: 1. List of sites for signs 2. Sign location map 3. Sign design diagram 4. Photos of all individual proposed locations City of Wheat Ridge Entry Signs Other Locations of I 70 Off-ramp@ Youngfield ~B I 70 side of Johnson Park Entrance SB Wadsworth corner of I 70 & Kipling SB Kipling __ 1_ .. corner of 38th & Sheridan WB 38th ~ ., c a. E .c (,) ca ., ., c 58TH AVE Gateway Entry Signs F-01-13 ~ 0 ~ 52NO AVE ~-·1 I I I i1_ l~l!i . I 48THAVE .... "' 8 9 w I 58THAV 170EB .... ...... , :'t; i# 1s: .. .-!f •••••• J ~ 44TH AVE flo 58TH AVE .... "' 57TH AVE w (.) z i!l z GRANDVIEW AVE w Q. i!l ;!; RIOGERO ........... .... "' ~ .... "' "' ~ a: CD ~ I 52NOAV 38TH AVE ~T ~ i J~ ~ .... ~I ~ t-: g (.) ~ I!TIJ-4, ~ ~ :g ~ ..... "' ~ } 56TH AVE .... "' ~ ~ ii" w 0 i I o L----~ ~ ('·-····-. a: •# 16; ...... I!! L.......... ··:a .:~~· [¥.~~~!··· .... .... J ~I --~ ~ -~~ J r' --............. ~ .... "' 8 ~ 26TH AVE ~~~·~-· -I I10'§90SJ j20' Signs I j30' Signs I [~!~~~-~~~!~~~.] jProposed Signs I 20TH AVE .... "' a: ~ 26TH AVE ~ 20TH AVE 20TH AVE Attachment 3 Gateway Entry Sign # 1 -20' Wadsworth Blvd .. West Side of City Hall Attachment 4 Gateway Entry Sign # 2a -20' 27th Ave. & Kipling St. Gateway Entry Sign # 2b -20' 26th Ave. & Kipling St. Gateway Enty Sign # 2b -20' Gateway Entry Sign # 3 - 1 0' 52"d & Ward Road Gateway Entry Sign # 4 -20' I· 70 & Ward Road Gateway Entry Sign # 4 -20' Gateway Entry Sign # 5 -20' 1-70 & 44th Ave. Gateway Entry Sign# 6-10' 44th Ave. & Harlan St. Gateway Entry Sign # 7 - 1 0' 44th Ave. & Eldridge St. Gateway Entry Sign # 8 -1 0' 32"d Ave. & Sheridan Blvd. Gateway Entry Sign # 9 - 1 0' 26th Ave. & Pierce St. -10' Gateway Entry Sign # 1 0 - 1 0' Garrison St. North of 1-70 Gateway Entry Sign# 11 -10' 29th Ave. & Sheridan Blvd. Gateway Entry Sign# 12-10' 32ncl Ave. & Simms St. --- Gateway Entry Sign# 12- Gateway Entry Sign # 13 -30' I· 70 & Youngfield St. Gateway Entry Sign # 13 -30' Gateway Entry Sign # 14 -20' Wadsworth Bl-v-d. Johnson Park Entrance Gateway Entry Sign #15 -30' 1-70 & Kipling St. Gateway Entry Signs # 16 & 17 -11' NWComer SWComer 38th Ave. & Sheridan Blvd. Gateway Entry Sign # 18 -16' 38th Ave. & Youngfield St. Gateway Entry Sign # 19 -15' 32"d Ave. & Zinnia St. "" ~ ~ ~ ... ~ r City of • .. ~Wheat&_dge ~OLICE DEPARTMENT Memorandum TO: Mayor DiTullio and City Co~! THROUGH: Patrick Goff, City Manager w. Daniel Brennan, Chief of Police FROM: Joseph Cassa, Support Services Division Chief Cannen Beery, City Attorney's Office DATE: April 15,2013 SUBJECT: Staff Report -Tiered Fine Schedule for Model Traffic Code Violations: Parking Privileges for Persons with Disabilities BACKGROUND: This staff report summarizes operational issues encountered by City staff in implementing a tiered fine schedule for certain parking violations. RELEVANT CODE PROVISIONS On August 13 , 2012, City Council adopted Ordinance No. 1517. This Ordinance adopted the 2010 edition ofthe Model Traffic Code (MTC) for Colorado by reference, and made certain local amendments to the MTC. Among the local amendments made by the City, was a tiered fine schedule for violations of two MTC sections: MTC Section 1203, Major Motor Vehicles; and 1208, Parking Privileges for Persons with Disabilities. MTC Section 1203 generally prohibits the parking or storing of"major vehicles" on public and private roadways, and within public easement and parks. Ordinance No. 1517 further adopts a mandatory tiered fine schedule for violations ofMTC Section 1203 as follows: "To defray the cost of enforcement of this provision, a charge of fifty dollars ($50.00) shall be imposed for the first offense, one hundred dollars ($1 00.00) for the second offense, two hundred dollars ($200.00) for the third offense, and three hundred dollars ($300.00) for the fourth or subsequent offense." MTC Section 1208 generally prohibits the parking of a vehicle by someone who is not disabled in a parking space reserved for persons with disabilities, and the misuse of a parking placard or license plate issued to a disabled person. Ordinance No. 1517 provides the following mandatory tiered fine schedule for violations ofMTC Section 1208: "A person who does not have a disability and who parks in or blocks a reserved parking space or adjacent curb ramp or loading zone, commits a Class B traffic infraction punishable by a minimum fine of three hundred fifty dollars, not to exceed one thousand dollars, for the first offense; and a minimum fine of six hundred dollars, not to exceed Staff Report -Tiered Fine Schedule for MTC Violations: Parking for Persons with Disabilities April IS, 2013 Page 2 one thousand dollars, for a second offense or subsequent offenses." "A person who violates the above, by parking a vehicle owned by a commercial carrier, shall be subject to a fine of up to twice the penalty imposed, as above, not to exceed one thousand dollars." A person who does not have a disability and who uses an identifying license plate or placard in order to receive the benefits or privileges available to a person with a disability under this section, commits a misdemeanor punishable by a minimum fine of three hundred and fifty dollars, not to exceed one thousand dollars, for the first offense and a minimum fine of six hundred dollars, not to exceed one thousand dollars, for a second offense or subsequent offenses." IDENTIFIED OPERATIONAL ISSUES IN IMPLEMENTING THE CODE PROVISIONS City staff in the Police Department and the Municipal Court have identified operational obstacles in implementing the above fine schedules. The fine amount is indicated on the face of a parking ticket when it is issued. This allows the violator to pay the fine in lieu of coming to Court. If a defendant does not pay a parking ticket within the indicated timeframe, the ticket acts as a summons and complaint (requiring the violator to appear in Court). To be legally effective as a summons and complaint, a ticket must be issued to a named individual (rather than simply "issued" to a parked vehicle). Identification of a named individual on the ticket is also necessary to detennine whether the defendant has previously been convicted of violating these parking requirements and, therefore, subject to a higher fine. The primary operational obstacle identified by staff in implementing a tiered fine schedule for parking violations, is that there is no method of checking an individual 's parking ticket conviction history twenty-four (24) hours a day, seven (7) days a week; to detennine the appropriate fine amount to include on a parking ticket. An officer must be able to accurately determine whether the defendant has previously been convicted of violating either MTC Section 1203 or 1208; and, if so, how many times. Under the City's current record-keeping practices, this information can be retrieved only through a records search performed by Municipal Court staff; there