HomeMy WebLinkAboutStudy Session Agenda 04-15-13STUDY SESSION AGENDA
CITY COUNCIL MEETING
CITY OF WHEAT RIDGE, COLORADO
7500 W. 29th Ave.
Wheat Ridge CO
April 15, 2013
6:30p.m.
Individuals with disabilities are encouraged to participate in all public meetings sponsored by the
City of Wheat Ridge. Call Heather Geyer, Administrative Services Director at 303-235-2826 at
least one week in advance of a meeting if you are interested in participating and need inclusion
assistance.
PUBLIC COMMENT ON AGENDA ITEMS
APPROVAL OF AGENDA
~ Parkland Acquisition -41 00 Gray St.
2. Improvement of City Hall Entry Plaza
l. City Gateway Monument Signs
4. Model Traffic Code (MTC) Amendments
a) Tiered Fine Schedule for MTC Violations
b) Timed Parking Limitations
5. Staff Report(s)
a) 2013 Metro Mortgage Assistance Plus Program
b) 2013 Citizen Forum and Council Retreat Discussion
6. Elected Officials' Report(s)
,. ~ A ~
... r City of ~rPf'WheatBL_dge ~ARKS AND RECREATION
TO:
THROUGH:
FROM:
DATE:
SUBJECT:
ISSUE:
Memorandum
Mayor and City Council (""\~
Patrick Goff, City Manager .1!/J
Joyce Manwaring, Parks and Recreation Director
April15, 2013
Park Land Acquisition-4100 Gray Street
7fem j_,
/
The single family residential property located at 4100 Gray Street has been offered for sale to the
City. The property is located on the north east comer of 41 51 A venue and Gray Street and is
adjacent to Randall Park on two sides. Randall Park is bordered by 41 st on the south, 43 rd on the
north and between Fenton and Gray Streets on the east and west respectively.
PRIOR ACTION:
City Council adopted the Parks and Recreation Master Plan in November 2006. Included in the
Master Plan are recommendations regarding Facility Additions and Enhancements. Acquisition
of this property is a Master Plan recommendation for Randall Park.
FINANCIAL IMPACT:
The value of the property is estimated by the owner to be between $170,000 and $180,000 based
on recent sale prices of similar properties in the area. A formal appraisal would need to be
completed ifthe City Council's direction is to move forward with acquisition negotiations.
Conservation Trust Fund dollars are available for the purchase of the property. Use of these
funds would defer the appropriation of$200,000 set aside towards the replacement of the
Anderson Building.
The opportunity is available for this property acquisition to serve as the Jefferson County Local
Government Grant application for 2014. Previous acquisitions are eligible for subsequent grant
applications due to the sensitivity of timing on the purchase and sale of property. The City
would be allowed to apply for up to 50% of the cost of the acquisition.
There will be an additional cost of approximately $25,000 to demolish the existing structure,
install irrigation, and landscape the area.
41 st and Gray St Acquisition
April 15 , 2013
Page 2
BACKGROUND:
The acquisition ofthis property would expand the park to one city square block. Usage of the
area would not be specifically programmed, but would improve access from the parking lot to
the park on the south west side. This acquisition is one of timing and opportunity, as the
potential to acquire this parcel is dependent on when the property may become available again in
the future.
The house was constructed in 1951 and is 731 square feet on a slab with an attached single car
garage. The land parcel size totals 7,100 square feet. The house on the property would be
demolished if acquired.
ACTION:
Staff is requesting direction on whether to move forward with the acquisition of 4100 Gray
Street. Final contract details will be approved by City Council at a regular meeting in the form
of a resolution and contract approval.
Staff is recommending the acquisition of the property.
JM/kh
ATTACHMENTS:
1) Aerial photo of 41 st and Gray Street
2) Parks and Recreation Master Plan Recommendation -Randall Park
Park Land Acquisition-4100 Gray Street
Attachment 1
Paramount Park
Paramount Park is in good condition, except for a few
minor enhancements. ADA access should be
provided to the backstop areas of the ballfields, and
new benches installed in and around the playground
areas. The existing half basketball court is crumbling
along the edges and needs to be resurfaced. The
parks and recreation department also maintains a
triangular parcel across 27th Street from the park.
This is an ideal space to establish landscaping and
provide public art in conjunction with the Wheat Ridge
Art League, Wheat Ridge Arts Council, and/or the
Wheat Ridge Cultural Commission
Randall Park
While Randall Park is generally in good condition ,
there are some design flaws that need to be
addressed. The parking lot on the east side of the
park is deeper than necessary. Portions of the
asphalt paving should be removed and replaced with
landscaping. Access from the south parking lot to the
park area is also very difficult. Acquisition and
development of the adjacent corner property as
additional parkland would greatly improve this
situation. Lastly, the playground and picnic shelter at
the park are beginning to age and should be
replaced.
Stites Park
While small, Stites Park is a well used amenity in this
area of the city, but it does not function well as a
neighborhood park. This could be addressed by
providing neighborhood park amenities, such as a
picnic shelter and restrooms. Due to its limited size,
the addition of amenities may be difficult, so
consideration should be given to the acquisition to
property for park expansion. Although there is ADA
access to the playground and basketball court, there
is need for access and concrete walks to the backstop
area of the ballfield. Lastly, the swing set is old and
should be replaced with a more modern model.
Town Center Park
While Town Center Park is rather new and in good
condition, it sits in an obstructed location behind a
fast-food restaurant and adjacent to a shopping plaza
parking lot. As such, the park should be redesigned in
City of Wheat Ridge Parks and Recreation Master Plan
Backstop Area of Paramount Pari\
South Parking Lot at Randaft Park
Stites Park
conjunction with future redevelopment plans of the surrounding properties.
Recommendations of the Master Plan 4 -15
~~·~ ... ~ ., City of • ~~WheatR.l_dge ~PUBLIC WORKS
TO:
FROM: Tim Paranto, Director of Public Works
DATE: April 9, 2013
SUBJECT: Improvement of City Hall Entry Plaza
At the December 17,2012 Study Session, the City Council authorized the further development of
the concept for the City Hall entry plaza improvement project, with the option of including a new
City sign on the building in lieu of the proposed monument sign on Wadsworth Boulevard. Oz
Architects, a City on-call consulting firm, was employed to review the 2008 concept plan and
offer appropriate modifications, including a new "City of Wheat Ridge" sign mounted on the
building. A committee of City staffhas worked with Oz Architects to develop an improved
concept plan for this project. The attached Oz drawings show replacing some of the concrete
pavement, pergola and tables with more landscaping and replacing the existing "City of Wheat
Ridge" wall sign. The canopy has been extended further into the plaza and includes a parapet,
which would identify the building as "City Hall." Bike racks have also been added near the flag
poles.
Two hundred thousand dollars is included in the 2013 CIP Budget for this project. The
preliminary estimate for the Oz concept (including new signs) is $242,000. The proposed new
"City of Wheat Ridge" wall sign, the parapet and "City Hall" sign would use approximately
$42,000 of the preliminary estimate.
If the City Council approves the concept plan for the plaza improvements, the project will be
scheduled for design and construction.
ATTACHMENTS:
1. Concept designs for City Hall Entry Plaza
1
Attach men
.... ~·~ ... ~ . City of r?.'WheatRi_dge ~PUBLIC WORKS
;(tern 3 ·
TO:
FROM: Tim Paranto, Director of Public Works
DATE: April 8, 2013 (for Study Session of Apri115)
SUBJECT: City Gateway Monument Signs
The 2013 Budget includes $100,000 for construction of new gateway signs. Staffhas identified
12 locations for consideration at this time. The attached spreadsheet shows the sites listed
according to the traffic volume of the entry street, along with the preliminary cost of the
proposed sign. The spreadsheet also includes two gateway signs that are estimated to cost more
than what is available in this year's budget, as well as the existing entry signs. The gateway sign
locations are also shown on the attached map.
The proposed signs are suggested to be similar to the newer gateway sign on Kipling Street at I-
70. A drawing of the proposed sign is attached. Three standard sizes have been used for the
various locations:
30-foot long sign
20-foot long sign
1 0-foot long sign
$240,000
$70,000
$35,000
Once the City Council has selected the sign(s) to be constructed this year, Staff will schedule the
design, with sign placement this fall.
ATTACHMENTS:
1. List of sites for signs
2. Sign location map
3. Sign design diagram
4. Photos of all individual proposed locations
City of Wheat Ridge Entry Signs
Other Locations
of I 70 Off-ramp@ Youngfield ~B I 70
side of Johnson Park Entrance SB Wadsworth
corner of I 70 & Kipling SB Kipling
__ 1_ .. corner of 38th & Sheridan WB 38th
~ .,
c a. E .c (,) ca ., ., c
58TH AVE
Gateway Entry Signs
F-01-13
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52NO AVE ~-·1 I I I i1_ l~l!i
. I 48THAVE ....
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I 58THAV
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.... ...... , :'t; i# 1s: .. .-!f •••••• J ~
44TH AVE
flo
58TH AVE
.... "' 57TH AVE w (.) z i!l z GRANDVIEW AVE
w Q. i!l ;!;
RIOGERO
...........
.... "' ~ .... "' "' ~ a: CD
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52NOAV
38TH AVE
~T ~ i J~ ~ .... ~I ~
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26TH AVE
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j20' Signs I
j30' Signs I
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jProposed Signs I
20TH AVE
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26TH AVE ~
20TH AVE 20TH AVE
Attachment 3
Gateway Entry Sign # 1 -20'
Wadsworth Blvd ..
West Side of City Hall
Attachment 4
Gateway Entry Sign # 2a -20'
27th Ave. & Kipling St.
Gateway Entry Sign # 2b -20'
26th Ave. & Kipling St.
Gateway Enty Sign # 2b -20'
Gateway Entry Sign # 3 - 1 0'
52"d & Ward Road
Gateway Entry Sign # 4 -20'
I· 70 & Ward Road
Gateway Entry Sign # 4 -20'
Gateway Entry Sign # 5 -20'
1-70 & 44th Ave.
Gateway Entry Sign# 6-10'
44th Ave. & Harlan St.
Gateway Entry Sign # 7 - 1 0'
44th Ave. & Eldridge St.
Gateway Entry Sign # 8 -1 0'
32"d Ave. & Sheridan Blvd.
Gateway Entry Sign # 9 - 1 0'
26th Ave. & Pierce St.
-10'
Gateway Entry Sign # 1 0 - 1 0'
Garrison St. North of 1-70
Gateway Entry Sign# 11 -10'
29th Ave. & Sheridan Blvd.
Gateway Entry Sign# 12-10'
32ncl Ave. & Simms St.
---
Gateway Entry Sign# 12-
Gateway Entry Sign # 13 -30'
I· 70 & Youngfield St.
Gateway Entry Sign # 13 -30'
Gateway Entry Sign # 14 -20'
Wadsworth Bl-v-d.
Johnson Park Entrance
Gateway Entry Sign #15 -30'
1-70 & Kipling St.
Gateway Entry Signs # 16 & 17 -11'
NWComer
SWComer
38th Ave. & Sheridan Blvd.
Gateway Entry Sign # 18 -16'
38th Ave. & Youngfield St.
Gateway Entry Sign # 19 -15'
32"d Ave. & Zinnia St.
"" ~ ~ ~
... ~ r City of • .. ~Wheat&_dge ~OLICE DEPARTMENT
Memorandum
TO: Mayor DiTullio and City Co~!
THROUGH: Patrick Goff, City Manager w.
Daniel Brennan, Chief of Police
FROM: Joseph Cassa, Support Services Division Chief
Cannen Beery, City Attorney's Office
DATE: April 15,2013
SUBJECT: Staff Report -Tiered Fine Schedule for Model Traffic Code Violations: Parking
Privileges for Persons with Disabilities
BACKGROUND:
This staff report summarizes operational issues encountered by City staff in implementing a
tiered fine schedule for certain parking violations.
RELEVANT CODE PROVISIONS
On August 13 , 2012, City Council adopted Ordinance No. 1517. This Ordinance adopted the
2010 edition ofthe Model Traffic Code (MTC) for Colorado by reference, and made certain
local amendments to the MTC. Among the local amendments made by the City, was a tiered
fine schedule for violations of two MTC sections: MTC Section 1203, Major Motor Vehicles;
and 1208, Parking Privileges for Persons with Disabilities.
MTC Section 1203 generally prohibits the parking or storing of"major vehicles" on public and
private roadways, and within public easement and parks. Ordinance No. 1517 further adopts a
mandatory tiered fine schedule for violations ofMTC Section 1203 as follows:
"To defray the cost of enforcement of this provision, a charge of fifty dollars ($50.00)
shall be imposed for the first offense, one hundred dollars ($1 00.00) for the second
offense, two hundred dollars ($200.00) for the third offense, and three hundred dollars
($300.00) for the fourth or subsequent offense."
MTC Section 1208 generally prohibits the parking of a vehicle by someone who is not disabled
in a parking space reserved for persons with disabilities, and the misuse of a parking placard or
license plate issued to a disabled person. Ordinance No. 1517 provides the following mandatory
tiered fine schedule for violations ofMTC Section 1208:
"A person who does not have a disability and who parks in or blocks a reserved parking
space or adjacent curb ramp or loading zone, commits a Class B traffic infraction
punishable by a minimum fine of three hundred fifty dollars, not to exceed one thousand
dollars, for the first offense; and a minimum fine of six hundred dollars, not to exceed
Staff Report -Tiered Fine Schedule for MTC Violations: Parking for Persons with Disabilities
April IS, 2013
Page 2
one thousand dollars, for a second offense or subsequent offenses."
"A person who violates the above, by parking a vehicle owned by a commercial carrier,
shall be subject to a fine of up to twice the penalty imposed, as above, not to exceed one
thousand dollars."
A person who does not have a disability and who uses an identifying license plate or
placard in order to receive the benefits or privileges available to a person with a disability
under this section, commits a misdemeanor punishable by a minimum fine of three
hundred and fifty dollars, not to exceed one thousand dollars, for the first offense and a
minimum fine of six hundred dollars, not to exceed one thousand dollars, for a second
offense or subsequent offenses."
IDENTIFIED OPERATIONAL ISSUES IN IMPLEMENTING THE CODE PROVISIONS
City staff in the Police Department and the Municipal Court have identified operational obstacles
in implementing the above fine schedules. The fine amount is indicated on the face of a parking
ticket when it is issued. This allows the violator to pay the fine in lieu of coming to Court. If a
defendant does not pay a parking ticket within the indicated timeframe, the ticket acts as a
summons and complaint (requiring the violator to appear in Court). To be legally effective as a
summons and complaint, a ticket must be issued to a named individual (rather than simply
"issued" to a parked vehicle). Identification of a named individual on the ticket is also necessary
to detennine whether the defendant has previously been convicted of violating these parking
requirements and, therefore, subject to a higher fine.
The primary operational obstacle identified by staff in implementing a tiered fine schedule for
parking violations, is that there is no method of checking an individual 's parking ticket
conviction history twenty-four (24) hours a day, seven (7) days a week; to detennine the
appropriate fine amount to include on a parking ticket. An officer must be able to accurately
determine whether the defendant has previously been convicted of violating either MTC Section
1203 or 1208; and, if so, how many times. Under the City's current record-keeping practices,
this information can be retrieved only through a records search performed by Municipal Court
staff; there is no electronic database that an officer could remotely access from their patrol
vehicle. Municipal Court staff is present and available only Monday through Friday, from 8:00
a.m. to 5:00p.m. Officers are therefore unable to retrieve the information necessary to calculate
the appropriate fine amounts for tickets issued outside of those regular business hours.
Additionally, Municipal Court staff may be unable to immediately respond to an officer's request
during regular business hours, depending on the activities and demands of the Court.