is no electronic database that an officer could remotely access from their patrol vehicle. Municipal Court staff is present and available only Monday through Friday, from 8:00 a.m. to 5:00p.m. Officers are therefore unable to retrieve the information necessary to calculate the appropriate fine amounts for tickets issued outside of those regular business hours. Additionally, Municipal Court staff may be unable to immediately respond to an officer's request during regular business hours, depending on the activities and demands of the Court. RESEARCH CONCERNING OTHER JURISDICTIONS Staff conducted research concerning the fines imposed for parking violations by eighteen (18) other Colorado municipalities and Jefferson County. The results of that research are fully set forth in the attached memorandum from Court Administrator Kersten Armstrong and Police Department Records Team Supervisor Deri Patt. To summarize the results of that research, two (2) jurisdictions had experience with a tiered parking fine schedule: • The City of Thornton previously employed a tiered parking fine schedule. To address the operational issues identified above, the parking ticket was issued without a fine amount. Subsequent to the issuance of the ticket, Court staff would conduct research Staff Report-Tiered Fine Schedule for MTC Violations: Parking for Persons with Disabilities April 15, 2013 Page 3 and mail a fine card to the violator. The City recently abandoned this tiered fine approach, in favor of a flat fine schedule, citing the expense incurred by the City in administering the tiered-fine system. • The City of Arvada has a tiered fine schedule in place, but City staff reports that they do not use or enforce it. Staff indicated that officers routinely issue parking tickets with the "first offender" fine amount. The Arvada Municipal Court does not amend the fine, even if the defendant has multiple parking violations. RESEARCH CONCERNING REPEAT PARKING OFFENDERS IN THE CITY Court staff researched the history of repeat parking offenders in the City during the two-year period from January 1, 2011 through December 31 ,2012, and found the following: • For violations of MTC Section 1203 (Parking of Major Vehicles), there were no repeat offenders. • For violations of MTC Section 1208 (Parking Privileges for Persons with Disabilities), one (1) defendant was issued a second summons for the same violation. OPTIONS IN RESPONSE TO THE OPERATIONAL ISSUES The net result of the operational issues identified above is that the goal of the tiered fine schedule adopted by Ordinance No. 1517 -to punish more heavily, and perhaps deter, chronic parking violators -is not being effectively met. In light of all of the above, Staff presents the following options for your consideration and recommendation: 1. Amend the Code to remove the tiered fine schedule for parking violations, and return to a single fine for all violators. 2. Maintain the tiered fine schedule, and adopt the approach previously employed by the City of Thornton (Court staff conducts research and sends a follow-up fine card to defendants). The estimated cost of staff time and expense to implement such a program is $3.00 per ticket. This estimated cost includes Court staff time to research, prepare and mail a notice to defendants, plus the estimated printing costs of necessary fine cards, forms, envelopes, etc. 3. Direct City staff to perform additional research, including a cost analysis, of other options to make parking ticket histories available to officers around the clock (e.g., the purchase or development of software that could perform this function). 4. Maintain the tiered fine schedule and the current practice, knowing that tickets may be issued without the appropriate fine amount. JC/DB/ck ATTACHMENTS: 1. Memo regarding parking for disabled 2. Excerpt from Sec. 1208 regarding parking for disabled .... ~A~ -P' City of .. rP!r WheatRl__dge ~MUNICIPAL COURT TO: THROUGH: FROM: DATE: SUBJECT: Memorandum Joseph Cassa, Division Chief Christopher D. Randall, Presiding Judge Kersten Armstrong, Court Administrator February 26, 2013 Model Traffic Code Revisions: Parking Privileges for Person with Disabilities BACKGROUND FROM THE POLICE DEPARTMENT On August 13,2012, the City Council adopted an ordinance concerning the 2010 edition of the Model Traffic Code (MTC) for Colorado. The ordinance adopted certain portions of the MTC by reference while adopting amendments as well. There are two amendments which have resulted in operational issues for the police department and the municipal court. The amendments include parking privileges for person with disabilities and the second involves major vehicle parking violations. The operational issues were first discovered when the police department was preparing the "traffic cheat sheet" in October and November, 2012. RESEARCH CONDUCTED BY THE MUNICIPAL COURT Upon adoption ofthe 2010 edition ofthe MTC, the Police Department began the process of revising the parking tickets. The previous parking tickets had the fine schedule directly on the face of the summons, which prevented the increase in parking fines until such time as new tickets were implemented. Municipal Court Staff conducted a parking fine survey (Attachment A). Judge Randall reviewed this fine schedule and increased the parking violation fines pursuant to Wheat Ridge Parking Fines dated October 29, 2012 {Attachment B). As you will note, the assessed fine for Section 1208, Handicap parking and Section 13-2 (further specified as Section 1203) Major Motor Vehicle refers to the ordinance adopted by City Council which identifies the tiered-fine amounts for these violations. During the discussion regarding revision of the parking tickets, further challenges presented themselves with the tiered-fine schedule adopted in Ordinance No. 1517 regarding the adoption ofthe 2010 Edition of the Model Traffic Code. For example, of the eighteen (18) municipal courts participating in our parking survey, there was one court that had a process in place that did a tiered-fine approach on all parking violations. The City ofThornton's process consisted of the officers issuing parking tickets without a fine amount. The Thornton Municipal Court staff would conduct research and mail a fine card. As noted on the fine survey, their process was under review and a proposal was in process to remove the tiered-fine approach and implement a flat fee. Attachment 1 Model Traffic Code Revisions: Parking Privileges for Person with Disabilities Page 2 This proposal was approved and the City of Thornton is no longer utilizing a tiered-fine approach. The reasons provided for changing their process were a) the staff time involved in researching past violations, b) the staff time involved in preparing a fine notice, and c) the mailing costs. The Municipal Court is staffed Monday through Friday, 8:00 a.m. -5:00p.m. The Municipal Court Department is not available to verify for an officer on the street whether a violator had been "convicted" of a prior violation of either Section 1208 or Section 1203 on a twenty-four hour, seven-day-a-week basis. Therefore, implementation of a tiered-fine approach would require a review by Court Staff and an issuance of a fine notice. Currently, the Municipal Court does not have a process in place for fine card issuance. As reference infonnation only, research for Wheat Ridge Municipal Court was conducted on violations issued for Section 1208 Parking Privileges for Persons with Disabilities for a two year period from January 1, 2011 through December 31 ,2012. There was one defendant that was issued a second summons for the same violation. Twenty-five percent (25%) of the parking summons issued for this violation, during the specified period, resulted in a dismissal since the defendant provided proof that he/she possessed a handicap placard. As reference information only, research for Wheat Ridge Municipal Court was conducted for the violation of 1203 Major Vehicle Violation during the same time frame of January 1, 2011 through December 31 , 2012. There were no duplicate defendants noted over this two year period. The research conducted reflected that these types of violations are usually issued to the "vehicle" and the "vehicle" is typically registered to a trucking company. Although I found three that had similar trucking companies as the registered owner and, thereby, as the violator, further research reflected that the violations were issued to three different trucks per the license plate number identified on the summons. Based on the inability of the Municipal Court to verify multiple offenses for violations of Section 1208 and Section 1203 for the officers on a twenty-four hour/seven-day-a-week basis, the limited number of second or third violations that research reflected, City Council may wish to take this information under advisement that was not initially available to them upon the implementation of the tiered-fine approach. One of the factors for consideration by City Council is whether the staff time that would be utilized to implement a tiered-fine approach will meet the end result(s) and the benefit(s) that City Council foresaw in implementing a tiered-fine approach for the noted violations. You may contact me if you need any further infonnation, research, or clarification. I hope City Council finds this information beneficial if a determination is made to review the implementation of a tiered-fine approach. lkna Attachment A: Parking Fine Survey Attaclunent B: Wheat Ridge Parking Fines, October 29, 2012 FINES FROM OTHER AGENCIES: WHEAT RIDGE CHERRY PLATTEVILLE FIRESTONE BLACKHAWK MODEL TRAFFIC CODE VIOLATIONS HILLS STOPPING, STANDING, PARKING OR ADD lS/30 DAYS DBL FINE/20 DAYS DBL FINE/20 DAYS 1202 ABANDONMENT ON HIGHWAY 3S 50 +10 sc 2S +9 sc NA 30 STOPPING, STANDING OR PARKING 1204 ( ) IN SPECIFIED PLACES 3S 2S +10 sc 2S + 9 sc 15 30 1204(1)(1)(13-2) EMERGENCY ACCESS LANE so 30 +10 sc so+ 18 sc NA 30 120S ( ) PARKING AT CURB OR EDGE OF ROADWAY 3S 20 +10 sc 2S + 9 sc lS 30 1206 UNATIENDED MOTOR VEHICLE 3S 20 +10 sc 2S + 9 sc 2S 30 1207 OPENING AND CLOSING VEHICLE DOORS so 30 +10 sc 2S + 9 sc NA 30 1208 (S) HANDICAP PARKING 3S0/600 so +10 sc 100 + 37 sc 100 100 1209 OWNER LIABILITY FOR PARKING VIOLATIONS 3S 20 +10 sc 2S + 9 sc NA 30 DESIGNATED AREAS ON PRIVATE PROPERTY - 1210 FOR AUTHORIZED VEHICLE so 20 +10 sc 2S + 9 sc NA 30 NOTED BELOW ARE A FEW WHEAT RIDGE ORDINANCE VIOLATIONS. IF YOUR COURT HAS A SIMILAR CHARGE, PLEASE SPECIFY THE FINE AMOUNT 1. 501-+ lH SC PARKING OF MAJOR VEHICLES OR 2. 75 F + 27 SC 13-2 RECREATIONAL VEHICLES 50/100/200/300 NA 3. 100 F + 37 SC NA NA 13-8 PARKING IN ALLEYS 3S NA 2SF + 9 SC lS NA PARKING IN RESTRICTED AREAS 13-62 (i.e. permit parking only) 3S NA NA NA NA 26-622 PARKING FOR PURPOSES OF SALE PROHIBITED so NA SO F + 18 SC NA NA ADD SlS IF NOT FINE DOUBLES NO GRADUATED FINE DOUBLES SC =SURCHARGE PAID BY DUE DATE IF NOT PAID IN FINES FOR 1ST, IF NOT PAID IN F =FEE (USUALLY 30 DAYS 20 DAYS 2ND, & 3RD 20 DAYS 30% CJ = COMMUNITY JUSTICE SURCHARGE ~lU !:IUKLHAKut OFFENSES NORTHGLENN PAY 7 DAYS OR 3S 2S 2S 2S 2S 2S 2S PAY 7 DAYS OR 100 7S 25 2S 25 NA 2S 2S FINES GO UP TO $3S IF NOT PAID IN 7 DAYS -I KULK/1 KAL IUK SEMI TRAILER STAY $7S FLAT FEE COMMERCE CITY DBL FINE/10 DAYS 20 + 9 sc + 30 %CJ 30 + 9 sc + 30 %CJ 30 + 9 sc + 30 %CJ 20 + 9 sc + 30 %CJ 20 + 9 sc + 30 %CJ 20 + 9 sc + 30 %CJ so + 9 sc + 30 %CJ 20 + 9 sc + 30 %CJ 20 + 9 sc + 30 %CJ NA NA 20 + 9 sc + 30 %CJ 20 + 9 sc + 30 %CJ -FINES DOUBLE IF NOT PAID 10 DAYS -30% U ::,L AUUtU TO EACH FINE -~Y !>UKCHAKGt C( .. c CD E .c u " .. :( GOLDEN SUPERIOR ENGLEWOOD HAYDEN STEAMBOAT THORNTON BOULDER AURORA LAKEWOOD COLORADO WESTMINSTER ARVADA SPRINGS SPRINGS ADD 25/14 DAYS DBL FINE/14 DAYS 1ST, 2ND, 3RD OFF 50 30 20 NA 50/RED TAG ABAND 30/40/SO -30 40 50 -100 25 30 20 85 50 30/40/50 25 30 40 30-50 30 20 50 30 20 (SO FIRELANE) 85 50 30/40/50 so 30 40 50 -100 IF SIGN NO PARK* 25 30 20 85 0/SO* 30/40/50 25 30 40 50 30 20 IF SIGN NO PARK'" 2S 30 20 85 0/50* 30/40/50 -30 47 60 30 CT. APPEAR DEFINED AS 25 30 -85 MOVING VIOL 30/40/SO 100 90 40 50 40 NA 75 50 100 200 100 100/150/200 112 100 100 100 100 350 ? FINE ASSESSED 25 30 -85 TO REG OWNER 30/40/50 --NA so -NA DO NOT HANDLE IF FIRELANE 100 30 -85 NA 60/80/100 --20 60 -NA HAS COLLECTION AGENCY (70% TO AGENCY) DO NOT ALLOW OVERNIGHT NA NA 25 85 CAMPING NA -30 60 80 so CT. APPEAR NA NA 20 85 50 NA 20 30 40 40 -NA PERMIT PARKING 30 NA 20 85 50 NA 15 30 20 50 50 30 NA NA 20 85 50 NA -50 40 50 30 100 ADD S25 IF NOT -FINES DOUBLE IF -1ST OFFENSE PAID WITHIN NOT PAID 14 DAYS WITHIN 24 MONTHS 25 DAYS -HOURLY PAKKINll 2ND, 3RD FINES RESTRICTIONS ARE -11-PKUPU~AL GRADUATED ONLY PASSES WILL GO -LJU NU I HANLJLI: TO FLAT $35 FINE, PRIVATE PARKING $70 FIRE LANE, WITHIN CITY $105 HANDICAP ------ WHEAT RIDGE PARKING FINES Oct. 29, 2012 1202 Stopping, Standing, Parking, Abandonment- 1204 Stopping, Standing, Parking specified places- 1204 Emergency access lane 1205 Parking at curb or edge of roadway 1206 Unattended motor vehicle 1207 Opening vehicle doors 1208 Handicapped parking 1209 Renter/owner liability for parking violations I 21 0 Designated Area on Private Property 13-2 Major Motor Vehicle 13-8 Parking in alleys 13-62 Parking in restricted area (permit) 26-622 Parking for sale prohibited 0 Christopher D Randal] Attachment B $35 $35 $50 $35 $35 $50 See ordinance $35 $50 See ordinance $35 $35 $50 (c) No vehtcle shall be released from storage after towcng u tess and until ali toWing and storage charges have been pai-d, nd all admtntstraf ve charges speof1ed '" this section 1203 have be.en pa1d, ot eVIdence is presented by the Wheat R1dge Police De.Partme f".t In the mumc1pal court that the rights