RESEARCH CONCERNING OTHER JURISDICTIONS
Staff conducted research concerning the fines imposed for parking violations by eighteen (18)
other Colorado municipalities and Jefferson County. The results of that research are fully set
forth in the attached memorandum from Court Administrator Kersten Armstrong and Police
Department Records Team Supervisor Deri Patt. To summarize the results of that research, two
(2) jurisdictions had experience with a tiered parking fine schedule:
• The City of Thornton previously employed a tiered parking fine schedule. To address
the operational issues identified above, the parking ticket was issued without a fine
amount. Subsequent to the issuance of the ticket, Court staff would conduct research
Staff Report-Tiered Fine Schedule for MTC Violations: Parking for Persons with Disabilities
April 15, 2013
Page 3
and mail a fine card to the violator. The City recently abandoned this tiered fine
approach, in favor of a flat fine schedule, citing the expense incurred by the City in
administering the tiered-fine system.
• The City of Arvada has a tiered fine schedule in place, but City staff reports that they
do not use or enforce it. Staff indicated that officers routinely issue parking tickets
with the "first offender" fine amount. The Arvada Municipal Court does not amend
the fine, even if the defendant has multiple parking violations.
RESEARCH CONCERNING REPEAT PARKING OFFENDERS IN THE CITY
Court staff researched the history of repeat parking offenders in the City during the two-year
period from January 1, 2011 through December 31 ,2012, and found the following:
• For violations of MTC Section 1203 (Parking of Major Vehicles), there were no
repeat offenders.
• For violations of MTC Section 1208 (Parking Privileges for Persons with
Disabilities), one (1) defendant was issued a second summons for the same violation.
OPTIONS IN RESPONSE TO THE OPERATIONAL ISSUES
The net result of the operational issues identified above is that the goal of the tiered fine schedule
adopted by Ordinance No. 1517 -to punish more heavily, and perhaps deter, chronic parking
violators -is not being effectively met. In light of all of the above, Staff presents the following
options for your consideration and recommendation:
1. Amend the Code to remove the tiered fine schedule for parking violations, and
return to a single fine for all violators.
2. Maintain the tiered fine schedule, and adopt the approach previously employed by
the City of Thornton (Court staff conducts research and sends a follow-up fine
card to defendants). The estimated cost of staff time and expense to implement
such a program is $3.00 per ticket. This estimated cost includes Court staff time
to research, prepare and mail a notice to defendants, plus the estimated printing
costs of necessary fine cards, forms, envelopes, etc.
3. Direct City staff to perform additional research, including a cost analysis, of other
options to make parking ticket histories available to officers around the clock
(e.g., the purchase or development of software that could perform this function).
4. Maintain the tiered fine schedule and the current practice, knowing that tickets
may be issued without the appropriate fine amount.
JC/DB/ck
ATTACHMENTS:
1. Memo regarding parking for disabled
2. Excerpt from Sec. 1208 regarding parking for disabled
.... ~A~
-P' City of .. rP!r WheatRl__dge ~MUNICIPAL COURT
TO:
THROUGH:
FROM:
DATE:
SUBJECT:
Memorandum
Joseph Cassa, Division Chief
Christopher D. Randall, Presiding Judge
Kersten Armstrong, Court Administrator
February 26, 2013
Model Traffic Code Revisions: Parking Privileges for Person with
Disabilities
BACKGROUND FROM THE POLICE DEPARTMENT
On August 13,2012, the City Council adopted an ordinance concerning the 2010 edition of the
Model Traffic Code (MTC) for Colorado. The ordinance adopted certain portions of the MTC
by reference while adopting amendments as well. There are two amendments which have
resulted in operational issues for the police department and the municipal court. The
amendments include parking privileges for person with disabilities and the second involves
major vehicle parking violations. The operational issues were first discovered when the police
department was preparing the "traffic cheat sheet" in October and November, 2012.
RESEARCH CONDUCTED BY THE MUNICIPAL COURT
Upon adoption ofthe 2010 edition ofthe MTC, the Police Department began the process of
revising the parking tickets. The previous parking tickets had the fine schedule directly on the
face of the summons, which prevented the increase in parking fines until such time as new
tickets were implemented. Municipal Court Staff conducted a parking fine survey (Attachment
A). Judge Randall reviewed this fine schedule and increased the parking violation fines pursuant
to Wheat Ridge Parking Fines dated October 29, 2012 {Attachment B). As you will note, the
assessed fine for Section 1208, Handicap parking and Section 13-2 (further specified as Section
1203) Major Motor Vehicle refers to the ordinance adopted by City Council which identifies the
tiered-fine amounts for these violations.
During the discussion regarding revision of the parking tickets, further challenges presented
themselves with the tiered-fine schedule adopted in Ordinance No. 1517 regarding the adoption
ofthe 2010 Edition of the Model Traffic Code. For example, of the eighteen (18) municipal
courts participating in our parking survey, there was one court that had a process in place that did
a tiered-fine approach on all parking violations. The City ofThornton's process consisted of the
officers issuing parking tickets without a fine amount. The Thornton Municipal Court staff
would conduct research and mail a fine card. As noted on the fine survey, their process was
under review and a proposal was in process to remove the tiered-fine approach and implement a
flat fee. Attachment 1
Model Traffic Code Revisions: Parking Privileges for Person with Disabilities Page 2
This proposal was approved and the City of Thornton is no longer utilizing a tiered-fine
approach. The reasons provided for changing their process were a) the staff time involved in
researching past violations, b) the staff time involved in preparing a fine notice, and c) the
mailing costs.
The Municipal Court is staffed Monday through Friday, 8:00 a.m. -5:00p.m. The Municipal
Court Department is not available to verify for an officer on the street whether a violator had
been "convicted" of a prior violation of either Section 1208 or Section 1203 on a twenty-four
hour, seven-day-a-week basis. Therefore, implementation of a tiered-fine approach would
require a review by Court Staff and an issuance of a fine notice. Currently, the Municipal Court
does not have a process in place for fine card issuance.
As reference infonnation only, research for Wheat Ridge Municipal Court was conducted on
violations issued for Section 1208 Parking Privileges for Persons with Disabilities for a two year
period from January 1, 2011 through December 31 ,2012. There was one defendant that was
issued a second summons for the same violation. Twenty-five percent (25%) of the parking
summons issued for this violation, during the specified period, resulted in a dismissal since the
defendant provided proof that he/she possessed a handicap placard.
As reference information only, research for Wheat Ridge Municipal Court was conducted for the
violation of 1203 Major Vehicle Violation during the same time frame of January 1, 2011
through December 31 , 2012. There were no duplicate defendants noted over this two year period.
The research conducted reflected that these types of violations are usually issued to the "vehicle"
and the "vehicle" is typically registered to a trucking company. Although I found three that had
similar trucking companies as the registered owner and, thereby, as the violator, further research
reflected that the violations were issued to three different trucks per the license plate number
identified on the summons.
Based on the inability of the Municipal Court to verify multiple offenses for violations of Section
1208 and Section 1203 for the officers on a twenty-four hour/seven-day-a-week basis, the limited
number of second or third violations that research reflected, City Council may wish to take this
information under advisement that was not initially available to them upon the implementation of
the tiered-fine approach. One of the factors for consideration by City Council is whether the
staff time that would be utilized to implement a tiered-fine approach will meet the end result(s)
and the benefit(s) that City Council foresaw in implementing a tiered-fine approach for the noted
violations.
You may contact me if you need any further infonnation, research, or clarification. I hope City
Council finds this information beneficial if a determination is made to review the implementation
of a tiered-fine approach.
lkna
Attachment A: Parking Fine Survey
Attaclunent B: Wheat Ridge Parking Fines, October 29, 2012
FINES FROM OTHER AGENCIES:
WHEAT RIDGE CHERRY PLATTEVILLE FIRESTONE BLACKHAWK
MODEL TRAFFIC CODE VIOLATIONS HILLS
STOPPING, STANDING, PARKING OR ADD lS/30 DAYS DBL FINE/20 DAYS DBL FINE/20 DAYS
1202 ABANDONMENT ON HIGHWAY 3S 50 +10 sc 2S +9 sc NA 30
STOPPING, STANDING OR PARKING
1204 ( ) IN SPECIFIED PLACES 3S 2S +10 sc 2S + 9 sc 15 30
1204(1)(1)(13-2) EMERGENCY ACCESS LANE so 30 +10 sc so+ 18 sc NA 30
120S ( ) PARKING AT CURB OR EDGE OF ROADWAY 3S 20 +10 sc 2S + 9 sc lS 30
1206 UNATIENDED MOTOR VEHICLE 3S 20 +10 sc 2S + 9 sc 2S 30
1207 OPENING AND CLOSING VEHICLE DOORS so 30 +10 sc 2S + 9 sc NA 30
1208 (S) HANDICAP PARKING 3S0/600 so +10 sc 100 + 37 sc 100 100
1209 OWNER LIABILITY FOR PARKING VIOLATIONS 3S 20 +10 sc 2S + 9 sc NA 30
DESIGNATED AREAS ON PRIVATE PROPERTY -
1210 FOR AUTHORIZED VEHICLE so 20 +10 sc 2S + 9 sc NA 30
NOTED BELOW ARE A FEW WHEAT RIDGE ORDINANCE VIOLATIONS. IF YOUR COURT HAS A SIMILAR CHARGE, PLEASE SPECIFY THE FINE AMOUNT
1. 501-+ lH SC
PARKING OF MAJOR VEHICLES OR 2. 75 F + 27 SC
13-2 RECREATIONAL VEHICLES 50/100/200/300 NA 3. 100 F + 37 SC NA NA
13-8 PARKING IN ALLEYS 3S NA 2SF + 9 SC lS NA
PARKING IN RESTRICTED AREAS
13-62 (i.e. permit parking only) 3S NA NA NA NA
26-622 PARKING FOR PURPOSES OF SALE PROHIBITED so NA SO F + 18 SC NA NA
ADD SlS IF NOT FINE DOUBLES NO GRADUATED FINE DOUBLES
SC =SURCHARGE PAID BY DUE DATE IF NOT PAID IN FINES FOR 1ST, IF NOT PAID IN
F =FEE (USUALLY 30 DAYS 20 DAYS 2ND, & 3RD 20 DAYS
30% CJ = COMMUNITY JUSTICE SURCHARGE ~lU !:IUKLHAKut OFFENSES
NORTHGLENN
PAY 7 DAYS OR 3S
2S
2S
2S
2S
2S
2S
PAY 7 DAYS OR 100
7S
25
2S
25
NA
2S
2S
FINES GO UP TO
$3S IF NOT PAID
IN 7 DAYS
-I KULK/1 KAL IUK
SEMI TRAILER
STAY $7S FLAT FEE
COMMERCE
CITY
DBL FINE/10 DAYS
20 + 9 sc + 30 %CJ
30 + 9 sc + 30 %CJ
30 + 9 sc + 30 %CJ
20 + 9 sc + 30 %CJ
20 + 9 sc + 30 %CJ
20 + 9 sc + 30 %CJ
so + 9 sc + 30 %CJ
20 + 9 sc + 30 %CJ
20 + 9 sc + 30 %CJ
NA
NA
20 + 9 sc + 30 %CJ
20 + 9 sc + 30 %CJ
-FINES DOUBLE IF
NOT PAID 10 DAYS
-30% U ::,L AUUtU
TO EACH FINE
-~Y !>UKCHAKGt
C( .. c CD E .c u " .. :(
GOLDEN SUPERIOR ENGLEWOOD HAYDEN STEAMBOAT THORNTON BOULDER AURORA LAKEWOOD COLORADO WESTMINSTER ARVADA
SPRINGS SPRINGS
ADD 25/14 DAYS DBL FINE/14 DAYS 1ST, 2ND, 3RD OFF
50 30 20 NA 50/RED TAG ABAND 30/40/SO -30 40 50 -100
25 30 20 85 50 30/40/50 25 30 40 30-50 30 20
50 30 20 (SO FIRELANE) 85 50 30/40/50 so 30 40 50 -100
IF SIGN NO PARK*
25 30 20 85 0/SO* 30/40/50 25 30 40 50 30 20
IF SIGN NO PARK'"
2S 30 20 85 0/50* 30/40/50 -30 47 60 30 CT. APPEAR
DEFINED AS
25 30 -85 MOVING VIOL 30/40/SO 100 90 40 50 40 NA
75 50 100 200 100 100/150/200 112 100 100 100 100 350
? FINE ASSESSED
25 30 -85 TO REG OWNER 30/40/50 --NA so -NA
DO NOT HANDLE IF FIRELANE
100 30 -85 NA 60/80/100 --20 60 -NA
HAS COLLECTION
AGENCY (70% TO AGENCY)
DO NOT ALLOW
OVERNIGHT
NA NA 25 85 CAMPING NA -30 60 80 so CT. APPEAR
NA NA 20 85 50 NA 20 30 40 40 -NA
PERMIT PARKING
30 NA 20 85 50 NA 15 30 20 50 50 30
NA NA 20 85 50 NA -50 40 50 30 100
ADD S25 IF NOT -FINES DOUBLE IF -1ST OFFENSE
PAID WITHIN NOT PAID 14 DAYS WITHIN 24 MONTHS
25 DAYS -HOURLY PAKKINll 2ND, 3RD FINES
RESTRICTIONS ARE -11-PKUPU~AL
GRADUATED ONLY PASSES WILL GO
-LJU NU I HANLJLI: TO FLAT $35 FINE,
PRIVATE PARKING $70 FIRE LANE,
WITHIN CITY $105 HANDICAP
------
WHEAT RIDGE PARKING FINES
Oct. 29, 2012
1202 Stopping, Standing, Parking, Abandonment-
1204 Stopping, Standing, Parking specified places-
1204 Emergency access lane
1205 Parking at curb or edge of roadway
1206 Unattended motor vehicle
1207 Opening vehicle doors
1208 Handicapped parking
1209 Renter/owner liability for parking violations
I 21 0 Designated Area on Private Property
13-2 Major Motor Vehicle
13-8 Parking in alleys
13-62 Parking in restricted area (permit)
26-622 Parking for sale prohibited
0
Christopher D Randal]
Attachment B
$35
$35
$50
$35
$35
$50
See ordinance
$35
$50
See ordinance
$35
$35
$50
(c) No vehtcle shall be released from storage after towcng
u tess and until ali toWing and storage charges have been
pai-d, nd all admtntstraf ve charges speof1ed '" this section
1203 have be.en pa1d, ot eVIdence is presented by the Wheat
R1dge Police De.Partme f".t In the mumc1pal court that the rights
grartted under sett4ofl 120'3(~){b)(2) of thi code have been
in ok a In the event ny toWing IS found to be improper all
co ts for toWJng and storage shall be re•mbursed by the crty to
~he owner "
(10) SecttOJl 1204. concern1n stoppmg. standing or park1ng tn
specdied places, 1s hereby amended by the addrt•on of a new
subsection 1204(1Xl) to read as follows
(11)
·'(I) W1thtn des1gnated and marked emergency access lanos so as
to obstruct such ace ss lanes anywhere within the municipality ot
the Ctty ot Wheat Ridge. whether upon public or pnvate property.
except emergency vehicles {i e police ca , •re department
veh1cles ambulances, EMT vehrcles. etc ) dunng he answenng of
an emergency call.''