grartted under sett4ofl 120'3(~){b)(2) of thi code have been in ok a In the event ny toWing IS found to be improper all co ts for toWJng and storage shall be re•mbursed by the crty to ~he owner " (10) SecttOJl 1204. concern1n stoppmg. standing or park1ng tn specdied places, 1s hereby amended by the addrt•on of a new subsection 1204(1Xl) to read as follows (11) ·'(I) W1thtn des1gnated and marked emergency access lanos so as to obstruct such ace ss lanes anywhere within the municipality ot the Ctty ot Wheat Ridge. whether upon public or pnvate property. except emergency vehicles {i e police ca , •re department veh1cles ambulances, EMT vehrcles. etc ) dunng he answenng of an emergency call.'' ''(5) No person shall stop. stand or park a vehtcle, except when necessary to avotd conflict wath other traffic or n compliance w• h directions of a pollee officer, '" a zone that as designated as a h ndicapp d parkmg area in a manner whtch obstructs or may o~;truct the use of the des1 nated handtcapped parking area by a vehtele wirh distinguishing Ucense plates or by a vehicle with an Identifying placard indicating that he occupant of sa1d vehrcle •s .a person with a d1sabtllty a.. defined herein unless the v h:cle has a dtstmgu!shmg license plate or an tdenhfying placard Indicating that the occupant of atd vehicle is a p rson With a disability (6} (a) A person who does not have a d1sabtltt ' and v. ho exercrses the privilege defined ln subsection (2) of th s ~ctlon or who v1olates subsect•on (5) or (10) of t~IS sect1on commits a cl~s B trafftc Infraction puntshable by a mintmum fine of hree hundreo ftfty dollars. not to exceed one thousand dollars. for lhe flfSt offense and a mtn•mum f1ne of si)( h1Jndred aollars, not o exceed on thousand dolfars, for a second offense or subsequent offenses ( b) A person who v•olates thrs subs·ection (6) by parki a veh1cJe owned by a comm&rciat carrier, as defined ln section 42-1-102 (17). shall be subject to a tne of up to twtce the penalty imposed in paragraph (a) of lh s s.ubsect:on (6). not to el(ceed one thousand dollars. 9 Attachment 2 (7) A person who does not have a d1Sabd1ty and who uses an tdentifytng hcense plate or placard m order to recetve tne benefits or privlleg s avarlable to a person with a d&sebthty under th1s sactton commits a mtsdemeanor punt hable by a mimmum fine of ,hree hundred fifty dollars. not to exceed one thousand dollars. for the ftrst offense and mtntmum fme of St)l hundreo dollars, no. to exceed one thousano dollars for a second offense or subsequem offenses. (8)(a) A peace off•cer or authorazed parktng enforcement offioaf may check the identlflca 100 of any person ustng an tdenflfytng ltcenS& plate or placard in order to determine wne her suCh use ts authoriZed (12! S&r:t1on 1407, concernrng spi!lin9 loads on h1ghways ts arnended to read as follows "1 <10i' Sprlltng loads on stree s or htghways prohtbrted ) No veh•c e shall be dnven or r lOved on any street or ltghway unless s ch vehicle JS constructed or loaded or th " load thereof securely covered to preven .any of i s load from d opping. siftmg. Jeaktng or otherwise escap1ng therefrom, except that sand may be dropped for the purpos o secunng tract1on or water or other substance may be sprmkled on a roadway tn clean ng or ma.ntamtng such roadway (2) J1o atson of thts sect1on constitutes a traff1c lr.fractton n t11e event that a vehicle unlawfully spills ;ts ~ad or. pt..bhc pr~rty. the drtver and/or owner of such vehicle shall be liable to the Clty fot any damages caused by such spill In addition. tf city employees must take any actJon 1n removal or mittgatton of such a spill. the dnver and/or owner shall also reimburse th . cit; or 1ts employ es' removaJ or mi tgatton efforts at the rate of one hundred dollars {S:100 00) for any response lastmg less han one (1) hour" {13) Parl 14 concerntng other off nses. •s hereby am_nded by the add1tton of a new section 1416 to tead 1n 1ts enttrety as follows· "1416 Onvmg 'hrough pnvate property or dnveways. (1) It IS unlawful for any person to dove from a public stre-et o publl<: way of this oty over aaoss or th ough any pnvate dnveway o avotd traff1c-contro! signals stop sign$ or other traffic-con rol devices or as a route or shortcut from one (1) public s reet or pubftc way to another (2) As used in subsec I on ( 1} of th1s sec~1on · pnvate property' tnctudes, b ~~is not lim1ted to. any :xopert not dedicated as a publics reel or pubhc way. alley nght-of way or easement 10 ~~j~ ... r-City of ·~Wheat&_dge ~OLICE DEPARTMENT TO: VIA: FROM: DATE: SUBJECT: ISSUE: Memorandum Mayor DiTullio and City Co~ Patrick Goff, City Manager.W Daniel Brennan, Chief of Police April 15, 2013 Timed Parking Limitations Part of the process of the West 38th Avenue realignment was the creation of on-street parking, to include the posting of parking signs limiting parking to two hours along this corridor between Wadsworth and Sheridan Boulevard. Staff discussed creating an amendment to the Model Traffic Code (MTC) that would allow the Police Department to enforce parking time limit complaints; however, it was determined that staff would evaluate parking complaints to determine if an amendment to the MTC was necessary. The Police and Community Development departments have since received inquiries and citizen complaints regarding the timed parking limitations along this corridor. BACKGROUND: The West 381h Avenue corridor between Wadsworth and Sheridan Boulevard has been identified as a high priority redevelopment area. In certain business and retail areas along this corridor, there is limited parking, and it is important to have parking spaces with timed parking limitations, to allow availability for customers to park, do their business, and vacate the space so that other customers can be served. The City posted signs along the aforementioned corridor, limiting parking to two hours; however, there is no provision to the MTC that would allow the enforcement of timed parking limitations. The City of Arvada has recently implemented a parking ordinance to create timed limited parking areas in the area ofOlde Town, to address anticipated parking issues around stops of the Gold Line commuter rail in this area. RECOMMENDATION: Staff is recommending adding language to the MTC, Section 1204, Stopping, standing, or parking prohibited in specified places. Staff Report-Timed Parking Limitations April 15,2013 Page2 The current language states: 1204. Stopping, standing, or parking prohibited in specified places. (6) This local authority, with respect to highways under its jurisdiction, may place official traffic control devices prohibiting, limiting, or restricting the stopping, standing, or parking of vehicles on any highway where it is determined, upon the basis of a traffic investigation or study, that such stopping, standing, or parking is dangerous to