''(5) No person shall stop. stand or park a vehtcle, except when
necessary to avotd conflict wath other traffic or n compliance
w• h directions of a pollee officer, '" a zone that as designated
as a h ndicapp d parkmg area in a manner whtch obstructs or
may o~;truct the use of the des1 nated handtcapped parking
area by a vehtele wirh distinguishing Ucense plates or by a
vehicle with an Identifying placard indicating that he occupant
of sa1d vehrcle •s .a person with a d1sabtllty a.. defined herein
unless the v h:cle has a dtstmgu!shmg license plate or an
tdenhfying placard Indicating that the occupant of atd vehicle
is a p rson With a disability
(6} (a) A person who does not have a d1sabtltt ' and v. ho exercrses the
privilege defined ln subsection (2) of th s ~ctlon or who
v1olates subsect•on (5) or (10) of t~IS sect1on commits a cl~s B
trafftc Infraction puntshable by a mintmum fine of hree hundreo
ftfty dollars. not to exceed one thousand dollars. for lhe flfSt
offense and a mtn•mum f1ne of si)( h1Jndred aollars, not o
exceed on thousand dolfars, for a second offense or
subsequent offenses
( b) A person who v•olates thrs subs·ection (6) by parki a veh1cJe owned
by a comm&rciat carrier, as defined ln section 42-1-102 (17). shall be
subject to a tne of up to twtce the penalty imposed in paragraph (a)
of lh s s.ubsect:on (6). not to el(ceed one thousand dollars.
9
Attachment 2
(7) A person who does not have a d1Sabd1ty and who uses an
tdentifytng hcense plate or placard m order to recetve tne benefits
or privlleg s avarlable to a person with a d&sebthty under th1s sactton
commits a mtsdemeanor punt hable by a mimmum fine of ,hree
hundred fifty dollars. not to exceed one thousand dollars. for the
ftrst offense and mtntmum fme of St)l hundreo dollars, no. to
exceed one thousano dollars for a second offense or subsequem
offenses.
(8)(a) A peace off•cer or authorazed parktng enforcement offioaf may check
the identlflca 100 of any person ustng an tdenflfytng ltcenS& plate or
placard in order to determine wne her suCh use ts authoriZed
(12! S&r:t1on 1407, concernrng spi!lin9 loads on h1ghways ts arnended
to read as follows
"1 <10i' Sprlltng loads on stree s or htghways prohtbrted
) No veh•c e shall be dnven or r lOved on any street or ltghway
unless s ch vehicle JS constructed or loaded or th " load
thereof securely covered to preven .any of i s load from
d opping. siftmg. Jeaktng or otherwise escap1ng therefrom,
except that sand may be dropped for the purpos o secunng
tract1on or water or other substance may be sprmkled on a
roadway tn clean ng or ma.ntamtng such roadway
(2) J1o atson of thts sect1on constitutes a traff1c lr.fractton n t11e
event that a vehicle unlawfully spills ;ts ~ad or. pt..bhc pr~rty.
the drtver and/or owner of such vehicle shall be liable to the
Clty fot any damages caused by such spill In addition. tf city
employees must take any actJon 1n removal or mittgatton of
such a spill. the dnver and/or owner shall also reimburse th .
cit; or 1ts employ es' removaJ or mi tgatton efforts at the rate of
one hundred dollars {S:100 00) for any response lastmg less
han one (1) hour"
{13) Parl 14 concerntng other off nses. •s hereby am_nded by the
add1tton of a new section 1416 to tead 1n 1ts enttrety as follows·
"1416 Onvmg 'hrough pnvate property or dnveways.
(1) It IS unlawful for any person to dove from a public stre-et o
publl<: way of this oty over aaoss or th ough any pnvate
dnveway o avotd traff1c-contro! signals stop sign$ or other
traffic-con rol devices or as a route or shortcut from one (1)
public s reet or pubftc way to another
(2) As used in subsec I on ( 1} of th1s sec~1on · pnvate property'
tnctudes, b ~~is not lim1ted to. any :xopert not dedicated as a
publics reel or pubhc way. alley nght-of way or easement
10
~~j~
... r-City of ·~Wheat&_dge ~OLICE DEPARTMENT
TO:
VIA:
FROM:
DATE:
SUBJECT:
ISSUE:
Memorandum
Mayor DiTullio and City Co~
Patrick Goff, City Manager.W
Daniel Brennan, Chief of Police
April 15, 2013
Timed Parking Limitations
Part of the process of the West 38th Avenue realignment was the creation of on-street parking, to
include the posting of parking signs limiting parking to two hours along this corridor between
Wadsworth and Sheridan Boulevard. Staff discussed creating an amendment to the Model
Traffic Code (MTC) that would allow the Police Department to enforce parking time limit
complaints; however, it was determined that staff would evaluate parking complaints to
determine if an amendment to the MTC was necessary.
The Police and Community Development departments have since received inquiries and citizen
complaints regarding the timed parking limitations along this corridor.
BACKGROUND:
The West 381h Avenue corridor between Wadsworth and Sheridan Boulevard has been identified
as a high priority redevelopment area. In certain business and retail areas along this corridor,
there is limited parking, and it is important to have parking spaces with timed parking
limitations, to allow availability for customers to park, do their business, and vacate the space so
that other customers can be served. The City posted signs along the aforementioned corridor,
limiting parking to two hours; however, there is no provision to the MTC that would allow the
enforcement of timed parking limitations.
The City of Arvada has recently implemented a parking ordinance to create timed limited
parking areas in the area ofOlde Town, to address anticipated parking issues around stops of the
Gold Line commuter rail in this area.
RECOMMENDATION:
Staff is recommending adding language to the MTC, Section 1204, Stopping, standing, or
parking prohibited in specified places.
Staff Report-Timed Parking Limitations
April 15,2013
Page2
The current language states:
1204. Stopping, standing, or parking prohibited in specified places.
(6) This local authority, with respect to highways under its jurisdiction, may place
official traffic control devices prohibiting, limiting, or restricting the stopping,
standing, or parking of vehicles on any highway where it is determined, upon the
basis of a traffic investigation or study, that such stopping, standing, or parking is
dangerous to those using the highway or where the stopping, standing, or parking of
vehicles would unduly interfere with the free movement of traffic thereon. No person
shall stop, stand, or park any vehicle in violation of the rest:Iictions indicated by such
devices.
It would seem that with continued retail growth in this commercial area, complaints will
increase. Staff recommends that language be added to the Model Traffic Code, Section 1204 ( 6)
to include:
Parking violations involving signage, generally.
Timed parking limitations. When a traffic control sign is placed or posted giving
notice that no vehicle may remain parked for longer than the time specified on the
sign, it shall be unlawful for any person to park a vehicle longer than the maximum
time specified on the sign.
Adding this language will give the Police Department the ability to respond to citizen or business
complaints regarding parking, and take enforcement action if it is warranted. This amendment to
the MTC does not alter or change City requirements for parking permits in restricted areas.
Parking fines are established by the Municipal Court. Any financial impact from the creation of
this parking amendment will be slight.
Staff is seeking City Council direction regarding the aforementioned amendment to the Model
Traffic Code.
C: Kersten Annstrong, Court Administrator
Tim Paranto, Public Works Director
Ken Johnstone, Community Development Director
JL/DB/ck
... ~4~
... ~ r City of • .. ~Wheat~dge ~OFFICE OF THE 01Y MANAGER
TO:
FROM:
DATE:
SUBJECT:
Issue
Memorandum
Mayor and City Council N
Patrick Goff, City Manager~
April 9, 2013
2013 Metro Mortgage Assistance Plus Program
Should the City Council execute a Delegation and Participation Agreement with the City and
County of Denver to participate in the 2013 Metro Mortgage Assistance Plus Program?
Background
The City & County of Denver (Denver) is taking advantage of a new opportunity to provide
down payment and closing cost assistance paired with competitive, fixed-rate, 30-year VA and
FHA loans. Denver has asked that the Metro Mayors Caucus (MMC) solicit interest from other
communities to extend the program's benefits to residents of other Denver metro area
jurisdictions. At this time, any home in Denver, Littleton, Edgewater or Dacono can be
purchased through this program. Additional MMC jurisdictions are expected to join the program
throughout the year.
MMC and Denver have previously partnered to lower the cost ofhomeownership. From 1997-
2007, MMC worked with Denver to pool $211M in Private Activity Bonding authority to issue
Single Family Mortgage Revenue Bonds (SFMRBs). Through the Metro Mortgage Assistance
program (MMA), down-payment and closing cost assistance grants (DP A) and below-market
rate, 30-year fixed loans were offered to income qualified, first-time homebuyers. Unfortunately,
when adjustable rate mortgages became popular, these fixed-rate loans became less competitive.