those using the highway or where the stopping, standing, or parking of vehicles would unduly interfere with the free movement of traffic thereon. No person shall stop, stand, or park any vehicle in violation of the rest:Iictions indicated by such devices. It would seem that with continued retail growth in this commercial area, complaints will increase. Staff recommends that language be added to the Model Traffic Code, Section 1204 ( 6) to include: Parking violations involving signage, generally. Timed parking limitations. When a traffic control sign is placed or posted giving notice that no vehicle may remain parked for longer than the time specified on the sign, it shall be unlawful for any person to park a vehicle longer than the maximum time specified on the sign. Adding this language will give the Police Department the ability to respond to citizen or business complaints regarding parking, and take enforcement action if it is warranted. This amendment to the MTC does not alter or change City requirements for parking permits in restricted areas. Parking fines are established by the Municipal Court. Any financial impact from the creation of this parking amendment will be slight. Staff is seeking City Council direction regarding the aforementioned amendment to the Model Traffic Code. C: Kersten Annstrong, Court Administrator Tim Paranto, Public Works Director Ken Johnstone, Community Development Director JL/DB/ck ... ~4~ ... ~ r City of • .. ~Wheat~dge ~OFFICE OF THE 01Y MANAGER TO: FROM: DATE: SUBJECT: Issue Memorandum Mayor and City Council N Patrick Goff, City Manager~ April 9, 2013 2013 Metro Mortgage Assistance Plus Program Should the City Council execute a Delegation and Participation Agreement with the City and County of Denver to participate in the 2013 Metro Mortgage Assistance Plus Program? Background The City & County of Denver (Denver) is taking advantage of a new opportunity to provide down payment and closing cost assistance paired with competitive, fixed-rate, 30-year VA and FHA loans. Denver has asked that the Metro Mayors Caucus (MMC) solicit interest from other communities to extend the program's benefits to residents of other Denver metro area jurisdictions. At this time, any home in Denver, Littleton, Edgewater or Dacono can be purchased through this program. Additional MMC jurisdictions are expected to join the program throughout the year. MMC and Denver have previously partnered to lower the cost ofhomeownership. From 1997- 2007, MMC worked with Denver to pool $211M in Private Activity Bonding authority to issue Single Family Mortgage Revenue Bonds (SFMRBs). Through the Metro Mortgage Assistance program (MMA), down-payment and closing cost assistance grants (DP A) and below-market rate, 30-year fixed loans were offered to income qualified, first-time homebuyers. Unfortunately, when adjustable rate mortgages became popular, these fixed-rate loans became less competitive. With the ARM-fueled collapse of the subprime market, even good programs like MMA were suspended. Now the national housing market is rebounding and the Denver metro area is seeing steadily increasing housing prices and declining for sale and rental inventories. Maintaining a stock of housing affordable to purchasers at many income levels is a critical part of maintaining the region's competitive advantage. Program's like the new MMA Plus help reduce the up-front costs ofhomeownership for qualified low and moderate income purchasers. As in the prior bond programs, there is no cost or liability for an MMC jurisdiction to participate. To participate, the jurisdiction must execute the attached two-page "Delegation and Participation Agreement" with Denver, allowing MMA Plus mortgage loans with DP A to be made in that jurisdiction. Upon receipt of an executed Participation Agreement the jurisdiction will be added to the eligible loan area for the duration of the program, unless the jurisdiction should withdraw prior. Unlike previous bond-funded programs, there is not a specific opt-in deadline for participation and the program is not funded through the proceeds of tax-exempt SFMRBs. Rather, the FHA and VA mortgage loans are originated by the participating lender, purchased by servicer US Bank, and then pooled into Government National Mortgage Association (GNMA) Certificates. These GNMAs in turn are sold by US Bank to Denver and then by Denver to Raymond James & Associates. Raymond James, Denver's single family investment banker since 2006, has committed to purchase the GNMAs pursuant to a GNMA Purchase Agreement with Denver. Recommendation Staff recommends that City Council execute the Delegation and Participation Agreement with the City and County of Denver to participate in the 2013 Metro Mortgage Assistance Plus Program. Additional MMA Plus program information has been attached which should address any questions you may have about the program. Attachments 1. Delegation and Participation Agreement 2. City of Denver & Metro Mayors Caucus Participating Jurisdictions 2013 MMA Program 3. City of Denver PowerPoint slides 4. MMA Plus Frequently Asked Questions DELEGATION AND PARTICIPATION AGREEMENT This DELEGATION AND PARTICIPATION AGREEMENT, dated as of April 8, 2013 (this "Delegation and Participation Agreement"), is by and between the City of Wheat Ridge, a legally and regularly created, established, organized and existing political subdivision under the Constitution and statutes of the State of Colorado ("Wheat Ridge") and the CITY AND COUNTY OF DENVER, COLORADO, a legally and regularly created, established, organized and existing political subdivision under the Constitution and statutes of the State of Colorado ("Denver"); RECITALS: WHEREAS, the State of Colorado (the "State") Constitution Article XIV, Section 18(2)(a) provides that nothing in the Constitution shall prohibit any of the State's political subdivisions from cooperating with one another to provide any service lawfully authorized to each of the cooperating units; and WHEREAS, Denver is authorized pursuant to its Charter to promote the financing of residential facilities for low and middle income persons or families or facilities intended for use as the sole place of residence by the owners or intended occupants and to promote the health, safety and general welfare of the people of Denver; and WHEREAS, Denver has sponsored its 2013 Metro Mortgage Assistance Plus Program to provide competitive fixed rate 30-year mortgage loans which will be coupled with down payment and closing cost assistance grants in connection with financing mortgage loans for residential facilities, intended for use as the sole place of residence by the owners thereof, for low-and middle-income families (the "Program"); and WHEREAS, Denver has invited Wheat Ridge to participate in the Program; and WHEREAS, Wheat Ridge has the full legal authority to