With the ARM-fueled collapse of the subprime market, even good programs like MMA were
suspended. Now the national housing market is rebounding and the Denver metro area is seeing
steadily increasing housing prices and declining for sale and rental inventories. Maintaining a
stock of housing affordable to purchasers at many income levels is a critical part of maintaining
the region's competitive advantage. Program's like the new MMA Plus help reduce the up-front
costs ofhomeownership for qualified low and moderate income purchasers.
As in the prior bond programs, there is no cost or liability for an MMC jurisdiction to participate.
To participate, the jurisdiction must execute the attached two-page "Delegation and Participation
Agreement" with Denver, allowing MMA Plus mortgage loans with DP A to be made in that
jurisdiction. Upon receipt of an executed Participation Agreement the jurisdiction will be added
to the eligible loan area for the duration of the program, unless the jurisdiction should withdraw
prior. Unlike previous bond-funded programs, there is not a specific opt-in deadline for
participation and the program is not funded through the proceeds of tax-exempt SFMRBs.
Rather, the FHA and VA mortgage loans are originated by the participating lender, purchased by
servicer US Bank, and then pooled into Government National Mortgage Association (GNMA)
Certificates. These GNMAs in turn are sold by US Bank to Denver and then by Denver to
Raymond James & Associates. Raymond James, Denver's single family investment banker since
2006, has committed to purchase the GNMAs pursuant to a GNMA Purchase Agreement with
Denver.
Recommendation
Staff recommends that City Council execute the Delegation and Participation Agreement with
the City and County of Denver to participate in the 2013 Metro Mortgage Assistance Plus
Program. Additional MMA Plus program information has been attached which should address
any questions you may have about the program.
Attachments
1. Delegation and Participation Agreement
2. City of Denver & Metro Mayors Caucus Participating Jurisdictions 2013 MMA Program
3. City of Denver PowerPoint slides
4. MMA Plus Frequently Asked Questions
DELEGATION AND PARTICIPATION AGREEMENT
This DELEGATION AND PARTICIPATION AGREEMENT, dated as of April 8, 2013
(this "Delegation and Participation Agreement"), is by and between the City of Wheat Ridge, a
legally and regularly created, established, organized and existing political subdivision under the
Constitution and statutes of the State of Colorado ("Wheat Ridge") and the CITY AND
COUNTY OF DENVER, COLORADO, a legally and regularly created, established, organized
and existing political subdivision under the Constitution and statutes of the State of Colorado
("Denver");
RECITALS:
WHEREAS, the State of Colorado (the "State") Constitution Article XIV, Section
18(2)(a) provides that nothing in the Constitution shall prohibit any of the State's political
subdivisions from cooperating with one another to provide any service lawfully authorized to
each of the cooperating units; and
WHEREAS, Denver is authorized pursuant to its Charter to promote the financing of
residential facilities for low and middle income persons or families or facilities intended for use
as the sole place of residence by the owners or intended occupants and to promote the health,
safety and general welfare of the people of Denver; and
WHEREAS, Denver has sponsored its 2013 Metro Mortgage Assistance Plus Program to
provide competitive fixed rate 30-year mortgage loans which will be coupled with down
payment and closing cost assistance grants in connection with financing mortgage loans for
residential facilities, intended for use as the sole place of residence by the owners thereof, for
low-and middle-income families (the "Program"); and
WHEREAS, Denver has invited Wheat Ridge to participate in the Program; and
WHEREAS, Wheat Ridge has the full legal authority to participate in the Program
pursuant to the Resolution adopted by the Wheat Ridge Council authorizing Wheat Ridge's
participation in the Program pursuant to this Delegation and Participation Agreement
(collectively the "Act"); and
WHEREAS, Wheat Ridge desires to delegate to Denver the authority of Wheat Ridge to
take action and exercise power under the Act on behalf of Wheat Ridge with respect to the
Program within Wheat Ridge's boundaries;
NOW THEREFORE, in consideration of the mutual covenants and undertakings set forth
herein, Wheat Ridge and Denver hereby agree as follows:
Section 1. Wheat Ridge hereby delegates to Denver the authority of Wheat Ridge to take
action and exercise power under the Act on behalf of Wheat Ridge with respect to the Program
within Wheat Ridge's boundaries.
Attachment 1
4850-5814-5298.1
Section 2. Denver hereby accepts the delegation of authority from Wheat Ridge pursuant
to Section 1 hereof and agrees to abide by each of the terms and conditions of this Delegation
and Participation Agreement in connection with the use of such delegation. Denver agrees to
make the Program available to Wheat Ridge for the origination of home mortgages within Wheat
Ridge's boundaries.
Section 3. The participation of the Wheat Ridge in the Program, and all undertakings,
obligations, duties and rights of Wheat Ridge and Denver under this Delegation and Participation
Agreement, are contingent upon the implementation of the Program.
Section 4. In the event that the Program is not implemented by Denver or the Program is
discontinued by Denver, this Delegation and Participation Agreement, and all duties, obligations
and rights of Denver and Wheat Ridge hereunder, shall terminate. If the Program is not
implemented or is tem1inated, Wheat Ridge agrees to hold Denver harmless for any costs or any
other liabilities incurred by Wheat Ridge with respect to the adoption and approval of this
Delegation and Participation Agreement or any other Wheat Ridge actions related thereto.
Section 5. Wheat Ridge's participation in the Program pursuant to this Delegation and
Participation Agreement shall not be construed as creating or constituting a general obligation or
multiple fiscal year direct or indirect indebtedness or other financial obligation whatsoever of
Wheat Ridge nor a mandatory payment obligation of Wheat Ridge in any fiscal year during
which this Delegation and Participation Agreement shall be in effect.
[Signatures on the following pages]
4850-58 14-5298.1
IN WITNESS WHEREOF, Wheat Ridge and Denver have caused this Delegation and
Participation Agreement to be executed and be effective as of , 2013.
[SEAL]
Attest:
By _____________ ___
Name Title --------------
CITY OF WHEAT RIDGE
By ____________________________ __
Name Title --------------
CITY AND COUNTY OF DENVER,
COLORADO
By ___________________________ __
Manager of Finance
[Signature Page to Delegation and Participation Agreement]
4850-5814-5298.1
City of Denver
& Metro Mayors Caucus Participating Jurisdictions
2013 Metro Mortgage Assistance Program
It
DEN V E R•
THE MILl HIGH CITY
Program Benefit: The 2013 City and County of Denver Metro Mortgage Assistance Program will provide a
competitive 30-year fixed-rate mortgage down payment assistance (DPA) grant equal to 4% of the
mortgage amount to qualifying low and moderate income homebuyer families throughout the City and
County of Denver, and in certain surrounding communities that choose to participate from the 40-
jurisdiction Metro Mayors Caucus (MMC).
Program Mortgage Rate: Will be slightly above market rate (e.g., as of 12/28/12 anticipated to be 3.5%).
The program mortgage rate will change periodically to stay competitive with the market.
Program DPA: Each homebuyer family will receive a non-repayable DPA grant for down payment and
closing costs equal to 4% of the initial principal balance of the mortgage loan. This is funded by the City of
Denver at mortgage loan closing. The net DPA is 3%, taking into account the 1% origination fee. Lender
income is 2%, coming from the 1% origination fee at loan closing and 1% SRP (0.50% for VA loans) upon
sale of the loan to the Servicer.
Program Size: $15,000,000 revolving.
Program Period: Denver anticipates an initial two-year program term, though it would be extendable by
the City thereafter, for "continuous origination."