participate in the Program pursuant to the Resolution adopted by the Wheat Ridge Council authorizing Wheat Ridge's participation in the Program pursuant to this Delegation and Participation Agreement (collectively the "Act"); and WHEREAS, Wheat Ridge desires to delegate to Denver the authority of Wheat Ridge to take action and exercise power under the Act on behalf of Wheat Ridge with respect to the Program within Wheat Ridge's boundaries; NOW THEREFORE, in consideration of the mutual covenants and undertakings set forth herein, Wheat Ridge and Denver hereby agree as follows: Section 1. Wheat Ridge hereby delegates to Denver the authority of Wheat Ridge to take action and exercise power under the Act on behalf of Wheat Ridge with respect to the Program within Wheat Ridge's boundaries. Attachment 1 4850-5814-5298.1 Section 2. Denver hereby accepts the delegation of authority from Wheat Ridge pursuant to Section 1 hereof and agrees to abide by each of the terms and conditions of this Delegation and Participation Agreement in connection with the use of such delegation. Denver agrees to make the Program available to Wheat Ridge for the origination of home mortgages within Wheat Ridge's boundaries. Section 3. The participation of the Wheat Ridge in the Program, and all undertakings, obligations, duties and rights of Wheat Ridge and Denver under this Delegation and Participation Agreement, are contingent upon the implementation of the Program. Section 4. In the event that the Program is not implemented by Denver or the Program is discontinued by Denver, this Delegation and Participation Agreement, and all duties, obligations and rights of Denver and Wheat Ridge hereunder, shall terminate. If the Program is not implemented or is tem1inated, Wheat Ridge agrees to hold Denver harmless for any costs or any other liabilities incurred by Wheat Ridge with respect to the adoption and approval of this Delegation and Participation Agreement or any other Wheat Ridge actions related thereto. Section 5. Wheat Ridge's participation in the Program pursuant to this Delegation and Participation Agreement shall not be construed as creating or constituting a general obligation or multiple fiscal year direct or indirect indebtedness or other financial obligation whatsoever of Wheat Ridge nor a mandatory payment obligation of Wheat Ridge in any fiscal year during which this Delegation and Participation Agreement shall be in effect. [Signatures on the following pages] 4850-58 14-5298.1 IN WITNESS WHEREOF, Wheat Ridge and Denver have caused this Delegation and Participation Agreement to be executed and be effective as of , 2013. [SEAL] Attest: By _____________ ___ Name Title -------------- CITY OF WHEAT RIDGE By ____________________________ __ Name Title -------------- CITY AND COUNTY OF DENVER, COLORADO By ___________________________ __ Manager of Finance [Signature Page to Delegation and Participation Agreement] 4850-5814-5298.1 City of Denver & Metro Mayors Caucus Participating Jurisdictions 2013 Metro Mortgage Assistance Program It DEN V E R• THE MILl HIGH CITY Program Benefit: The 2013 City and County of Denver Metro Mortgage Assistance Program will provide a competitive 30-year fixed-rate mortgage down payment assistance (DPA) grant equal to 4% of the mortgage amount to qualifying low and moderate income homebuyer families throughout the City and County of Denver, and in certain surrounding communities that choose to participate from the 40- jurisdiction Metro Mayors Caucus (MMC). Program Mortgage Rate: Will be slightly above market rate (e.g., as of 12/28/12 anticipated to be 3.5%). The program mortgage rate will change periodically to stay competitive with the market. Program DPA: Each homebuyer family will receive a non-repayable DPA grant for down payment and closing costs equal to 4% of the initial principal balance of the mortgage loan. This is funded by the City of Denver at mortgage loan closing. The net DPA is 3%, taking into account the 1% origination fee. Lender income is 2%, coming from the 1% origination fee at loan closing and 1% SRP (0.50% for VA loans) upon sale of the loan to the Servicer. Program Size: $15,000,000 revolving. Program Period: Denver anticipates an initial two-year program term, though it would be extendable by the City thereafter, for "continuous origination." Eligible Mortgagors: The normal tax-exempt bond or MCC program requirements (income & purchase price limit, and first-time homebuyer requirement) will not apply. In addition, the homebuyers will not be subject to "Recapture Tax." Denver has set the following requirements for eligible homebuyers: 1) No First-time Homebuyer Requirement 2) Maximum Credit Qualifying Income: $91,100 (2 or fewer)/$103,000 (3 or more) 3) Maximum Home Purchase Price: None Eligible loans: FHA, VA, all 30-year, fixed rate & poolable into GNMA Certificates, minimum 640 FICO score, maximum 45 debt-to-income (DTI) ratio. All homebuyers must receive home buyer education from a HUD-approved counseling agency. Loans must be "underwriter certified" within 15 days of loan reservation, closed within 45 days, and purchased by the Servicer within 70 days. Refinances are not permitted, except for loans currently serviced by US Bank. Eligible loan Area: Mortgage loans under the program may be made to qualifying borrowers throughout the City and County of Denver, and in the participating MMC jurisdictions. Participating lenders: Must be approved by Denver and the Servicer, sign a Participating Lender Agreement with the Servicer, sign a Lender Agreement with the Denver, pay an annual fee to Denver of $1000, and receive webinar training from Administrator eHousing and the Servicer. Please go to www.denvergov.org/oed and click on Housing Assistance and then Metro Mortgage Assistance Program tab for current participating lenders. To Become a Participating Lender: Please contact Stacy Houston with Raymond James at: stacy.houston@raymondjames.com. Attachment 2 3/01/13 2013 DENVER Metro Mortgage Assistance "METRO MORTGAGE ASSISTANCE PLUS" PROGRAM Down Payment Assistance of 4°/o (3°/o + 1 °/o Origination) of the total mortgage amount - in exchange for a slightly higher mortgage interest ratel Attachment 3 HISTORICALLY DENVER HAS OFFERED: SINGLE FAMILY MORTGAGE REVENUE BOND PROGRAMS Single Family Mortgage Revenue Bonds are tax-exempt bonds that state and local governments issue to help fund below-market- interest-rate mortgages for first-time qualifying homebuyers. Eligible borrowers have low to moderate incomes below 115 percent of median family income. Since 1997, Denver has assisted in the origination of 1,331 loans totaling $178,648,679.* Denver's Last Bond Program from 2006-2007 Average Loan Amount: $158,983 Average Purchase Price: $166,428 Average Income: $47,614 Average Household Size: 1. 77 Targeted Area Loans: 38 (*Only 2.8% of these loans are delinquent either with a payment 30 days past due through foreclosure.) 2 PROGRAM SUMMARY Program Basics: » Net 3°/o Down Payment Assistance "Grant" and up to 1 °/o Origination Fees to qualifying low & moderate income homebuyers. » Mortgage rates to buyers are slightly above market (currently about 0.25°/o - 0.40o/o above market today) to fund the down payment assistance and closing costs. Loan interest rates fluctuate to stay competitive with current market. » Eligible loans must be 30 year fixed rate FHA and VA, and are then pooled into GNMA Certificates. » $15 Million Revolving Program: Participating lenders may reserve and close loans at any time. As soon as GNMA Certificates are pooled and sold, the capacity of the Program is restored by such amount. » Denver funds Down Payment Assistance, and is reimbursed upon sale of GNMA Certificates. » Two year program, with annual extensions thereafter. 3 PROGRAM DETAILS Home Buyer Requirements: )> Purchases only. No refinances. )> No First-time homebuyer requirement. )> Must be located in Denver -expandable to the Metro Mayors Caucus jurisdictions upon execution of an IGA with an MCC city. )> Loan must be underwriter certified by a participating and approved lender )> Maximum qualifying income: • $91,1 00* (2 or fewer in household) • $103,000 (3 or more) )> Minimum 640 FICO credit score, with monthly recurring debt payments not exceeding 45o/o of monthly income (45% debt-to-income). )> Homebuyer education required from HUD approved agencies (Free 4 hour course or $50 on-line). )> No maximum purchase price. *H.U.D. identified AMFI (Area Median Family Income) utilized by and comparable to CHFA and Denver's MCC Program 4 RATIONALE FOR NEW PROGRAM );> Need for Down Payment Assistance: The lack of down payment assistance for prospective qualified home buyers is a key impediment to families purchasing their first home. This program will help low and moderate income homebuyers. );> HUD Guidelines: HUD dictates that only an instrumentality of Government, a Housing Finance Agency, or an approved not-for-profit organization can provide down-payment assistance on government insured loans. );> A Market Driven Program: This proposed down payment assistance program takes advantage of efficient existing private sector products and services rather than indirect government funding . );> Market Changes: A traditional Mortgage Revenue Bond Program is not practical in the current market as the interest rate on mortgages funded by tax-exempt housing bonds approximates or exceeds traditional private sector mortgage rates -therefore there is no demand for mortgages funded from tax-exempt housing bonds. );> Flexibility of the Program: Mortgages originated under the program are not subject to restrictions of the Internal Revenue Service for Tax Exempt Bond Programs. );> Synergy with the MCC Program: Buyers can utilize both the down payment assistance provided through MMA Plus, and the MCC program (which provides tax credits), assuming they qualify. );> Home Ownership: Research supports the view that homeownership brings substantial social benefits. Homeownership boosts the educational performance of children, induces higher participation in civic and volunteering activity, improves health care outcomes, lowers crime rates and lessens welfare dependency.- often attributed to the pride of ownership and the sense of belonging in a community 1. );> Promotes "Sustainable" Home Ownership: The program encourages quality homebuyers (min . 640 credit scores with max. 45 debt to income) with full documentation to purchase a new home. Program requires participants to undergo homeownership counseling through a HUD-certified provider. 1Social Benefits of Homeownership and Stable Housing , NATIONAL ASSOCIATION OF REAL TORS, Research Division , April 2012 5 Assumed Mortgage Loan Amount (FHA, 30-year fixed ... minimum 3.5% borrower contribution): Estimated Mortgage Loan Rate: Net Down Payment Assistance (DPA} Grant Amount: Monthly P&l Payment: Annual Federal Income Tax Credit: $2,000/year max First-Time Homebuyer Requirement: Income Limits: Purchase Price Limits: Homebuyer Education Requirement: COMPARISON WITH MARKET RATE LOAN (SAMPLE) Denver Denver '12 MMA Plus Program '12 MMA Plus Program loan loan w/Denver '12 MCC (30% credit) $150,000 $150,000 3.75% 3.75% $4,500 $4,500 (3% of mortgage amount) {3% of mortgage amount) $695/month $695/month $140/month (drops effective P&l to $555/month) No Yes $91,100 -1-2 person $79,300-1-2 person non- $103,000 -3+ person target $91,100-3+ person non-target $95,100-1-2 person target $111,000 -3+ person target None $370,252 -non-target $452,531 -target Yes Yes Sample Market Rate loan $150,000 . I 3.50% I $0 $674/month No None None No 6 Current Rate: Down Payment Assistance (DPA) Amount: DPA Type: Available Loan Types: First-Time Homebuyer Requirement: Income Limits (Denver): Purchase Price Limits (Denver): Homebuyer Education Requirement: Minimum Homebuyer Contribution: Minimum Mid Credit Score: COMPARISON WITH CHFA PROGRAMS SAMPLE RATES Proposed Denver '12 MMA Plus Program CHFA SmartStep Plus 3.75% (estimate) 3.75% 4% of mortgage amount Up to 3% of mortgage amount (3% net with 1% origination fee) (2% net with 1% origination fee) Non-repayable grant 30-year fully amortizing 2nd mortgage at p t mortgage rate FHA and VA FHA, VA, USDA-RD No Yes $91,100-1-2 person $79,300-1-2 person non- $103,000-3+ person target $91,100-3+ person non-target $95,100-1-2 person target $111,000 -3+ person target None $375,000-non-target $417,000-target Yes Yes No $1,000 (may come from gift funds) 640 620 CHFA HomeOpener Plus 4.0% Up to 3% of mortgage amount (2% net with 1% origination fee) 30-year fully amortizing 2nd mortgage at p t mortgage rate FHA, VA, USDA-RD No $91,100-1-2 person $103,000-3+ person None Yes $1,000 (may come from gift funds) 620 7 Taxable Tax Credit e Asst Plus Proaram MCC Program __ Applies for Qualified Homebuyer loan at participating ... Mortgage Lender (1) may also apply for a Home\ r tax credit of up to Buyer \ (eHousing approves compliance ... $2,000 per year & lists loan) , + Our program provides DPA Utilize a mortgage -lt interest tax US Bank (Se rvicer) purchases deduction (2) loan from mortgage lenders and pools loan with other mortgage loans into GNMA Certificates and transfers to Custodian on announced sale (1) Unlike traditional single farr date mortgage revenue bonds, tl mortgages generated will h + interest rates of .25% -.40~ greater than market to cover Program Advisor (Raymond program costs. James) buys GNMA Certificates (2) A homebuyer paying $5,000 ir mortgage interest utilizes $1 ,5 00 on specified date through (30%) as a tax credit and has mortgage interest deduction o Custodian (US Bank Corp. Trust) $3 ,500. and then sells them in the market place 8 FINANCING TEAM ~ Program Sponsor/Issuer -City