Eligible Mortgagors: The normal tax-exempt bond or MCC program requirements (income & purchase
price limit, and first-time homebuyer requirement) will not apply. In addition, the homebuyers will not be
subject to "Recapture Tax." Denver has set the following requirements for eligible homebuyers:
1) No First-time Homebuyer Requirement
2) Maximum Credit Qualifying Income: $91,100 (2 or fewer)/$103,000 (3 or more)
3) Maximum Home Purchase Price: None
Eligible loans: FHA, VA, all 30-year, fixed rate & poolable into GNMA Certificates, minimum 640 FICO
score, maximum 45 debt-to-income (DTI) ratio. All homebuyers must receive home buyer education from a
HUD-approved counseling agency. Loans must be "underwriter certified" within 15 days of loan
reservation, closed within 45 days, and purchased by the Servicer within 70 days. Refinances are not
permitted, except for loans currently serviced by US Bank.
Eligible loan Area: Mortgage loans under the program may be made to qualifying borrowers throughout
the City and County of Denver, and in the participating MMC jurisdictions.
Participating lenders: Must be approved by Denver and the Servicer, sign a Participating Lender
Agreement with the Servicer, sign a Lender Agreement with the Denver, pay an annual fee to Denver of
$1000, and receive webinar training from Administrator eHousing and the Servicer.
Please go to www.denvergov.org/oed and click on Housing Assistance and then Metro Mortgage
Assistance Program tab for current participating lenders.
To Become a Participating Lender: Please contact Stacy Houston with Raymond James at:
stacy.houston@raymondjames.com.
Attachment 2 3/01/13
2013 DENVER
Metro Mortgage
Assistance
"METRO MORTGAGE ASSISTANCE PLUS"
PROGRAM
Down Payment Assistance of 4°/o
(3°/o + 1 °/o Origination)
of the total mortgage amount -
in exchange for a slightly higher mortgage interest ratel
Attachment 3
HISTORICALLY DENVER HAS OFFERED:
SINGLE FAMILY MORTGAGE REVENUE BOND PROGRAMS
Single Family Mortgage Revenue Bonds are tax-exempt bonds
that state and local governments issue to help fund below-market-
interest-rate mortgages for first-time qualifying homebuyers.
Eligible borrowers have low to moderate incomes below 115
percent of median family income.
Since 1997, Denver has assisted in the origination of 1,331
loans totaling $178,648,679.*
Denver's Last Bond Program from 2006-2007
Average Loan Amount: $158,983
Average Purchase Price: $166,428
Average Income: $47,614
Average Household Size: 1. 77
Targeted Area Loans: 38
(*Only 2.8% of these loans are delinquent either with a payment 30 days past due through foreclosure.)
2
PROGRAM SUMMARY
Program Basics:
» Net 3°/o Down Payment Assistance "Grant" and up to 1 °/o Origination Fees
to qualifying low & moderate income homebuyers.
» Mortgage rates to buyers are slightly above market (currently about 0.25°/o -
0.40o/o above market today) to fund the down payment assistance and closing
costs. Loan interest rates fluctuate to stay competitive with current market.
» Eligible loans must be 30 year fixed rate FHA and VA, and are then pooled
into GNMA Certificates.
» $15 Million Revolving Program: Participating lenders may reserve and close
loans at any time. As soon as GNMA Certificates are pooled and sold, the
capacity of the Program is restored by such amount.
» Denver funds Down Payment Assistance, and is reimbursed upon sale of
GNMA Certificates.
» Two year program, with annual extensions thereafter.
3
PROGRAM DETAILS
Home Buyer Requirements:
)> Purchases only. No refinances.
)> No First-time homebuyer requirement.
)> Must be located in Denver -expandable to the Metro Mayors
Caucus jurisdictions upon execution of an IGA with an MCC city.
)> Loan must be underwriter certified by a participating and approved
lender
)> Maximum qualifying income:
• $91,1 00* (2 or fewer in household)
• $103,000 (3 or more)
)> Minimum 640 FICO credit score, with monthly recurring debt
payments not exceeding 45o/o of monthly income (45% debt-to-income).
)> Homebuyer education required from HUD approved agencies (Free
4 hour course or $50 on-line).
)> No maximum purchase price.
*H.U.D. identified AMFI (Area Median Family Income) utilized by and comparable to CHFA and Denver's MCC Program
4
RATIONALE FOR NEW PROGRAM
);> Need for Down Payment Assistance: The lack of down payment assistance for prospective qualified home
buyers is a key impediment to families purchasing their first home. This program will help low and moderate
income homebuyers.
);> HUD Guidelines: HUD dictates that only an instrumentality of Government, a Housing Finance Agency, or an
approved not-for-profit organization can provide down-payment assistance on government insured loans.
);> A Market Driven Program: This proposed down payment assistance program takes advantage of efficient
existing private sector products and services rather than indirect government funding .
);> Market Changes: A traditional Mortgage Revenue Bond Program is not practical in the current market as the
interest rate on mortgages funded by tax-exempt housing bonds approximates or exceeds traditional private
sector mortgage rates -therefore there is no demand for mortgages funded from tax-exempt housing bonds.
);> Flexibility of the Program: Mortgages originated under the program are not subject to restrictions of the
Internal Revenue Service for Tax Exempt Bond Programs.
);> Synergy with the MCC Program: Buyers can utilize both the down payment assistance provided through
MMA Plus, and the MCC program (which provides tax credits), assuming they qualify.
);> Home Ownership: Research supports the view that homeownership brings substantial social benefits.
Homeownership boosts the educational performance of children, induces higher participation in civic and
volunteering activity, improves health care outcomes, lowers crime rates and lessens welfare dependency.-
often attributed to the pride of ownership and the sense of belonging in a community 1.
);> Promotes "Sustainable" Home Ownership: The program encourages quality homebuyers (min . 640 credit
scores with max. 45 debt to income) with full documentation to purchase a new home. Program requires
participants to undergo homeownership counseling through a HUD-certified provider.
1Social Benefits of Homeownership and Stable Housing , NATIONAL ASSOCIATION OF REAL TORS, Research Division , April 2012 5
Assumed Mortgage Loan Amount
(FHA, 30-year fixed ... minimum 3.5%
borrower contribution):
Estimated Mortgage Loan Rate:
Net Down Payment Assistance (DPA}
Grant Amount:
Monthly P&l Payment:
Annual Federal Income Tax Credit:
$2,000/year max
First-Time Homebuyer Requirement:
Income Limits:
Purchase Price Limits:
Homebuyer Education Requirement:
COMPARISON WITH MARKET RATE LOAN
(SAMPLE)
Denver Denver '12 MMA Plus Program
'12 MMA Plus Program loan loan w/Denver '12 MCC (30%
credit)
$150,000 $150,000
3.75% 3.75%
$4,500 $4,500
(3% of mortgage amount) {3% of mortgage amount)
$695/month $695/month
$140/month
(drops effective P&l to
$555/month)
No Yes
$91,100 -1-2 person $79,300-1-2 person non-
$103,000 -3+ person target
$91,100-3+ person non-target
$95,100-1-2 person target
$111,000 -3+ person target
None $370,252 -non-target
$452,531 -target
Yes Yes
Sample
Market Rate loan
$150,000 .