and County of Denver (Finance & OED), tn cooperation with participating Metro Mayors Caucus jurisdictions ~ The City's Program Counsel -Kutak Rock, LLP ~ The City's Financial Advisor-First Southwest Company ~ Program Advisor/GNMA Purchaser-Raymond James ~ Servicer-US Bank Home Mortgage ~ Online Loan Reservation Administrator -eHousingP/us ~ Custodian -US Bank Trust Services 9 Metro Mortgage Assistance Plus Metro Mortgage Assistance Plus >>>What is this program? This is a special grant program for low and moderate income individuals and families that seek to bring the dream of home ownership within reach. We know that lacking the funds for a down payment is often a barrier to home ownership. As you apply for a 30- year fixed rate mortgage, we help with down payment and closing cost assistance of up to 4% of your loan! >>> Do I have to pay back this down payment grant in the future? No! This is your incentive to take the exciting step to apply and qualify for a home mortgage. >>> How do I find out whether I qualify? Your lender will help you explore your specific income, debt and credit factors. Unlike previous mortgage assistance programs you may have heard of, there is no requirement that you be a first-time buyer. Your income needs to be less than $91,100 for households of two or fewer persons (and less than $103,000 for three or more). >>>Do I still need to meet other guidelines? Yes, as with a regular mortgage, you do need to meet the loan guidelines. This program asks that you have a minimum FICO score of 640 (660 for manufactured homes) and a maximum debt-to-income ratio of 45, and we also require that you complete HUD-approved homebuyer education. And even though a significant portion of your down payment will be supported by this grant, you do need to bring 0.5% (one- half of one percent of the total mortgage) to the closing on your own. Attachment 4 For example, a house you might purchase for $160,000 might require 4% as the down payment plus closing costs, or $6,400. This program would grant you $5,600 of that amount, but you would need to contribute $800. >>>Where do I get this free homebuyer counseling--the education that you require? There are a number of nonprofit organizations that provide this service, including: www.coloradohousingassistance.org www.delnortendc.org www.nedenverhousing.org www. brothersredevelopment.org In addition, any HUD approved housing counseling agency is acceptable. For a complete list of agencies, visit http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm. >>> What sorts of homes or properties can I purchase? Single-family, detached house Condominium or town home Duplex Manufactured homes You must occupy the home as your primary residence. We do not have a limit on the property price beyond what your lender believes you can qualify for. Note: This program does not include refinancing of properties you already own. >>> Where should the home I buy be located? At this time, any home in Denver, Littleton, Edgewater or Dacono can be purchased through this program. Additional Metro Mayors Caucus jurisdictions are expected to join the program throughout the year. >>> Who are the mortgage lenders? We're pleased that 12 lenders have offered to work on this program because they know that it represents a small but significant boost to increasing home ownership-which in turn builds the overall strength and vitality of neighborhoods. They are: America's Mortgage, 303-996-2400 Air Academy Federal Credit Union, 800-223-1983 Commerce Mortgage, 303-770-2686 Citywide Home Loans, 303-996-7000 Cornerstone Home Lending, 970-797-3717 Ent Federal Credit Union, 800-525-9623 Guild Mortgage Peoples Mortgage, 303-302-3125, 303-224-3442 Real Estate Mortgage Network (REMN), 720-644-3117 Rocky Mountain Mortgage Specialists, Inc., 303-773-6106 Summit Mortgage Corporation, 303-779-0591, 720-200-9480 Universal Lending Corporation, 303-758-4969 V.I.P. Mortgage, 303-302-2285, 303-695-7818 WR Starkey Mortgage, 720-489-0712, 303-757-0300, 303-671-8733 >>> Can I use a different lender? Your fastest and most convenient choice would be from the participating lenders listed above. If you are working with another lender who would like to participate, they would need to apply and meet certain requirements. Ask them to contact Stacy Houston with Raymond James, stacy.houston@raymondjames.com. >>> How long will this opportunity last? We expect this revolving pool of $15 million in funding to be available for about two years, through about December 2014. It is a first-come, first-served basis. >>> How do I get started? Choose a participating lender, tell them that you're interested in the "Metro Mortgage Assistance Plus Program," and begin the process today to become the metro area's newest homeowner! j+err& 5. lr. ~~4~ ... ., City of ""~WheatB4_dge ~OFFICE OF THE CITY MANAGER Memorandum TO: Mayor and City Council FROM: Patrick Goff, City Manager DATE: April 10, 2013 SUBJECT: 2013 Community Forum and Council Retreat The 2013 Mayor and City Council Strategic Planning Retreat will be held on the evening of May 17th and the morning/early afternoon of May 18th. This year, a Community Forum will be held prior to the Retreat on the evening of May ih. The goal of the Forum is to obtain qualitative data from the opinions of residents and better understand their priorities for the community to help shape the city's strategic plan. Topics for the Forum could include, but are not limited to, the following: • Council Vision and Goals • Priority Based Budgeting result definitions • Community programs and services • Alternative revenue sources • Specific policy questions, e.g., potential tax increases Both the Forum and the Retreat will be facilitated by Marcia Hughes from Collaborative Growth. Ms. Hughes facilitated Council's retreat in 2012. Following is a draft agenda for the Retreat: • Summary of Community Forum • 2011-2013 Action Items and Accomplishments • Review ofVision and Goals • Issues Facing City Council for 2013/2014 • Consideration of Items for 2013/2014 Action Agenda • Dream Outside of the Box: What do we want for Wheat Ridge in the Future • Fiscal Sustainability • Council Rules and Procedures Staff would like direction/confirmation from the Mayor and Council on the following items: 1. Community Forum on Tuesday, May i h from 6:00p.m. to 8:00p.m. Dinner will be provided. Location to be determined. Study Session Staff Report April 15, 2013 Page2 2. The Forum will be open to all Wheat Ridge residents but will be limited to the first 100 residents to RSVP and weighted by Council Districts. 3. Council's role in Forum 4. Forum Agenda and format 5. Mayor and Council Retreat on Friday, May 17th from 5:30p.m. to 9:00p.m. and Saturday, May 18th from 8:30 a.m. to 1 :30 p.m. Dinner, continental breakfast and lunch will be provided. Location to be determined. 6. Retreat Agenda