I
3.50% I
$0
$674/month
No
None
None
No
6
Current Rate:
Down Payment Assistance (DPA)
Amount:
DPA Type:
Available Loan Types:
First-Time Homebuyer Requirement:
Income Limits (Denver):
Purchase Price Limits (Denver):
Homebuyer Education Requirement:
Minimum Homebuyer Contribution:
Minimum Mid Credit Score:
COMPARISON WITH CHFA PROGRAMS
SAMPLE RATES
Proposed Denver
'12 MMA Plus Program CHFA SmartStep Plus
3.75% (estimate) 3.75%
4% of mortgage amount Up to 3% of mortgage amount
(3% net with 1% origination fee) (2% net with 1% origination fee)
Non-repayable grant 30-year fully amortizing 2nd
mortgage at p t mortgage rate
FHA and VA FHA, VA, USDA-RD
No Yes
$91,100-1-2 person $79,300-1-2 person non-
$103,000-3+ person target
$91,100-3+ person non-target
$95,100-1-2 person target
$111,000 -3+ person target
None $375,000-non-target
$417,000-target
Yes Yes
No $1,000 (may come from gift
funds)
640 620
CHFA HomeOpener Plus
4.0%
Up to 3% of mortgage amount
(2% net with 1% origination fee)
30-year fully amortizing 2nd
mortgage at p t mortgage rate
FHA, VA, USDA-RD
No
$91,100-1-2 person
$103,000-3+ person
None
Yes
$1,000 (may come from gift
funds)
620
7
Taxable Tax Credit
e Asst Plus Proaram MCC Program __
Applies for
Qualified Homebuyer loan at participating
... Mortgage Lender (1) may also apply for a
Home\ r tax credit of up to
Buyer \ (eHousing approves compliance ... $2,000 per year
& lists loan) ,
+
Our program provides DPA Utilize a mortgage
-lt interest tax
US Bank (Se rvicer) purchases
deduction (2)
loan from mortgage lenders
and pools loan with other
mortgage loans into GNMA
Certificates and transfers to
Custodian on announced sale (1) Unlike traditional single farr
date mortgage revenue bonds, tl
mortgages generated will h + interest rates of .25% -.40~
greater than market to cover
Program Advisor (Raymond program costs.
James) buys GNMA Certificates (2) A homebuyer paying $5,000 ir
mortgage interest utilizes $1 ,5 00
on specified date through (30%) as a tax credit and has
mortgage interest deduction o Custodian (US Bank Corp. Trust) $3 ,500.
and then sells them in the market
place 8
FINANCING TEAM
~ Program Sponsor/Issuer -City and County of Denver (Finance & OED), tn
cooperation with participating Metro Mayors Caucus jurisdictions
~ The City's Program Counsel -Kutak Rock, LLP
~ The City's Financial Advisor-First Southwest Company
~ Program Advisor/GNMA Purchaser-Raymond James
~ Servicer-US Bank Home Mortgage
~ Online Loan Reservation Administrator -eHousingP/us
~ Custodian -US Bank Trust Services
9
Metro Mortgage Assistance Plus
Metro Mortgage
Assistance Plus
>>>What is this program?
This is a special grant program for low and moderate income individuals and families
that seek to bring the dream of home ownership within reach. We know that lacking the
funds for a down payment is often a barrier to home ownership. As you apply for a 30-
year fixed rate mortgage, we help with down payment and closing cost assistance of up
to 4% of your loan!
>>> Do I have to pay back this down payment grant in the future?
No! This is your incentive to take the exciting step to apply and qualify for a home
mortgage.
>>> How do I find out whether I qualify?
Your lender will help you explore your specific income, debt and credit factors. Unlike
previous mortgage assistance programs you may have heard of, there is no
requirement that you be a first-time buyer.
Your income needs to be less than $91,100 for households of two or fewer persons
(and less than $103,000 for three or more).
>>>Do I still need to meet other guidelines?
Yes, as with a regular mortgage, you do need to meet the loan guidelines.
This program asks that you have a minimum FICO score of 640 (660 for manufactured
homes) and a maximum debt-to-income ratio of 45, and we also require that you
complete HUD-approved homebuyer education. And even though a significant portion
of your down payment will be supported by this grant, you do need to bring 0.5% (one-
half of one percent of the total mortgage) to the closing on your own.
Attachment 4
For example, a house you might purchase for $160,000 might require 4% as the down
payment plus closing costs, or $6,400. This program would grant you $5,600 of that
amount, but you would need to contribute $800.
>>>Where do I get this free homebuyer counseling--the education that you
require?
There are a number of nonprofit organizations that provide this service, including:
www.coloradohousingassistance.org
www.delnortendc.org
www.nedenverhousing.org
www. brothersredevelopment.org
In addition, any HUD approved housing counseling agency is acceptable. For a
complete list of agencies, visit http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm.
>>> What sorts of homes or properties can I purchase?
Single-family, detached house
Condominium or town home
Duplex
Manufactured homes
You must occupy the home as your primary residence. We do not have a limit on the
property price beyond what your lender believes you can qualify for. Note: This program
does not include refinancing of properties you already own.
>>> Where should the home I buy be located?
At this time, any home in Denver, Littleton, Edgewater or Dacono can be purchased
through this program. Additional Metro Mayors Caucus jurisdictions are expected to join
the program throughout the year.
>>> Who are the mortgage lenders?
We're pleased that 12 lenders have offered to work on this program because they know
that it represents a small but significant boost to increasing home ownership-which in
turn builds the overall strength and vitality of neighborhoods. They are:
America's Mortgage, 303-996-2400
Air Academy Federal Credit Union, 800-223-1983
Commerce Mortgage, 303-770-2686
Citywide Home Loans, 303-996-7000
Cornerstone Home Lending, 970-797-3717
Ent Federal Credit Union, 800-525-9623
Guild Mortgage
Peoples Mortgage, 303-302-3125, 303-224-3442
Real Estate Mortgage Network (REMN), 720-644-3117
Rocky Mountain Mortgage Specialists, Inc., 303-773-6106
Summit Mortgage Corporation, 303-779-0591, 720-200-9480
Universal Lending Corporation, 303-758-4969
V.I.P. Mortgage, 303-302-2285, 303-695-7818
WR Starkey Mortgage, 720-489-0712, 303-757-0300, 303-671-8733
>>> Can I use a different lender?
Your fastest and most convenient choice would be from the participating lenders listed
above. If you are working with another lender who would like to participate, they would
need to apply and meet certain requirements. Ask them to contact Stacy Houston with
Raymond James, stacy.houston@raymondjames.com.
>>> How long will this opportunity last?
We expect this revolving pool of $15 million in funding to be available for about two
years, through about December 2014. It is a first-come, first-served basis.
>>> How do I get started?
Choose a participating lender, tell them that you're interested in the "Metro Mortgage
Assistance Plus Program," and begin the process today to become the metro area's
newest homeowner!
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~~4~ ... ., City of ""~WheatB4_dge ~OFFICE OF THE CITY MANAGER
Memorandum
TO: Mayor and City Council
FROM: Patrick Goff, City Manager
DATE: April 10, 2013
SUBJECT: 2013 Community Forum and Council Retreat
The 2013 Mayor and City Council Strategic Planning Retreat will be held on the evening
of May 17th and the morning/early afternoon of May 18th. This year, a Community Forum
will be held prior to the Retreat on the evening of May ih. The goal of the Forum is to
obtain qualitative data from the opinions of residents and better understand their priorities
for the community to help shape the city's strategic plan. Topics for the Forum could
include, but are not limited to, the following:
• Council Vision and Goals
• Priority Based Budgeting result definitions
• Community programs and services
• Alternative revenue sources
• Specific policy questions, e.g., potential tax increases
Both the Forum and the Retreat will be facilitated by Marcia Hughes from Collaborative
Growth. Ms. Hughes facilitated Council's retreat in 2012.
Following is a draft agenda for the Retreat:
• Summary of Community Forum
• 2011-2013 Action Items and Accomplishments
• Review ofVision and Goals
• Issues Facing City Council for 2013/2014
• Consideration of Items for 2013/2014 Action Agenda
• Dream Outside of the Box: What do we want for Wheat Ridge in the Future
• Fiscal Sustainability
• Council Rules and Procedures
Staff would like direction/confirmation from the Mayor and Council on the following
items:
1. Community Forum on Tuesday, May i h from 6:00p.m. to 8:00p.m. Dinner will
be provided. Location to be determined.
Study Session Staff Report
April 15, 2013
Page2
2. The Forum will be open to all Wheat Ridge residents but will be limited to the
first 100 residents to RSVP and weighted by Council Districts.
3. Council's role in Forum
4. Forum Agenda and format
5. Mayor and Council Retreat on Friday, May 17th from 5:30p.m. to 9:00p.m. and
Saturday, May 18th from 8:30 a.m. to 1 :30 p.m. Dinner, continental breakfast and
lunch will be provided. Location to be determined.
6. Retreat Agenda